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Mateo Lopez

How long does EDD SDI process pregnancy disability claims when employer submits paper form?

I'm currently 36 weeks pregnant and filed my pregnancy disability claim through SDI Online on May 14, 2025. My OB was super quick and completed their medical certification portion within 2 days. Yesterday I received a form in the mail (DE 2503) that my employer needs to complete for wage verification. My HR manager said they don't use the electronic system and will be mailing in the paper form today. My SDI account just shows "waiting period" status right now. I'm getting anxious because my due date is coming up fast (June 8) and I really need to get this claim approved before then! Does anyone know how much longer processing takes when employers submit paper forms instead of electronic ones? Will I still get benefits from my original claim date or does the clock start when they receive my employer's paperwork? The standard "wait 14 days" info isn't helpful - is that business days or calendar days? Has anyone gone through this paper submission process recently?

Hi there! I went through this exact situation last November with my pregnancy disability claim. When employers submit paper forms, it definitely adds processing time compared to electronic submission. In my experience, it took about 18-21 calendar days (not business days) from when my employer mailed their form until my claim was approved. The "waiting period" status just means you're in the standard 7-day waiting period that applies to all SDI claims - it's not specifically waiting for your employer's form. Once EDD receives and processes your employer's form, you should see your status change to "processing" and then hopefully "paid" shortly after. Don't worry about your benefits - they'll still be calculated from your original claim date (May 14), regardless of when your employer's paperwork arrives. The only thing that gets delayed is when you actually receive the money.

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Thank you so much for sharing your experience! That's a huge relief to know benefits will still be calculated from my original claim date. I wish my company would just do the electronic submission - it seems so much faster. Did you have to call EDD at all during the process or did everything eventually get processed without you having to follow up?

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the waiting period is confusing af. i thought it meant they were waiting for documents too but its actually just the MANDATORY 7 day waiting period everyone has to go thru before benefits kick in. u dont get paid for that first week btw

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Oh! That makes more sense - I thought the waiting period status meant they were literally waiting for something from me or my employer. So frustrating they don't pay for that first week though!

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When I filed my PFL claim after my baby was born, my employer did the paper form too and it was a NIGHTMARE. Took almost a month for them to process everything! The worst part was that there was no way to check if they'd even received the form my employer sent. I ended up having to borrow money from my parents to cover bills while waiting. The EDD system is completely broken. I called like 50 times and never got through to a human being. The whole system is designed to make you give up.

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I had the exact same experience with the endless calling and never reaching anyone. I finally used Claimyr (claimyr.com) to get through to an actual EDD representative. It was the only thing that worked after days of trying on my own. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Got connected to a real person who could tell me exactly what was happening with my claim and what I needed to do. Completely worth it for the stress it saved me.

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Just wanted to clarify something important - Pregnancy Disability Leave (PDL) through SDI and Paid Family Leave (PFL) are two different programs, though both are administered by EDD. PDL is for when you can't work due to pregnancy/childbirth, while PFL is for bonding time after the baby arrives. They have different forms and processes, so make sure you're looking at the right information for your situation! For your current pregnancy disability claim, paper processing typically adds 7-10 business days to the normal processing time.

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Thank you for explaining the difference! I'm definitely on the PDL/SDI part right now since I'm still pregnant. I'll need to file for PFL after the baby arrives for bonding time. Do I need to file a completely new claim for that, or does it somehow continue from my disability claim?

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Yes, you'll need to file a separate PFL claim after your PDL/SDI benefits end. They don't automatically transition you. Make sure to track your PDL end date so you can file the PFL claim without a gap in benefits. You can file online through your same SDI Online account - just look for the PFL option. You'll need a different form (DE 2501FP) for the PFL portion.

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I just went through this last month!! My claim sat in that stupid waiting period status FOREVER even after the 7 day waiting period was over. I finally called and it turned out my employer's paper form was sitting in some pile waiting to be entered into the system! They literally had received it two weeks earlier but hadn't processed it yet. The rep manually updated my claim right there on the phone and I got paid 2 days later. DEFINITELY call them if you don't see movement by next week.

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That's really concerning! I'm going to give it a few more days and then start calling. Did you just use the main EDD disability number? Was it hard to get through?

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Yes, I used the main SDI number (1-800-480-3287). It was IMPOSSIBLE to get through! I called for 3 days straight, trying different times of day. The trick that finally worked was calling exactly at 8:00 AM when they open. Even then I had to wait on hold for over an hour, but at least I got in the queue. Make sure you have your claim number ready!

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My company also did paper forms. I ended up having a weird issue where my claim was stuck for almost a month. I finally reached someone at EDD and found out that my employer had sent in an older version of the form that's not used anymore! EDD had set my claim aside waiting for the right form. No one bothered to call me or my employer. Once we sent in the current form version, it was approved within 3 days. Might be worth checking with your HR that they're using the current DE 2503 form (it should have 2024 or 2025 revision date on it).

