URGENT: Money Network card account HACKED - check your transfer details immediately
Warning to everyone using a Money Network card for their EDD benefits!! I just logged into my account this morning and noticed something VERY wrong. Someone had deleted all my direct deposit information and replaced it with their own bank account details! I would have lost my entire benefit payment ($1,250) if I hadn't checked before my payment posted. The scariest part is that I had no notification about the change - no email, no text, nothing. Has anyone else experienced this? I already called Money Network (waited 45 mins) and they said there's been multiple reports of this happening. They reset my account but said I should set up a completely new password and security questions. CHECK YOUR ACCOUNTS NOW especially if you're expecting a payment soon!
35 comments


Sofia Morales
OMG this JUST happened to my cousin last week!! She lost her entire payment ($880) because she didn't notice until after the transfer went through. Money Network told her they're "investigating" but she hasn't seen a penny back yet. Everyone needs to check their accounts like NOW. Thanks for the warning!
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Dylan Mitchell
•That's awful! Did they give her any timeline for when she might get her money back? I'm so paranoid now I'm checking my account like 3 times a day.
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Dmitry Popov
thx 4 the heads up just checked mine and its fine but better safe than sorry
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Ava Garcia
This is increasingly common with Money Network cards. Here's what everyone should do immediately: 1. Change your password to something completely unique (not used anywhere else) 2. Enable two-factor authentication if you haven't already 3. Set up account alerts for ANY changes to your profile 4. Check your transfer settings before EACH payment posts 5. Consider switching to direct deposit through UI Online instead of using the card If your account was compromised, file a formal fraud claim with Money Network AND report it to EDD separately. They are different processes. Also file a police report - you'll need it for the investigation.
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Dylan Mitchell
•Thank you for the detailed advice! I didn't know I could set up those alerts - just did it. Do you know if switching to direct deposit is complicated? I'm worried about any payment delays during the switch.
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Ava Garcia
•Switching to direct deposit is fairly simple. Log into UI Online, go to 'Payment Methods' and select 'Change Payment Method.' You'll need your bank routing and account numbers. The change usually takes effect within 1-2 payment cycles. I recommend doing it right after you receive a payment to minimize disruption.
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StarSailor}
wait why are they even allowed to change account info without like a confirmation code or something??? this is our MONEY that we NEED. just another example of how broken the whole system is. i've been dealing with edd for 3 months now and everythings a mess. can't get through to anyone, payments delayed, now this. unbelievable.
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Dylan Mitchell
•I know, right? The security is way too lax for something this important. There should definitely be confirmation steps or holds on any account changes.
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Miguel Silva
Did anyone see this article from last month? Apparently there was a big data breach with one of the payment processors that work with unemployment systems. They didn't name which states were affected but sounds like California must've been one of them. So frustrating that they don't notify people!
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Dmitry Popov
•link to article??
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Miguel Silva
•Sorry I don't have it handy but it was on one of those cybersecurity news sites. I'll try to find it when I get home.
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Zainab Ismail
When you need to contact EDD about fraud issues like this, it's crucial to speak with an actual representative. After my account was compromised last month, I found Claimyr (claimyr.com) which saved me hours of frustration. They connect you directly with EDD instead of dealing with busy signals and hangups. They have a video demo that shows exactly how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km It was the only way I could get through to file my fraud claim. The regular EDD lines kept disconnecting me after 2+ hours of waiting.
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StarSailor}
•does this actually work? i've been trying to reach edd for like 2 weeks straight
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Zainab Ismail
•Yes, it worked for me - got through in about 40 minutes instead of trying for days. The EDD rep I spoke with was able to flag my account for fraud investigation and expedite my replacement card.
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Connor O'Neill
I've been dealing with unemployment for 3 years (on and off unfortunately lol) and this is why I ALWAYS switch to direct deposit immediately. The Money Network cards have had security issues forever. Every time I've had a new claim, I immediately set up direct deposit. Haven't had a single issue with payments going to my actual bank. Just my 2 cents!
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Dylan Mitchell
•After all this, I'm definitely switching to direct deposit. Thanks for sharing your experience - it's reassuring to hear it's reliable.
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Dmitry Popov
anybody know if this affects disability payments too or just regular unemployment?
