For those still waiting, remember that Bank of America and EDD operate on different systems. Sometimes the payment will show as processed in your EDD account several hours before it appears on your BofA card. I recommend checking both systems separately. Also, if you've recently changed any information on your claim (address, doctor, work status), this can trigger additional review that might delay your payment beyond the current system maintenance issue. If that's the case, you might need to call in directly to resolve it.

UPDATE: My payment just posted to my BofA card! Looks like they're definitely processing them now. For anyone still waiting, hang in there - seems like they're coming through!

I spent 20 years working with the CA disability system (before retiring) and here's what most people don't know: sometimes claims get "stuck" in the system because of a simple technical flag that no one is addressing. Your claim is likely sitting in someone's work queue but not being prioritized. The online messages rarely get prompt responses when they're backed up like they are now. If I were you, I'd: 1. Try that Claimyr service someone mentioned - getting a live person is essential 2. Contact your Assembly member (also great advice) 3. Have your doctor's office call the medical provider line (they have a separate number) And a tip: When you do reach someone, ask specifically if there are any "technical stops" or "review flags" on your claim. Those are the internal terms they use for issues that need manual review. Good luck with your recovery!

UPDATE: I finally got through to EDD this morning using Claimyr! Turns out there was an employer verification issue that wasn't showing up in my online portal. The rep said my employer hadn't responded to their request for information (typical of my company). She was able to override it since I had all my documentation and paystubs. My claim is now being processed and I should receive payment within 48 hours. Thank you all for the advice and support. I'm also following up with my Assembly member's office as a backup. This has been the most stressful part of my recovery.

did u ask ur doctor if u can do the SDI paperwork electronically??? mine submited online and my claim was approved in only 5 days!! so much faster!!

I didn't ask about electronic submission! That's smart. I'll have my husband call the doctor's office today to see if they can submit it that way instead of giving us the paper form.

Just saw your replies about needing money quickly while waiting. If your wife qualifies for SDI, she's probably also eligible for a temporary disability advance. Call and specifically ask for this - they can sometimes issue a partial payment while the full claim is still processing. Not everyone knows to ask for this!

This is incredibly helpful! I had no idea this was even an option. We'll definitely ask about this if we can get through to someone. Thank you!

Quick clarification on the overpayment penalties: The 3-year disqualification period typically begins on the mailing date of the determination, not from your benefit year. Check the decision letter for the specific dates. Important: If your overpayment was classified as "willful misrepresentation" (fraud), that's different from a simple overpayment. Fraud penalties can potentially impact other benefit programs. That said, in practice, I've rarely seen SDI claims denied due to UI overpayments unless there was a major fraud case involved. The programs are separately funded as others have mentioned.

UPDATE: I just submitted my SDI application online! It was actually much easier than I expected. My doctor already submitted his certification (I confirmed with his office). I carefully reviewed that old overpayment letter and it doesn't mention anything about fraud - it just says there was an overpayment because I "received benefits I wasn't eligible for" during certain weeks when I had partial income. So I'm hopeful this won't affect my disability claim. Thanks everyone for the helpful advice! I'll update again once I hear back from EDD about my claim status.