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I never would have thought to check the form version! I'll definitely ask my HR about that tomorrow. It's crazy how these little details can cause such big delays.

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One more important tip - keep an eye on your SDI Online account daily! The status updates don't generate notifications, so you need to log in regularly to check. Once your status changes from "waiting period" to "processing" or "paid," that's when you know your employer's form was received and processed. In my experience, it's usually only 3-5 days from "processing" to money being deposited on your EDD debit card, so that's the status you want to see!

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Thanks for the tip! I've been checking it obsessively anyway because of my anxiety about this whole process, but good to know about the different statuses. I didn't realize there would be a "processing" status between waiting period and paid.

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u might wanna check if ur work actually mailed the form....my hr said they did but when i followed up 2 weeks later they were like "oops it's still sitting here" SMH

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Ugh that would be so frustrating! I'll definitely follow up with them next week to make sure it actually went out. Can't believe how many ways this process can go wrong.

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Also, make sure you're certifying for your benefit periods when prompted! Even while you're in the waiting period or waiting for approval, you should see certification weeks become available in your SDI Online account. If you don't complete these certifications, your payments could be delayed even further. You'll need to certify that you're still disabled (still pregnant in your case) and not working during each period.

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I haven't seen any certification options in my account yet - is that because I'm still in the waiting period? Or should I be concerned that something's wrong with my claim?

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For pregnancy disability claims, you typically don't have to certify until after your claim is approved. It's different from regular disability claims where you certify right away. Once your claim is approved, you'll get notifications to certify every two weeks. Just keep checking your account regularly.

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Hey Mateo! I'm going through the exact same thing right now - 34 weeks pregnant and waiting for my employer to submit their paper form. From what I've learned lurking in these forums, the paper processing really does add about 2-3 weeks to the whole timeline. One thing that helped ease my anxiety was calling my employer's payroll department directly (not just HR) to confirm they had all the info they needed and to get a tracking number when they mailed it. Some companies use certified mail which gives you proof of delivery. Also, I noticed you filed on May 14 - you're still well within the normal processing window even with paper forms. Most people I've seen post here get their first payment 3-4 weeks after filing when employers do paper submission. You should definitely have everything sorted before your due date! Keep checking your account daily like others mentioned. The status changes are really the only way to track progress. Good luck mama, you've got this! 💪

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Thank you Lucy! It's so reassuring to connect with someone going through the exact same situation. I love the idea of getting a tracking number from my employer - I'm definitely going to ask about that when I follow up with them tomorrow. The certified mail option sounds like a great way to have peace of mind that it actually got delivered to EDD. You're right about still being in the normal window - I think my pregnancy anxiety is making everything feel more urgent than it probably is! It's just scary not knowing for sure when the money will come through, especially with a baby on the way. Thanks for the encouragement and good luck with your claim too! 🤞

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Hey Mateo! I just went through this exact process a few months ago and totally understand your anxiety. When my employer submitted the paper DE 2503, it took about 16 business days from when they mailed it until I saw my status change from "waiting period" to "processing." One thing that really helped me was asking my HR for the tracking number when they mailed it - turns out they sent it certified mail so I could see exactly when EDD received it. That gave me so much peace of mind! Also, don't stress too much about the timing - you filed on May 14 and even with paper processing, you should definitely have everything approved well before June 8. The benefits will be backdated to your original claim date regardless of when the employer paperwork gets processed. I'd recommend following up with your employer early next week just to confirm it actually went out (mine forgot to mail it the first time 🙄). And definitely keep checking your SDI account daily - the status updates are really the only way to track where things stand. Hang in there!

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Thanks Miguel! That's really helpful to know the specific timeline - 16 business days gives me a much better idea of what to expect. I'm definitely going to ask about certified mail and tracking when I follow up with HR tomorrow. It's such a relief to hear from people who've actually been through this process recently. The anxiety of not knowing when the money will come is probably the worst part, especially with all the baby prep expenses piling up. Really appreciate you sharing your experience!

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Hey Mateo! I completely understand your anxiety - I went through this exact situation with my first pregnancy last year. The paper form processing is definitely slower, but here's what helped me manage the stress: 1. Your benefits ARE backdated to your original filing date (May 14), so you won't lose any money even if approval takes longer 2. Paper forms typically add 10-14 business days to processing, so you're still well within the normal timeframe 3. Most importantly - you filed early enough that even with delays, you should be approved before your due date One thing I wish I'd done was ask my employer for a copy of the completed form before they mailed it. That way I could double-check they filled everything out correctly and didn't leave any blank fields that could cause delays. Also, try not to panic if your status stays on "waiting period" for what feels like forever - that's totally normal with paper submissions. The real indicator is when it changes to "processing" - that means they received and are working on your employer's form. You're doing everything right by staying on top of this. The waiting is the hardest part, but you'll get through it! Keep us posted on how it goes.