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Ava Garcia
•This can potentially affect any benefits paid through Money Network cards, including disability (SDI). The cards themselves function the same way regardless of which benefit type you're receiving.
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Sofia Morales
Hey just a quick update - I just called my cousin to check and she actually DID get her money back! Took about 8 days and she had to submit a bunch of documentation but Money Network credited her account. So there is hope if this happens to you!
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Dylan Mitchell
•That's great news! Thanks for letting us know - makes me feel a bit better about this whole mess.
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Natasha Petrova
This is terrifying but thank you so much for the warning! I just checked my Money Network account and everything looks okay for now, but I'm definitely going to start checking it daily. I had no idea this was even possible - you'd think there would be better security measures in place for something this important. I'm going to follow the advice here about setting up alerts and switching to direct deposit ASAP. Has anyone heard if EDD is doing anything to address this security issue or are we just on our own?
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Sofia Ramirez
•From what I've seen, EDD hasn't made any public statements about addressing the Money Network security issues specifically. It seems like we're mostly on our own to protect ourselves. I'd recommend contacting EDD directly to ask about their security protocols and maybe file a complaint about the lack of notification when these breaches happen. The more people who raise this issue, the more likely they are to take action. In the meantime, definitely switch to direct deposit if you can - it seems like the safest option right now.
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Alexis Renard
This is absolutely insane that this is happening to so many people! I'm new to unemployment benefits and got my Money Network card just last week - I had no idea these security issues were so common. Reading through all these comments is really eye-opening and scary. I'm definitely going to set up all those security alerts that Ava mentioned and start checking my account obsessively. Quick question though - for those who switched to direct deposit, did you have to wait for your current Money Network card to be completely closed out first, or can you make the switch while it's still active? I'm worried about missing payments during any transition period since I really can't afford any delays right now.
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Mateo Sanchez
•You can actually switch to direct deposit while your Money Network card is still active - no need to close it out first! I made the switch about 6 months ago and there was no gap in payments. Just log into UI Online, update your payment method with your bank info, and the next payment cycle will go directly to your bank instead of the card. The card will just become inactive automatically once the direct deposit kicks in. Definitely don't wait to make the switch - these security issues seem to be getting worse, not better. Better to be safe than sorry with your benefits!
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Malik Thomas
This is exactly why I always tell people to be super careful with these benefit cards! I work in IT security and unfortunately these types of account takeovers are becoming more and more common across all financial platforms. The fact that Money Network doesn't require additional verification for account changes is really concerning. For anyone reading this - beyond switching to direct deposit (which I highly recommend), also consider freezing your credit reports if you haven't already. Sometimes these hackers get access to more than just your benefit account info. Also, if you do get hacked, document EVERYTHING - screenshots, phone call times, reference numbers, etc. It'll help speed up the recovery process. Thanks Dylan for posting this warning - you probably saved a lot of people from losing their payments!
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Natasha Kuznetsova
•Thank you Malik for the IT perspective and additional security tips! I hadn't thought about the credit report freezing but that makes total sense - if they can get into one account they might have access to other personal info too. I'm definitely going to document everything from here on out and take screenshots of my account settings regularly. It's so frustrating that we have to become cybersecurity experts just to safely receive our unemployment benefits, but I really appreciate everyone sharing their knowledge and experiences here. This thread has been incredibly helpful!
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Amara Okafor
This is so scary! I just got my Money Network card two weeks ago and had no idea these security issues were so widespread. I immediately went and checked my account after reading this - thankfully everything looks normal but now I'm paranoid. I tried to set up the account alerts that everyone mentioned but I'm having trouble finding where to do that in the Money Network website. Can someone walk me through exactly where to go? Also, for those who switched to direct deposit - about how long did it take from when you submitted the change until your payment actually went to your bank instead of the card? I want to make the switch but I'm terrified of missing a payment since I'm already behind on rent. Thanks Dylan for posting this warning - you definitely saved people from getting robbed!
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Zane Gray
•Hey Amara! For the account alerts on Money Network, log into your account and look for "Profile" or "Account Settings" in the main menu - there should be a section called "Notifications" or "Alerts" where you can set up text/email notifications for any account changes. As for direct deposit timing, when I switched it took exactly one payment cycle - so if you change it right after receiving a payment, your next payment should go directly to your bank. The key is timing it right after you get paid to avoid any gaps. Don't wait though - better to potentially have one delayed payment than lose everything to hackers! Stay safe!
