SDI Overpayment Issue - Need Advice on Calling and Resolving
Hey everyone, I'm dealing with an overpayment issue with EDD. Has anyone else gone through this? I need to call SDI but I'm not sure what to expect or how to handle it. Any advice or experiences would be really helpful!
25 comments


DeShawn Washington
Ugh, overpayments are the worst! đŤ I had to deal with one last year. Make sure you have all your paperwork ready when you call. They'll probably ask for proof of income, any letters they sent you, and stuff like that. Good luck!
0 coins
Lena Kowalski
â˘Thanks for the heads up! Do you remember how long the process took to resolve?
0 coins
DeShawn Washington
â˘It took about 2 months for me, but I've heard it can vary. Just keep following up and don't let them forget about you!
0 coins
Mei-Ling Chen
â˘2 months? You got lucky! I've been dealing with mine for almost a year now. đ The system is so broken.
0 coins
SofĂa RodrĂguez
I found a way to actually get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/Ize0EkN4HDI
0 coins
Aiden O'Connor
â˘Sounds too good to be true. Has anyone else tried this?
0 coins
Zoe Papadopoulos
â˘20 bucks? Idk man, seems kinda sketchy...
0 coins
SofĂa RodrĂguez
â˘I get the skepticism, but it seriously worked for me. Saved me hours of frustration. Worth every penny imo.
0 coins
Jamal Brown
â˘Can confirm, I used it too. Beats calling 100 times a day for weeks đ¤ˇââď¸
0 coins
Fatima Al-Rashid
Make sure you appeal if you think the overpayment is wrong! I almost didnt and turns out EDD made a mistake on there end. Don't let them bully you into paying if its not your fault!
0 coins
Giovanni Rossi
Here's what you need to know about SDI overpayments: ⢠First, don't panic. It's a common issue and can often be resolved. ⢠Review the overpayment notice carefully. Make sure you understand why they say you were overpaid. ⢠Gather all relevant documents: pay stubs, tax returns, medical certifications, etc. ⢠If you disagree with the overpayment, you have the right to appeal within 30 days of the notice date. ⢠If the overpayment is correct, you can request a payment plan or waiver if repayment would cause financial hardship. ⢠Keep detailed records of all communications with SDI. ⢠Be persistent but polite when dealing with representatives. Remember, the process can be slow, but stay on top of it. Good luck!
0 coins
Lena Kowalski
â˘Wow, this is super helpful! Thank you so much for taking the time to write all this out. đ
0 coins
Aaliyah Jackson
â˘Saving this comment for future reference. You're the real MVP đŻ
0 coins
KylieRose
lol good luck getting anyone on the phone. I've been trying for weeks. SDI's phone system is a joke đ¤Ą
0 coins
Miguel HernĂĄndez
â˘Fr tho. I swear they just have a recording of hold music on loop and no actual people working there đ
0 coins
Sasha Ivanov
â˘Have you tried calling right when they open? I had some luck with that.
0 coins
KylieRose
â˘Tried everything. Early morning, late afternoon, sacrificing a goat to the EDD gods. Nothing works đ¤ˇââď¸
0 coins
Liam Murphy
Anyone know if theres a way to check the status of an overpayment appeal online? The waiting is killing me
0 coins
Amara Okafor
â˘I don't think so. Their online system is stuck in 1995. You'll probably have to call... good luck with that đ
0 coins
CaptainAwesome
Pro tip: if you do get through, ask for a direct number or extension for the person helping you. Makes follow-ups way easier.
0 coins
Eloise Kendrick
Been through this nightmare myself! Here's what worked for me: call the SDI number (1-800-480-3287) at exactly 8:00 AM when they open - you'll still be on hold forever but at least you'll get in the queue. When you finally talk to someone, have your notice letter, SSN, and any documentation ready. If it's a legitimate overpayment, ask about a payment plan or hardship waiver. If you think it's their mistake, file an appeal ASAP. Also, consider reaching out to your assembly member's office - they sometimes have caseworkers who can help cut through the red tape. Hang in there! đŞ
0 coins
Sean Murphy
â˘This is gold! Thank you so much for the detailed advice. I never thought about reaching out to my assembly member's office - that's brilliant! Definitely going to try calling right at 8 AM tomorrow. Fingers crossed I can actually get through đ¤
0 coins
Emma Olsen
I'm going through something similar right now! One thing I learned is to document EVERYTHING - dates you called, who you spoke with, reference numbers, etc. I started keeping a spreadsheet because the reps sometimes give conflicting info. Also, if they determine you do owe money, don't ignore it even if you can't pay right away. They can garnish wages and tax refunds, so it's better to work out a payment plan. The whole process is super stressful but you'll get through it! đ¤
0 coins
Hugo Kass
â˘Yes! The documentation tip is so important! I wish someone had told me that from the beginning. I lost track of who said what and it made everything so much more confusing. A spreadsheet is actually genius - I'm definitely stealing that idea for my own situation. And you're absolutely right about not ignoring it even if you can't pay. The penalties and interest just keep adding up if you don't address it. Thanks for sharing your experience! đ
0 coins
NebulaNinja
I just went through this exact situation a few months ago! The most important thing is to stay organized and persistent. When you call SDI, have your case number, Social Security number, and the overpayment notice in front of you. If you can't get through on the phone (which is super common), try sending a written appeal or inquiry by mail - sometimes that gets better results. Also, don't be afraid to ask for a supervisor if the first person you talk to isn't helpful. The whole process is frustrating but definitely manageable if you stay on top of it. You've got this! đŞ
0 coins