California Disability

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THE EDD SYSTEM IS A FREAKING NIGHTMARE!!!! I went through something similar and they hit me with an overpayment notice SIX MONTHS LATER claiming I wasn't eligible for benefits I'd already spent. DOCUMENT EVERYTHING and SAVE ALL YOUR CERTIFICATION RESPONSES!!! They will try to trap you later!

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omg this is giving me anxiety... i just applied for SDI and im so worried about doing something wrong accidentally!!

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Just to follow up on this thread - make sure that when you file your SDI claim, you accurately report the last day you worked AND the first day you were disabled (which sounds like yesterday in your case). The DE 2501 form has specific questions about this. Your doctor will need to certify this date as well. As long as these dates are consistent with your UI certifications, you should be fine. If there's any discrepancy, EDD may investigate and potentially determine there was an overlap in benefits.

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Update: I spoke with my doctor again and she confirmed she's marking my official disability start date as yesterday on the DE 2501 form. I've also printed out all my UI certifications showing I reported being able and available for work during those previous 3 weeks. Hopefully this documentation will prevent any issues. Thanks everyone for your help!

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dont worry too much about it man, i had a ui interview while i was getting workers comp payments and still got approved. just tell them exactly what happened. the main thing is if u got fired for something that wasnt ur fault, u should get ui. if the absences were bcuz of ur injury thats not misconduct

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but did u get both workers comp AND unemployment at the same time?? i thought that wasnt allowed

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You can potentially receive both, but there are important distinctions. If workers' comp is paying temporary total disability (TTD) benefits, then you likely wouldn't qualify for UI because you're certifying you cannot work. However, if you're receiving partial disability payments or permanent disability payments while still being able to work some jobs, you might qualify for both. The EDD will calculate if any offset is needed. This is why the interview is so important - to determine the exact scenario.

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MAKE SURE you mention that your absences were due to your injury!!! This is super important! If your absences were because of the injury that led to your workers' comp claim, that's not misconduct!!! I almost messed up my interview because I didn't connect those dots clearly enough at first. They need to understand that you weren't just randomly missing work - you had a legitimate medical reason. And definitely mention that you're working at a new job now - that proves you're able and available for work which is a HUGE factor in getting approved for UI!!

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That's a really good point. My absences were definitely related to the injury that led to my workers' comp claim. I'll make sure to be very clear about that connection.

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u know what sux is that even with SDI most people only get about 60% of their normal pay and its TAXABLE so u get even less. better than nothing but still pretty harsh when ur injured and have all the same bills

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Yeah, he's definitely worried about the reduced income. Luckily he has some savings but not enough to cover 2-3 months of expenses. The car was totaled too so that's another headache to deal with.

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I'm glad to hear your brother is going to be okay! One last piece of advice: make sure he understands that SDI and workers' compensation are two different programs. Since the accident happened outside of work, he's applying for SDI. If he tells EDD it was a work injury, they'll direct him to workers' comp instead and it will delay everything. Also, once he starts feeling better, if his doctor approves him for modified/light duty but his employer can't accommodate those restrictions, he can still continue receiving SDI benefits until he's cleared for full duty or his benefit period ends.

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Thank you so much for all this information. I definitely would have confused workers' comp and SDI if you hadn't pointed that out. I'll help him start the application process tonight!

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I went through something similar last year and wasted so much time trying to figure out if my employer plan was better than state SDI. Turns out I didn't even have a choice - still had to use state SDI! The waiting period was annoying though - you don't get paid for the first 7 days of your disability period. Just FYI so you can plan your finances accordingly.

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Thanks for the heads-up about the waiting period! I'll make sure to factor that into my budget. Did you find the benefit amount from SDI was enough to cover your basic expenses?

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It was about 60% of my regular pay which was tight but doable. The nice thing is SDI benefits aren't subject to payroll taxes so the actual take-home amount wasn't that far off from my regular paycheck after taxes. Just be prepared to really budget for a couple months!

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OP, one important thing to consider for airline employees: You need to calculate your base period correctly for maximum benefits. California looks at wages earned 5-18 months before your disability claim. So for your November 2024 disability start date, they'll look at July-December 2023 and all of 2024 up through June for calculating your weekly benefit amount. Make sure all those quarters have your highest possible earnings reported. Also, if you've been on other leaves or had reduced flying time during the base period, your benefit amount might be lower than expected. You can request an alternate base period calculation in some cases if that would result in a higher benefit amount. Just be sure to mention this when filing.

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Thank you for this detailed explanation about the base period! I had a great year of flying with lots of international routes and premium pay, so hopefully my benefit amount will be decent. I did have a short unpaid leave last spring though - is that something I should mention in my application?

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I've helped several flight crew members with cross-state disability claims. Here's what you need to know: 1. File through SDI Online at edd.ca.gov/disability 2. Have your doctor complete their portion ASAP (they can do this electronically) 3. You'll need your last day worked and first day of disability very specifically documented 4. Be prepared to provide proof of CA residency if questioned (driver's license, voter registration, tax returns, etc.) 5. Know that your first certification period will likely be 7-10 days after filing The tricky part with airlines is that sometimes payroll doesn't properly code disability-related absences. If your airline uses a third-party leave administrator like Sedgwick or MetLife, get documentation from them about your approved leave period to submit with your claim if there are any questions.

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This is incredibly helpful! Yes, we do use Sedgwick as our leave administrator and I do have documentation from them showing my approved leave dates. I'll definitely have that ready to submit if needed. Thank you so much for these specific steps!

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