Filed with Credit Karma - Anyone have a direct deposit date yet?

Credit Karma/Cash App Tax filers seem to be moving a bit slower this year in my experience. I filed on February 3rd and just got my direct deposit yesterday! 😂 The IRS doesn't technically process returns differently based on which software you use, but there does seem to be some weird timing patterns. Have you checked your transcript on the IRS website? That usually updates before Where's My Refund does.

I filed with Credit Karma exactly 23 days ago and was getting really anxious when nothing updated. I called the IRS regular number 14 times and couldn't get through to anyone. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in 17 minutes. They told me my return was just in normal processing and I should see a deposit date within 5-7 days. Sure enough, my WMR updated yesterday with a deposit date for March 8th. Sometimes you just need to talk to a real person to ease your mind.

I'm in the EXACT same boat! Filed with Credit Karma on February 5th and was getting so frustrated with no updates! 😫 I finally got my deposit date yesterday, so about 3 weeks total wait time. The anxiety of waiting is the worst part - I completely understand how you're feeling. The IRS seems to be processing returns in weird batches this year. Don't worry too much yet, I bet you'll see movement in the next few days! ❤️

I've been tracking Credit Karma/Cash App Tax processing patterns and here's what I'm seeing: • Most returns are processing in 18-25 days right now • Returns with tax credits take about 7 days longer • Transcript updates usually happen overnight Wednesday-Thursday • WMR tool often lags 2-3 days behind actual processing If you want to understand exactly what's happening with your return, I'd recommend using https://taxr.ai to analyze your transcript once it appears. It explains all those confusing codes and gives you an actual timeline prediction based on your specific situation.

Be careful with Credit Karma/Cash App Tax if you have anything remotely complicated in your return. It's like using a Swiss Army knife when sometimes you need a specialized tool. Last year I filed with them and my return got stuck in processing for 2 months because their software didn't properly account for some investment losses. The IRS never notified me - it just sat in limbo until I called. If your return is simple, you're probably fine, but if you have investments, multiple states, or self-employment income, you might want to watch it closely.

I filed with Credit Karma on February 1st and just got my refund yesterday. Here's what happened: 1. Filed and accepted Feb 1 2. WMR showed one bar for 2 weeks 3. Transcript updated Feb 22 with codes 570/971 (temporary hold) 4. Called IRS on Feb 23 - they said identity verification needed 5. Verified identity online same day 6. Transcript updated Feb 26 with 846 code (refund issued) 7. Money in account March 1 The concerning part is they never sent me any notice about needing identity verification. If I hadn't checked my transcript and called, I might still be waiting with no idea why.

Have you tried using the IRS2Go app instead of the website? Sometimes it updates faster than the WMR portal. Also, check out the r/IRS megathread on refund timing - they have a daily thread where people post their filing software, date, and when they received refunds. From what I've seen there, Credit Karma/Cash App filers are averaging about 21 days right now. The IRS refund calendar at https://www.irs.gov/refunds is also helpful for understanding the general processing schedule.

I've used both Credit Karma and TurboTax in consecutive years, and there's definitely a difference in the Acknowledgment Code (ACK) processing time. The Path Act also affects EITC and ACTC claims, creating a mandatory hold until mid-February regardless of filing date. If you've claimed either of these credits, the 21-day processing window wouldn't have started until February 15th at the earliest, even if you filed in January. The IRS's Modernized e-File (MeF) system batches returns, so timing can vary significantly based on which batch your return was assigned to.