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I'm somewhat perplexed by what appears to be conflicting information on my tax return status. My 'Where's My Refund' tool is currently showing 'Being Processed' which would presumably indicate that my return has been accepted. However, when I attempt to access my account through ID.me, it's requesting verification steps. I've completed all the necessary filing requirements approximately three weeks ago following my recent divorce settlement. Has anyone else encountered this particular discrepancy? I'm wondering if perhaps these are two separate systems that don't necessarily communicate with each other in real-time.
OMG this happened to me too! Def do the ID.me verification asap. I was stuck in this weird limbo for like 2 weeks bc I thought the verification would mess something up. Finally did it and could see my full transcript. Turns out there was a small adjustment they made (gave me $126 more than I calculated!) and my DDD was already scheduled. WMR never updated until after the $ hit my account tbh. The whole system is kinda a mess rn with tax season rush.
This discrepancy occurs due to authentication protocol differences between the refund status API and the transcript access portal. An alternative approach is to request a tax transcript by mail using Form 4506-T, which bypasses the ID.me verification requirement. The transcript will contain all relevant cycle codes and processing information. While less immediate than online access, this method provides the same detailed information without requiring digital identity verification, which some taxpayers find problematic due to biometric data concerns.
State tax refunds are like weather forecasts - the DDD is more of a guideline than a guarantee. Think of it this way: the state says they'll deposit on Wednesday, but your bank decides when to make it rain in your account. Online banks tend to process faster than traditional banks - it's like the difference between streaming a movie instantly versus waiting for a DVD in the mail. My advice? Always assume it'll be 1-2 days later than the DDD, then you'll either be right or pleasantly surprised.
I tracked 3 years of state refunds with exact dates: 2022: DDD was April 18, received April 19 (Chase) 2023: DDD was March 27, received March 27 (Chase) 2024: DDD was February 12, received February 10 (switched to Capital One) The only variable that changed was the bank. When I switched to Capital One this year, I got it 2 days early. My federal refund followed the exact same pattern. Some banks front the money once they see the pending deposit from IRS/State.
Oh my goodness, I went through EXACTLY this last month! The transcript updates typically happen Thursday night/Friday morning for most people. Since you claimed dependents, you're likely on a slightly longer processing timeline. I was so frustrated waiting, but my transcript finally updated 17 days after acceptance! Here's what happened with mine: - Return accepted: February 11th - One bar on WMR until March 1st - Transcript updated March 1st with DDD of March 6th - Refund received March 6th The PATH Act can delay refunds with certain credits, but even regular dependent claims seem to take longer these days. I'd say give it until at least March 21st (which would be 21 days) before getting too worried!
I might be able to provide some insight based on my experience this filing season. My return with two dependent children was accepted on February 22nd, and I observed the following timeline: - Acceptance date: Feb 22 - WMR showed one bar until: March 8 (approximately 14 days) - Transcript updated: March 9 - Refund deposited: March 14 It seems that, generally speaking, returns with dependents may take somewhere between 14-21 days to process in most cases, though there are certainly exceptions. Your transcript will likely update before the WMR tool shows any change, so checking that might give you earlier notification.
According to the IRS Transcript Reference Guide (which you can find on irs.gov), code 570 is officially described as "additional account action pending" - it's a temporary hold. The system may need to verify information on your return against information they've received from other sources, like your W-2 or 1099 forms. Have you checked if there's a 971 code as well?
I've been through this multiple times and here's what you need to know about code 570: ā¢ It's a temporary hold that can be triggered by many different things ā¢ If it's PATH Act related, you'll usually see TC 570 with a date of April 15, 2024 ā¢ If you claimed refundable credits (EITC/ACTC), the PATH Act prevents refunds before mid-February ā¢ A 570 followed by 971 usually means they're sending you a letter ā¢ Most 570 codes resolve within 2-3 weeks without any action required Most importantly, don't panic - about 70% of these resolve automatically.
Just to clarify something important - are you trying to access your transcripts through the IRS website or through the phone system? The phone verification for transcripts uses a different database than the online verification, so sometimes people who can't verify online can still get their transcripts by calling 800-908-9946. Also, did you recently move or change phone numbers? That often causes the verification issues you're describing.
Based on what I've seen in this community: ā¢ Disappearing tax topic = processing movement (usually good) ā¢ Can't access transcripts = separate issue (verification problem) ā¢ 3 weeks processing = still within normal timeframe ā¢ Student filers often see faster processing in May ā¢ Most refunds with standard deductions/credits arrive within 21-30 days Don't panic yet! But if it goes beyond 30 days with no updates, then consider taking more action.
Anyone know if having biz income affects PATH processing time? My Schedule C is pretty simple but I'm worried it might flag for extra review. TIA!
