Quick question - does anyone know if TurboTax handles solo 401k contributions correctly? I'm in the same boat and worried it's putting things on the wrong lines.

Thanks everyone for the detailed responses! This has been incredibly helpful. I was definitely overthinking this and getting confused by all the different sources online. Just to confirm my understanding based on what everyone's shared - as a Schedule C sole proprietor, I should: 1. Put the entire $34,506 ($22,500 employee + $12,006 employer) on Schedule 1, Line 16 2. NOT put anything on Schedule C, Line 19 3. My employer contribution calculation of 25% × ($52,000 - $3,975) = $12,006 looks correct I really appreciate how this community breaks down complex tax issues. The conflicting information out there is maddening, but having real people share their experiences and knowledge makes all the difference. One more quick question - do I need to file Form 5500 for my solo 401k, or is that only required if I have employees or the account balance exceeds a certain threshold?

I'm a tax preparer (not with H&R Block) and I can tell you that in my experience, the Emerald Card typically posts refunds 24 hours before the official DDD, but only if that DDD falls on a weekday. If your DDD is on a Monday, you'll likely see it Saturday morning rather than Sunday due to ACH processing limitations. The IRS batch processing typically releases funds to financial institutions at 12:01am EST on the day before the DDD.

As someone who's been through this exact situation multiple times, I can share that H&R Block's timing with the Emerald Card is generally consistent but not guaranteed. In my experience over the past 4 years, I've received my refund 1 day early about 75% of the time. The key factor seems to be when the IRS actually transmits the ACH file to H&R Block - if it's sent on a Thursday for a Friday DDD, you'll likely see it Thursday evening or Friday morning. However, if there are any processing delays on the IRS side, it comes exactly on the DDD. I'd recommend setting your expectations for the exact date (5/15/2024) but don't be surprised if you wake up to find it in your account on 5/14. The uncertainty is frustrating, but at least the Emerald Card doesn't charge fees for the deposit itself!

As a newcomer to this community, I'm absolutely shocked by the systematic deception SBTPG has been perpetrating this tax season. Reading through everyone's experiences makes it clear this isn't isolated incidents but deliberate misinformation affecting thousands of families. I'm dealing with my own SBTPG delay - they told me my check was mailed April 7th, but based on everything documented here, that's almost certainly false. What's most disturbing is seeing how their lies are impacting families in crisis situations, especially reading about Catrice's homelessness situation with children. The resources this community has shared are invaluable. I've immediately set up USPS informed delivery, filed complaints with both my state attorney general and the CFPB, and I'm documenting every false statement SBTPG provides. Tools like taxr.ai for accurate tracking and services like Claimyr for reaching competent representatives seem essential when dealing with their unresponsive customer service. What gives me hope is seeing how this community has transformed individual frustration into collective advocacy. We're not just complaining - we're building a comprehensive record of SBTPG's deceptive practices that can lead to real accountability and consequences. To families facing emergencies while waiting for their rightful refunds - please know that even newcomers like me are committed to fighting for the transparency and honesty you deserve. No one should face homelessness because a company systematically lies about basic service delivery. This community's solidarity shows that together we can demand better and prevent future families from enduring this nightmare.

As a newcomer to this community, I'm absolutely disgusted by what I'm reading about SBTPG's systematic deception this tax season. They told me my check was mailed April 12th, but after seeing the pattern documented here by so many people, I now realize that date is almost certainly fabricated. What's most heartbreaking is reading about families like Catrice's facing homelessness with children while SBTPG continues to lie about basic mail dates. This isn't just incompetence - it's causing genuine harm to people in crisis situations who desperately need their rightful refunds. I'm immediately implementing all the resources this community has shared: setting up USPS informed delivery, filing complaints with my state attorney general and the CFPB, and documenting every false statement SBTPG gives me. The tools mentioned like taxr.ai for accurate tracking and Claimyr for reaching competent representatives seem essential when their own customer service is systematically dishonest. What gives me hope is seeing how this thread has evolved from individual frustrations into collective advocacy and action. We're building a comprehensive record of SBTPG's deceptive practices that can lead to real accountability. Every complaint filed and every false date documented strengthens the case against their harmful behavior. To everyone in emergency situations - please know that newcomers like me are also committed to fighting for the transparency and consequences you deserve. No family should face homelessness because a company lies about service delivery. This community's solidarity shows we can demand better together.

My WMR says ddd of 26th and all bars are full. Says my refund was sent. It is now the 28th and nothing. What is going on?! All fees were taken out.

This is incredibly helpful! I've been stuck in automated phone hell for 3 days trying to figure out where my refund is. Filed with TurboTax on the 22nd and WMR has been showing "processing" with no updates. Going to try the IRS number sequence (1-800-829-1040, press 1-2-1-3-2) first thing tomorrow morning to see if they can tell me whether it's been sent to Cross River Bank yet. Really appreciate you taking the time to write out the exact steps and what to say - it's so frustrating when you don't know the right phrases to get past the automated systems. Fingers crossed this works as well for me as it has for others in the comments! 🤞

One thing to consider is your state taxes. Even if you don't need to file federal taxes due to being under the threshold, your state might have different rules. Some states have much lower filing thresholds than the federal government.

I've been in this exact situation for the past 3 years. My only income is from selling some stocks ($7-9k per year) and I've been filing anyway just to be safe. My tax software is free for simple returns so it doesn't cost me anything.