The status change is working as designed. Here's what happens: 1) You complete your return in Credit Karma. 2) It shows as 'Pending' while their system prepares the electronic file. 3) They submit it to the IRS and state tax authorities. 4) Status changes to 'Submitted' once transmission is confirmed. 5) State calculations often finalize during this process, which is why you now see the amount. Nothing to worry about - this is exactly how it's supposed to work.

Same thing happened to me! I was staring at my Credit Karma account every 17 minutes like it was going to magically make my refund appear faster 😂 The status bounced around from 'pending' to 'submitted' and then my state amount appeared out of nowhere. The real fun begins when you start checking the Where's My Refund tool and get those cryptic messages about your return being processed. Tax season: the only time we refresh websites more than when trying to buy concert tickets!

Let me clear this up for you. Yes, it still goes through SBTPG. The free edition only means you don't pay for tax preparation - it has nothing to do with how the advance works. When you take an advance, you're essentially taking a loan that gets repaid when your actual refund arrives. SBTPG is the middleman that handles this transaction. They front you the money now, then intercept your refund later to recoup their costs. This happens regardless of which edition you used or where your final deposit is going. It's all about the advance, not the software version.

Here's what you need to do: • Create an account on SBTPG.com using the same info from your tax return • Track your refund there AND on the IRS Where's My Refund tool • Call SBTPG directly at their customer service if nothing shows up after your WMR says refund sent • Consider opting out of advances next year - they're convenient but add complexity • Remember that "free edition" just means free preparation, not free financial products The advance is essentially a loan against your expected refund, so yes, it MUST go through the third party regardless of which edition you used.

Has anyone had experience with what happens if the banking information is actually incorrect? I'm curious about the timeline for resolution if an error is discovered after filing.

Just to clarify what others have said - the IRS intentionally redacts banking information from transcripts as a security measure. Think about it: would you want your bank account details sitting on a document that could potentially be accessed if someone had your personal information? 😬 If you're truly concerned, call the IRS (bring a good book while you wait on hold!), or check your return copy. For next year, I'd recommend taking a screenshot of the banking page during filing - saved me a lot of worry this tax season!

I need to caution you about something important. On March 12th, 2024, I was in an identical situation - WMR showing processing but transcript showing nothing. I assumed it was normal and waited. By April 2nd, I discovered my return had been flagged for identity verification, but I never received the letter (which was apparently mailed on March 15th). This delayed my refund by an additional 9 weeks. If you don't see transcript movement by March 25th (7 weeks after filing), I strongly recommend contacting the IRS to verify there are no holds on your account that require action from you. The system doesn't always notify you properly when there's an issue.

I'm currently going through the exact same thing and wanted to outline the steps I've taken so far: 1. Filed and accepted on February 3rd 2. WMR showed "processing" for 3 weeks 3. Checked transcript - showed "no return filed" 4. Called IRS main number on February 28th (couldn't get through) 5. Checked transcript again on March 7th - finally updated 6. Refund deposited on March 12th The key thing I learned is that the transcript update is often the last step before your refund is approved. Have you checked your transcript again today? Sometimes they update overnight and you might see movement.

I'm wondering if there's a deadline for filing the amendment? I think I might be in a similar situation but I'm not sure if I should rush to fix it now or if I have some time to figure everything out properly?

Just wanted to share a success story - I was in this exact situation last tax season! Had claimed my nephew as a dependent then realized my sister had already claimed him (oops, family communication fail 🤦‍♂️). Used TurboTax to amend electronically in April 2023, and surprisingly it was processed by mid-June. The original refund came through normally about 3 weeks after filing, then the adjustment amount (which was a payment I had to make) was handled separately. The whole process was WAY less painful than I expected. Just make sure you have all your documents ready before starting the amendment - saves a ton of time!

I was in exactly your situation last year. Filed January 22nd with two dependents, got accepted January 23rd, then nothing happened until March 1st. Meanwhile, my sister who filed February 10th without dependents got her refund on February 20th. The PATH Act creates this weird situation where filing earlier can actually mean waiting longer compared to simple returns filed later.

