Money Network direct deposit taking forever after certification - BofA was faster

The Money Network system is definitely slower than the old BofA setup. I've been on UI since February and it typically takes 3-4 business days for direct deposit to hit my account after certification. EDD has to process your certification first (showing 'paid' status), then Money Network processes the transfer. Have you checked your UI Online account to see if your payment status shows 'paid' yet?

omg same!!! certified sunday, shows paid, but no $$$ 😡 this new bank sucks

Money Network takes 3-5 business days for direct deposit transfers after your claim shows 'paid' status. Only Monday-Friday count as business days, and holidays can delay it further. If you certified Sunday, and it showed paid Tuesday or Wednesday, you might not see the money until Friday or even next Monday. With Bank of America, funds were loaded directly onto the card, but with Money Network there's an extra transfer step to your personal bank account. If you need faster access to your funds, you can still use the Money Network debit card which typically gets funded 1-2 days before direct deposit completes.

when i started getting benefits in march my first payment took like 9 days to hit my account after it showed paid!! i freaked out and called edd like 50 times. but now its usually just 3-4 days. initial setup is always slower i think

If you're having trouble reaching EDD to check on your payment status, I highly recommend using Claimyr. I was in the same boat as you last month - payment stuck in limbo and couldn't get through on the phone. Claimyr helped me get connected to an EDD rep in about 25 minutes instead of spending days redialing. Their system holds your place in line and calls you back when an agent is available. Saved me a ton of stress! You can see how it works at claimyr.com or check out their demo: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km

The REAL issue isn't Money Network - it's that EDD has intentionally slowed down the payment process to prevent what they claim is "fraud" but is really just budget management on their part. I've had claims with both systems and BofA was 24-48 hrs MAX while Money Network CONSISTENTLY takes 3-5 business days. One rep actually admitted to me they implemented additional "security measures" (her exact words) with Money Network that causes delays. And let me tell you something else - if you have ANY small issue with your certification, with BofA they'd still usually process payments while reviewing. With Money Network they halt EVERYTHING until review is complete! It's a DISGRACE how they treat people who need this money to survive!!!

When I first got my Money Network card in March I had all kinds of problems with my direct deposit. Turns out I had entered my account number wrong (put my routing number twice by accident lol). Double check all your bank info is correct in UI Online. Also make sure your name matches EXACTLY how it appears on your bank account.

Update: The money FINALLY hit my account this morning! So it took exactly 5 business days from certification to deposit. Seems like everyone was right about the longer timeframe with Money Network vs BofA. Guess I'll need to plan better for these delays in the future. Thanks for all the advice!