Just double-checked and my address is correct on my account. Called Bank of America's EDD department this morning and they confirmed my card was mailed on February 12th, so it should hopefully arrive by early next week. They said I could request an expedited replacement for $10 if it doesn't arrive by then. Thanks everyone for the advice - feeling a lot less panicked now!

Wow, that would be even more complicated! Glad they accepted your average. At least with my cousin's situation it's pretty straightforward hourly pay.

This is correct. The 7-day waiting period begins on the day your disability claim begins. No benefits are paid for this period. It's a statutory requirement for all SDI claims in California.

Thanks for updating us! That's good to know about the 6-month gap policy - I hadn't heard that before. Glad you got it sorted out.

That's correct - I should have mentioned the 6-month rule. Bank of America's contract with EDD specifies that cards inactive for 180+ days may require reissuance for security reasons. For future reference, if you need funds faster, you can request expedited shipping of the new card (2-3 business days instead of 7-10).

It's actually a security measure. The EDD/BofA system deactivates cards after periods of inactivity to prevent fraud. While it might seem wasteful, disability fraud is unfortunately common, and this is one of their prevention methods. You can always request to have your funds directly deposited to your personal bank account instead of using the BofA card - just complete the Direct Deposit form on the SDI Online portal.

No, you can't overlap the waiting period with UI. The 7-day waiting period for SDI begins on your disability start date, and you cannot receive UI payments for the same period you're claiming to be disabled. The systems do cross-check this information. It's best to have your last UI week end just before your disability start date.

Good luck! Just remember to be patient with the process - pregnancy disability claims usually go through without major issues, but sometimes there can be delays. If you do run into problems getting through to EDD, don't hesitate to try that Claimyr service someone mentioned above. I've heard from multiple people that it's worth it when you're stressed and pregnant and need answers!

This is actually a common situation that EDD is familiar with. Financial stress from job loss or income disruption can trigger or exacerbate mental health conditions over time. What might start as manageable anxiety can develop into a disabling condition as financial pressures mount, especially during lengthy benefit determination processes. That's why the medical certification from a doctor is so important - it documents when the condition became severe enough to prevent working.

That's such a relief to hear! Congratulations on getting approved. Did you have to do anything special during the application process? My doctor filled out the DE 2501 form and was pretty detailed about my symptoms (panic attacks, insomnia, etc.) and how they affect my ability to work. I'm just worried because this is my first time applying for disability and I don't want to miss anything important.