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just wondering has anyone tried applying for disability after workers comp ended? my situation is kinda different but im dealing with ongoing issues after my claim closed
Yes, it's possible to apply for SDI after workers' comp ends IF you still have medical limitations preventing you from working AND you have a different condition or your original condition has worsened beyond what was covered in your workers' comp case. You would need new medical documentation specifically for SDI showing you have a qualifying disability. Just be aware that there can be scrutiny if it appears to be the same condition that was covered by workers' comp.
Since your husband is already back at work, you might want to look into debt consolidation or hardship programs with your credit card companies. Many credit card issuers have hardship programs they don't advertise but will offer if you call and explain your situation. They can sometimes reduce interest rates, waive fees, or create affordable payment plans. Regarding any potential additional workers' comp benefits, if your husband received a final rating for his injury that was less than 100% recovery, he might be entitled to a permanent disability award that would provide additional compensation.
I hadn't thought about contacting the credit card companies directly. That's a good idea. His doctor did say he had some permanent limitations with heavy lifting, but I don't think anyone mentioned a permanent disability award. I'm going to look into both of these suggestions. Thank you!
Sometimes extensions get flagged for medical review if there's anything unusual about the extension request. I dealt with disability claims for 15 years (retired now) and pregnancy extensions were often delayed if the extension time requested went significantly beyond the standard recovery period for your type of delivery. For example, standard recovery for vaginal delivery is 6 weeks and C-section is 8 weeks. If you're requesting beyond that, they look more carefully at the medical necessity documentation. Unfortunately, EDD's staffing shortages mean these reviews take much longer than they should. Calling is definitely your best option, though frustrating. When you do get through, ask specifically if your claim needs additional medical documentation. If it does, have your doctor send it ASAP with your claim number clearly marked on all pages.
Thank you for this perspective! My extension is definitely beyond the standard recovery period because of the gestational hypertension, but my doctor included detailed documentation about why I need to remain on bed rest. I'll definitely ask about additional documentation when I get through to someone. Really appreciate this advice from someone who knows the system from the inside!
UPDATE: I finally got my payments! Used Claimyr this morning and got connected to an EDD rep in about 30 minutes. They confirmed my extension was approved but stuck in processing. The rep manually released all my payments while I was on the phone, and the money was in my account by this afternoon! So relieved and grateful for everyone's advice here. If anyone else is dealing with extension delays, definitely try to speak with an actual person - the online system doesn't seem to resolve these issues automatically.
my sister had this exact problem!!! the solution was she went back to urgent care and asked for the actual doctor who did her covid test, not just the front desk person. showed them the EDD website rules that says the diagnosing doctor has to sign it. she had to wait 2 hrs but eventually got it signed. good luck, the system is broken!!
Regarding transitioning directly from COVID disability to pregnancy disability: There's no required waiting period between claims if you genuinely can't return to work. However, your medical certifications need to accurately reflect your inability to work for each specific condition. Since you're 35 weeks pregnant, your timeline might look like: 1. COVID disability: Current date → approximately 10-14 days 2. Pregnancy disability: Could begin immediately after COVID disability ends if your OBGYN certifies you're unable to work due to pregnancy One important note: When filing the pregnancy claim, you'd submit a new application with your OBGYN's certification. In the application, indicate your previous COVID claim so EDD knows these are consecutive periods of disability for different medical conditions. Document everything carefully, especially any overlap between your COVID recovery and pregnancy disability start date.
have u tried applying for unemployment?? sometimes u can get that if ur not totally disabled but still cant do ur regular job
This is actually incorrect and could cause problems. To qualify for unemployment, you must be able and available for work. If a doctor has certified that the person cannot work due to a medical condition, they would be denied for unemployment and could potentially face issues if they state they're able to work on an unemployment application while having medical documentation saying the opposite. SSDI is the appropriate next step for a long-term disability.
You've gotten great advice here already. Just wanted to share that I was in a somewhat similar situation with a different medical condition. What helped me bridge the gap was working with a disability rights advocate from the Legal Aid Society in my county. They helped me navigate the system and find emergency assistance programs I didn't know existed. Google "legal aid disability advocate" plus your county name. Many offer free services if you're low income. They can sometimes find solutions that regular social workers might miss.
Lucy Lam
my sister just had this exact problem! she got her doctor to backdate the form and it worked fine. dont stress too much!
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Max Knight
Update: I just got off the phone with my OB's office and they're going to fill out the form today and fax it directly to EDD! The nurse was super understanding and said they'll include a note explaining the confusion about timing. Fingers crossed this works out! Thank you all for the advice and support!
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Zoe Wang
•That's great news! If you don't see any update in your SDI Online account within 3-5 business days after they fax it, definitely follow up. Sometimes these forms get lost in the shuffle.
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Max Knight
•Will do! I've set a reminder to check next Tuesday. Really hoping this all works out!
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