Here's what's happening with your return, step by step: 1. Your return was accepted on January 21st and entered the processing queue 2. Because you claimed dependents, it falls under PATH Act provisions 3. The IRS cannot release refunds with certain credits until after February 15th 4. After February 15th, your return enters the regular processing queue 5. Tax Topic 152 simply means you're getting a refund, not that there's an issue 6. The one bar on WMR means your return is in the system and processing 7. Many PATH Act returns don't update on WMR until just before deposit 8. Current processing time for PATH Act returns is averaging 4-6 weeks after February 15th This is completely normal. No need to worry unless you receive a specific notice from the IRS or your WMR shows an error message.

The TC 152 on WMR is actually a Transaction Code indicating normal processing. Your return is likely in the Return Processing Pipeline (RPP) but hasn't yet reached the Transcript Database Integration (TDI) phase. This is a normal sequence during peak filing season when the IRS is processing high volumes. Have you verified that your e-file was accepted with a formal acknowledgment code? That's the most critical confirmation at this stage.

Maybe try checking your Account transcript instead of your Return transcript? Sometimes the Account transcript will update first and show that your return was received, even when the Return transcript still says N/A. It might be worth a look, if you haven't tried that already. I think a lot of us get anxious during tax season, especially when we're counting on that refund.

Your cycle code is actually one of the most important pieces of information on your transcript. Code 04 means your account is processed on the 4th day of the week (Tuesday), so updates appear Wednesday. This is different from weekly cycles (05) which process Thursday and update Friday. Don't bother checking before Wednesday morning - nothing will change until then. I was shocked when I learned how regimented the IRS systems actually are with these processing batches.

I might be able to provide some insight as someone who successfully navigated a similar situation. My return with cycle code 04 updated precisely at 3:12am on a Wednesday, and I received my refund exactly 8 days later. Based on the patterns I've observed, most 04 cycle taxpayers seem to get their updates between 1am-5am on Wednesdays, though occasionally some appear as late as noon. I'm slightly concerned that military returns might face additional scrutiny this year due to the new W-2 verification procedures, but the timeline should remain relatively consistent.

Word of caution from someone who's been there - I had my Mississippi refund delayed for THREE MONTHS last year because I had moved and my address didn't match what they had on file. The most frustrating part was they never notified me of the issue. I only found out when I finally got through to a human after countless calls. If you've moved or had any life changes, definitely call to verify your information is correct in their system. My $1,342 refund was just sitting there in limbo while I was checking my bank account daily like a fool.

Has anyone received their Mississippi refund after filing in March? I filed on March 15th and I'm trying to figure out if I should expect it before my mortgage payment is due on May 1st. In previous years it seemed faster, but everything I'm reading here suggests I shouldn't count on it.

Be careful with how you proceed here! I had this same issue and it turned out someone had attempted to create an account using my information (not successfully, but enough to flag my account). According to the IRS website at https://www.irs.gov/identity-theft-central, this can sometimes be an early warning sign of identity theft. I'm not saying that's what's happening in your case, but it's worth being cautious. You might want to check your credit reports at www.annualcreditreport.com and consider placing a credit freeze if you see anything suspicious. The IRS has a special Identity Protection PIN (IP PIN) program that can help secure your tax account if you're concerned: https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin

Listen, the IRS site is notoriously glitchy on mobile. Been that way for yrs. Most ppl don't realize their system runs on ancient tech that barely works w/ modern browsers. Quick fixes that work for most: - Try incognito/private browsing mode - Desktop comp > phone ALWAYS - Clear cookies/cache before trying - Try diff browser (Firefox tends to work better) - Log in super early AM or late PM If none of that works, just call the transcript req line (800-908-9946). Takes 5-10 days but way less hassle than fighting w/ their garbage website. Trust me, I've been down this rabbit hole many times.