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Lena Kowalski

SDI Overpayment Issue - Need Advice on Calling and Resolving

Hey everyone, I'm dealing with an overpayment issue with EDD. Has anyone else gone through this? I need to call SDI but I'm not sure what to expect or how to handle it. Any advice or experiences would be really helpful!

Ugh, overpayments are the worst! 😫 I had to deal with one last year. Make sure you have all your paperwork ready when you call. They'll probably ask for proof of income, any letters they sent you, and stuff like that. Good luck!

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Thanks for the heads up! Do you remember how long the process took to resolve?

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It took about 2 months for me, but I've heard it can vary. Just keep following up and don't let them forget about you!

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2 months? You got lucky! I've been dealing with mine for almost a year now. 🙃 The system is so broken.

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I found a way to actually get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/Ize0EkN4HDI

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Sounds too good to be true. Has anyone else tried this?

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20 bucks? Idk man, seems kinda sketchy...

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I get the skepticism, but it seriously worked for me. Saved me hours of frustration. Worth every penny imo.

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Jamal Brown

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Can confirm, I used it too. Beats calling 100 times a day for weeks 🤷‍♂️

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Make sure you appeal if you think the overpayment is wrong! I almost didnt and turns out EDD made a mistake on there end. Don't let them bully you into paying if its not your fault!

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Here's what you need to know about SDI overpayments: • First, don't panic. It's a common issue and can often be resolved. • Review the overpayment notice carefully. Make sure you understand why they say you were overpaid. • Gather all relevant documents: pay stubs, tax returns, medical certifications, etc. • If you disagree with the overpayment, you have the right to appeal within 30 days of the notice date. • If the overpayment is correct, you can request a payment plan or waiver if repayment would cause financial hardship. • Keep detailed records of all communications with SDI. • Be persistent but polite when dealing with representatives. Remember, the process can be slow, but stay on top of it. Good luck!

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Wow, this is super helpful! Thank you so much for taking the time to write all this out. 🙏

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Saving this comment for future reference. You're the real MVP 💯

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KylieRose

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lol good luck getting anyone on the phone. I've been trying for weeks. SDI's phone system is a joke 🤡

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Fr tho. I swear they just have a recording of hold music on loop and no actual people working there 😂

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Sasha Ivanov

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Have you tried calling right when they open? I had some luck with that.

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KylieRose

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Tried everything. Early morning, late afternoon, sacrificing a goat to the EDD gods. Nothing works 🤷‍♂️

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Liam Murphy

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Anyone know if theres a way to check the status of an overpayment appeal online? The waiting is killing me

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Amara Okafor

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I don't think so. Their online system is stuck in 1995. You'll probably have to call... good luck with that 🙄

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Pro tip: if you do get through, ask for a direct number or extension for the person helping you. Makes follow-ups way easier.

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Been through this nightmare myself! Here's what worked for me: call the SDI number (1-800-480-3287) at exactly 8:00 AM when they open - you'll still be on hold forever but at least you'll get in the queue. When you finally talk to someone, have your notice letter, SSN, and any documentation ready. If it's a legitimate overpayment, ask about a payment plan or hardship waiver. If you think it's their mistake, file an appeal ASAP. Also, consider reaching out to your assembly member's office - they sometimes have caseworkers who can help cut through the red tape. Hang in there! 💪

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