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Danielle Campbell
Just wanted to add another data point - this happened to me about 3 weeks ago and I'm still fighting to get my money back. Lost $1,100 from my payment and Money Network keeps giving me the runaround about their "investigation." They keep asking for the same documents over and over. Has anyone had success escalating this beyond their regular customer service? I'm wondering if there's a supervisor level or corporate contact that's more effective. Also, PSA for everyone - I found out the hard way that you can actually set up email notifications for ANY login to your account, not just account changes. Wish I had known that before! You can find it under Security Settings > Login Notifications. If I had that enabled I would've known someone was in my account immediately instead of finding out days later when I checked my transfer details.
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Aisha Abdullah
•Danielle, I'm so sorry you're still dealing with this mess 3 weeks later! For escalating with Money Network, try asking to speak with their "Fraud Resolution Department" specifically - not just regular customer service. You can also file a complaint with the CFPB (Consumer Financial Protection Bureau) online, which sometimes gets companies to move faster on investigations. Thanks for the tip about login notifications - I just enabled that on my account! It's crazy that these security features aren't enabled by default given how much fraud is happening. Really hoping you get your $1,100 back soon!
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Carmella Fromis
This is absolutely horrifying but I'm so grateful you posted this warning! I've been using my Money Network card for about 6 months now and never thought to check my transfer details regularly - I just assumed if my payment hit the card everything was fine. Reading all these stories is making me realize how vulnerable we all are. I immediately logged in after seeing this and thankfully my account looks okay, but I'm definitely going to start checking it obsessively now. Already changed my password and set up all the alerts everyone mentioned. The fact that there's no automatic notification when someone changes your bank details is absolutely insane - that should be basic security 101! Has anyone tried reaching out to local news stations about this? It seems like this is affecting way too many people and needs more public attention to force EDD and Money Network to actually fix their security issues instead of just telling us to "investigate" after our money is already gone.
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Ravi Gupta
•That's actually a really good idea about contacting local news! This seems like exactly the kind of story that would get attention - people losing their unemployment benefits to hackers with no real security protections in place. I bet if we had a few news stations cover this story, EDD and Money Network would suddenly find ways to improve their security measures real quick. Has anyone here actually tried reaching out to reporters? I'm in the Bay Area and know Channel 7 has done investigative pieces on EDD issues before. Might be worth sending them some of these stories along with how widespread this problem seems to be.
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Chris Elmeda
This is absolutely terrifying - thank you so much for sharing this warning! I just started receiving EDD benefits last month and had no idea these Money Network security issues were so common. After reading through all these comments, I immediately logged into my account to check everything (thankfully it looks okay for now) and followed everyone's advice about setting up alerts and changing my password. The fact that they can change your bank details without any verification is absolutely ridiculous! I'm definitely going to switch to direct deposit ASAP - it sounds like that's the only way to really protect ourselves. It's so frustrating that we have to become cybersecurity experts just to safely receive the benefits we're entitled to. Has anyone heard if there are any class action lawsuits brewing over this? With so many people getting their money stolen due to poor security, it seems like there should be some legal accountability.
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Andre Dupont
•I haven't heard about any class action lawsuits yet, but honestly there probably should be one given how many people are getting hit by this! The lack of basic security measures like verification for account changes is pretty inexcusable when it's people's essential benefits at stake. You might want to document everything - screenshots of your current account settings, any suspicious activity, communication with Money Network, etc. Even if you don't get hacked, having that documentation could be useful if a lawsuit does develop. And definitely make that switch to direct deposit - from everything I've read here it seems like the Money Network cards are just inherently risky at this point.
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Zadie Patel
This is absolutely shocking but thank you for the heads up! I just got approved for unemployment last week and was planning to just use the Money Network card they send, but after reading all of this I'm going straight to direct deposit before I even activate the card. It's insane that people are losing their entire benefit payments with zero notification - that money is literally what keeps people housed and fed! I'm bookmarking this thread to share with other people I know who are dealing with unemployment. Everyone needs to know about this. Has anyone reported this to the state legislature or anything? This seems like a systemic failure that goes way beyond just individual fraud cases.
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