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Thank you so much Charity! Your advice about asking for a copy of the completed form is brilliant - I never would have thought of that but it makes total sense to double-check everything before it gets mailed. I'm definitely going to request that when I follow up with HR tomorrow. It's such a relief to hear from multiple people that the benefits are backdated to the original filing date. That was one of my biggest worries - that I'd somehow lose money if the processing took too long. And you're right about filing early enough, I was probably being overly cautious but better safe than sorry with a baby coming! I'll try to be more patient with the waiting period status. It's just so nerve-wracking when you can't see any progress happening, but knowing that's normal with paper submissions definitely helps. I'll make sure to update everyone once I see some movement on my claim. Thanks for taking the time to share your experience - it really means a lot! 🙏

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Hey Mateo! I'm currently dealing with a similar situation but for regular SDI (not pregnancy related). My employer also submitted paper forms and I've been tracking the process closely. From what I've observed, the paper submission definitely adds time but here's what I've learned: The 14-day timeframe EDD mentions is business days, not calendar days, and that's just for initial review - doesn't include the back-and-forth with paper processing. When employers submit electronically, EDD gets the info instantly. With paper, it has to be physically received, scanned, and manually entered into their system. One tip that might help: if you have your employer's mailing receipt or tracking info, you can roughly estimate when EDD received it. From there, expect about 5-7 business days for them to process and enter the information, then another few days for your status to update online. Also, don't be afraid to call if you hit the 3-week mark with no status change. Sometimes papers get stuck in processing queues and a quick call can nudge things along. The key is being persistent but polite when you do get through to someone. You're smart to file early - even with the slower paper processing, you should definitely have everything resolved before your due date. Hang in there!

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Aria Park

Thank you Zara! That's really helpful to know it's business days, not calendar days - I was getting confused about that. The breakdown of the paper processing steps (physical receipt, scanning, manual entry) makes so much sense and helps me understand why it takes longer. I really appreciate the tip about using tracking info to estimate timelines. My employer said they were mailing it yesterday, so if I can get tracking from them, I can at least know when EDD receives it and start counting from there. The 3-week rule is good to know too - I'll mark that on my calendar so I know when it's appropriate to start calling if I don't see any movement. I've been reading horror stories about people never getting through, but it sounds like persistence pays off. Thanks for sharing your experience even though you're dealing with regular SDI - the paper processing issues seem to be the same regardless of the type of claim. Hope your situation gets resolved soon too! 🤞

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Hi Mateo! I'm going through almost the exact same thing right now - 35 weeks pregnant and waiting on my employer's paper form submission too. The anxiety is SO real when you're this close to your due date! I wanted to share something that might help ease your worries a bit. I called EDD last week after reading all the horror stories about never getting through, and I actually got connected after about 45 minutes of waiting (called right at 8 AM). The rep told me that pregnancy disability claims are typically prioritized since they're time-sensitive, especially when you're in your third trimester. She also confirmed that the benefits are absolutely backdated to your original filing date, and that paper processing usually adds 2-3 weeks but they're aware of the urgency with pregnancy claims. Since you filed May 14th and your due date is June 8th, you should definitely have everything sorted in time. One thing that's helped my peace of mind is setting up text alerts on my phone to remind me to check my SDI account every morning. That way I'm not obsessively checking it throughout the day but I'm still staying on top of any status changes. Also, if your employer used certified or priority mail, you might be able to track when EDD actually receives the form. That gives you a better idea of when to start the countdown for processing. You've got this mama! The waiting is the absolute worst part, but you're doing everything right by filing early and staying on top of it. 💪

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Thank you so much CosmicCadet! It's such a relief to connect with someone who's literally at the same stage as me - 35 weeks is so close! The fact that you actually got through to EDD and they confirmed pregnancy claims are prioritized is HUGE news. I had no idea about that but it makes total sense given the time-sensitive nature. I love the text alert idea for checking the account - I've definitely been obsessively refreshing it multiple times a day which is probably not helping my anxiety levels. Setting up a once-daily reminder sounds much healthier! 45 minutes on hold actually sounds pretty reasonable compared to some of the stories I've been reading about people trying for days. I'm going to try calling next week if I don't see any status changes by then, and I'll definitely call right at 8 AM like you did. Thanks for the reassurance about the timeline too - hearing it directly from an EDD rep that they're aware of the urgency with pregnancy claims makes me feel so much better. I'm going to follow up with my employer tomorrow about certified mail and tracking so I can have that peace of mind about when it actually gets delivered. This whole process is so stressful when you're already dealing with third trimester anxiety, but it helps so much to know others are going through the same thing. Good luck with your claim - hope we both get good news soon! 🤞

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