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UPDATE: The money just appeared on my card this morning! So it took about 36 hours from notification to funds being available. Thanks everyone for your help and reassurance!
This happened to me last month when I got my pregnancy disability payment. My old card from 2023 still worked fine but I had to transfer the money to my regular bank account because the BofA app is sooooo glitchy. Just FYI you can set up direct transfers in the app so you don't have to keep checking the BofA balance!
Quick update - my wife's payment just posted to her BofA card about 10 minutes ago. Looks like they're starting to process the backlog. You might want to check your account!
For anyone dealing with this issue in the future, I recommend setting up a buffer in your budget if possible. Pregnancy disability payments through SDI are unfortunately prone to these kinds of delays. When I was on pregnancy disability with my second child, I made sure to keep at least one payment's worth of expenses in savings as a buffer. I know that's not possible for everyone, but it really helped reduce my stress levels when these inevitable hiccups happened.
Update: I just checked my account and it changed from "pending" to "paid" status! Looks like it took exactly 13 business days from when they received the doctor's certification. Thanks everyone for your help and suggestions. Such a relief to see movement on this!
Here's a practical tip: When you file your SDI claim, make sure to clearly indicate that your job is ending due to a store closure on 10/13. There's a specific question about this in the application. This creates a record that your job separation is NOT due to your disability but due to the employer's business decision. When you later transition to UI after SDI/PFL, reference this initial information. This way, EDD will understand that you were going to lose your job regardless of your pregnancy/disability status, which strengthens your UI eligibility. Also, if you haven't already, create your SDI Online account now so you're ready to file immediately after your doctor's appointment tomorrow.
btw how many weeks do u get for disability before the birth? i thought it was only 4 but someone said they got more??
You can get up to 4 weeks of SDI before your due date as standard, but your doctor can certify for more time if there are medical complications or if your specific job duties can't be performed safely. After birth, you typically get 6 weeks for vaginal delivery or 8 weeks for C-section, and then can transition to PFL for bonding time.
Val Rossi
One more important thing - make sure you request the payment plan BEFORE the due date on your overpayment notice. If you miss that deadline, they can start collection activities including garnishing any current benefits you're receiving. Also, the appeals process (if you go that route) can take 2-3 months, so plan accordingly for your finances in the meantime. If you win the appeal, they would refund any payments you've already made toward the overpayment.
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Effie Alexander
•The due date is only 2 weeks away, so I need to move quickly. If I start the appeals process, does that automatically pause the collection while it's being decided, or do I still need to make payments during that time?
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Eve Freeman
this happened to my cousin and she said just ignore it and they eventually stopped sending letters lol but probably not the best advice
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Melissa Lin
•Please don't ignore EDD overpayment notices. They can and will garnish wages, tax refunds, lottery winnings, and even pursue legal action. The state has up to 7 years to collect on these debts, and they don't just go away. Always address these issues properly through official channels.
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