I filed on February 5th last year and had my refund by February 22nd. PATH Act hold lifted on the 15th, transcript updated with an 846 code on the 18th, and money was in my account on the 22nd. Completely smooth process. Hope yours goes just as well!
My cycle code has been 02 for three years straight and I always get my refund within 10-14 days. My sister's is consistently 05 and she waits 3-4 weeks minimum. We file almost identical returns (both W-2 only, standard deduction) but through different preparers. Compared to most people I know with 05 codes, the 02 processing does seem faster overall. It's like being assigned to a different team at the IRS.
Has anyone tried just calling and asking to be put in the 02 cycle? š I'm imagining an IRS agent with a big rubber stamp marking returns for the fast lane. But seriously, maybe try checking your transcripts weekly to see if there's any pattern to how they're processing your return this year compared to previous years? That might give you some clues about whether the change will speed things up.
I filed and was accepted on January 27th according to TurboTax. Absolutely zero update since then. Checked the IRS Where's My Refund tool and it still just shows "Return Received" status. I managed to access my transcript for 2023 on the IRS website but there's nothing on it related to my return. Anyone else in this same boat? Starting to worry since the IRS.gov says most refunds should be issued within 21 days...
Based on what you've described, your return is likely in what's called the "pre-processing queue." I've tracked this pattern for several years: 1. On January 27, 2024, you filed and received acceptance 2. Today is February 29, 2024, so it's been 33 days 3. For returns filed between January 23-31, 2024, the current average processing time is 35-42 days Your transcript will likely update all at once rather than gradually. The empty transcript is actually normal at this stage. If you don't see any updates by March 9th (around the 42-day mark), then I would recommend calling the IRS directly. The key thing to watch for is the "846" code on your transcript when it appears - that's your refund date.
OMG YES! I'm in EXACTLY the same situation and it's making me crazy!!! Filed Jan 24th, accepted same day, and NOTHING since then! My transcript is completely empty for 2023 even though I can access it. WMR just has the stupid first bar and says "still processing" when I check it. I've been counting on this money for bills and my landlord is NOT understanding about the delay. This is so frustrating! Last year I had my refund within 10 days of filing, so I don't understand why it's taking forever this time. š” Really hope we both see movement soon. This waiting game is ridiculous.
I filed HOH with two kids on February 5th (just two days after you) and got my refund yesterday! The funny thing is, my WMR never updated beyond the first bar. I checked my bank account randomly and there it was! Last year was a complete nightmare - took almost 8 weeks. This year was smooth sailing. Don't lose hope - yours is probably right around the corner!
Did you also claim EIC or CTC? That makes a huge difference in processing times.
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Thanks for sharing this! Gives me hope mine might show up soon too! š
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I'd say most HOH filers with dependents who filed early February are probably seeing refunds around now, give or take a week. The IRS is generally processing returns in the order received, but there are always some exceptions. If you haven't received anything by mid-March, that's when I'd start looking into it more seriously. Until then, it's likely just normal processing time.
Connor Gallagher
Those are credit codes. Line 766 is your credit amount. Line 768 is refund issued. The 4/15 date is just a placeholder. It's the tax deadline date. Nothing to worry about. You'll see an 846 code when your refund is actually approved. That code will have your real refund date. PATH Act can add weeks to processing. Just keep checking your transcript.
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Paolo Longo
When I claimed EITC two years ago, I had these placeholder dates for almost a month. Then one day I checked and suddenly had an 846 code with a date just 3 days away. The money showed up right on that date. The system is frustrating but at least reliable once they give you an actual date.
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CosmicCowboy
Thank you for this clear explanation! I've been staring at my transcript trying to decode it like it's some kind of secret message. This helps a lot!
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Amina Diallo
Looking at the specific codes you mentioned - 766 represents your credit amount and 768 indicates a refund issued. The 4/15/2024 date is almost certainly a placeholder date corresponding to this year's filing deadline. For taxpayers subject to the PATH Act (which includes EITC claims), the IRS system typically displays this placeholder until verification is complete. In my technical analysis of hundreds of transcripts, I've observed that once PATH Act verification concludes, you'll see a new 846 code appear with your actual direct deposit date. This transition typically occurs within 1-3 weeks after the initial appearance of the placeholder date, though processing times vary based on current IRS workload and the complexity of your return.
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Javier Cruz
I had this exact situation last year with the 4/15 placeholder. Mine updated to an 846 code on March 22nd with a deposit date of March 27th. The deposit hit my account exactly on that date. The wait was frustrating but at least once I got the real date it was accurate.
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Emma Wilson
My experience was similar but I had a 570 code appear before getting my 846. That added about 10 days to my wait time while they resolved whatever issue they were reviewing. Once that cleared, I got my refund date within 48 hours.
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