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Can I start SDI 2 days before job ends at 37 weeks pregnant? Will it affect future UI benefits?

Hey everyone, I've got a weird timing situation and need advice ASAP. I'm currently 37 weeks pregnant and really struggling physically at work (retail - on my feet all day). By coincidence, the store I work at is permanently closing this Friday (10/13) which would be my last day anyway. I have a doctor's appointment tomorrow and I'm wondering - does it make any sense to have my doctor put me on disability starting tomorrow, just 2 days before my job ends? Or should I just tough it out for the final 2 days and then file for unemployment before transitioning to SDI? My bigger concern: if I do start SDI immediately, will that mess up my ability to claim unemployment benefits after I finish SDI and Paid Family Leave? I've heard conflicting things about how this works when a job ends during pregnancy. Any advice from someone who's navigated this pregnancy/job-ending/benefits maze would be super helpful!

Here's a practical tip: When you file your SDI claim, make sure to clearly indicate that your job is ending due to a store closure on 10/13. There's a specific question about this in the application. This creates a record that your job separation is NOT due to your disability but due to the employer's business decision. When you later transition to UI after SDI/PFL, reference this initial information. This way, EDD will understand that you were going to lose your job regardless of your pregnancy/disability status, which strengthens your UI eligibility. Also, if you haven't already, create your SDI Online account now so you're ready to file immediately after your doctor's appointment tomorrow.

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That's really helpful, thank you! I already set up my SDI Online account last week just in case. I'll make sure to be very clear about the store closure being the reason my job is ending.

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btw how many weeks do u get for disability before the birth? i thought it was only 4 but someone said they got more??

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You can get up to 4 weeks of SDI before your due date as standard, but your doctor can certify for more time if there are medical complications or if your specific job duties can't be performed safely. After birth, you typically get 6 weeks for vaginal delivery or 8 weeks for C-section, and then can transition to PFL for bonding time.

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Can I get EDD SDI benefits after being on unemployment while pregnant and in school?

I'm currently collecting unemployment benefits but I'm 6 months pregnant and just enrolled in a vocational program (it's free, no financial aid). I'm confused about what I should do with my EDD account. Should I update my UI claim to show I'm in school? Will this affect my benefits? I'm planning to apply for pregnancy disability when I'm closer to my due date (about 3 months from now). Does anyone know if being in school will help or hurt my chances of transitioning from unemployment to disability benefits? I'm worried about losing my UI now but also want to make sure I qualify for SDI when the time comes. Any advice is appreciated!

I actually went through something similar except I was getting disability first then tried unemployment after. The whole thing is so confusing!! I think the school thing only matters for unemployment because they want to make sure you're available to work. For the pregnancy part, it's just about if your doctor says you can't work anymore.

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Thank you everyone for the helpful responses! I'll definitely update my UI claim about the school program right away. It's good to know that it shouldn't affect my disability claim when the time comes. I'll apply for SDI about a month before my doctor wants me to stop working, and I'll make sure to stop certifying for UI at that point to avoid any overpayment issues. This was all so confusing to me, but I feel much clearer now about how these programs work together (or rather, don't overlap).

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SDI claim stuck in pending limbo for 6 weeks - no payments and can't reach EDD

I filed my State Disability Insurance claim on January 2nd after knee surgery and I'm going crazy trying to figure out what's happening. It's been 6 weeks and my claim still shows 'pending' in the EDD SDI Online portal. My surgeon submitted all the medical certification forms through SDI Online right after my appointment. I've called the disability phone number literally 30+ times but either get disconnected or told 'call volume too high'. I'm drowning in bills and have zero income! My employer says everything is correct on their end. Has anyone else had their SDI claim stuck in pending this long? What did you do to actually get someone to look at your claim? I'm seriously desperate at this point.

Another thing to consider - have you enrolled in Informed Delivery through USPS? Sometimes EDD sends requests for additional information through regular mail rather than electronically, especially for identity verification issues. I've seen many cases where people miss these letters and their claims stay pending indefinitely.

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I didn't know about Informed Delivery. I'll sign up today. I haven't received any mail from EDD but it's possible something got lost or delivered to the wrong address.

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After you speak with your HR about the last day worked and check for any mail, if your claim is still pending, I'd strongly recommend getting through to a live person. They're the only ones who can look at your specific claim and tell you exactly what's causing the delay. Let us know what you find out!

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Update: I spoke with my HR and they confirmed the last day worked was correct. I also checked my mail and found nothing from EDD. I ended up using Claimyr this morning and finally got through to a representative! The issue was that my doctor had entered my surgery date incorrectly (off by one digit), which created a mismatch. The EDD rep was able to update it on the spot and said my payments should start processing within 5 business days. I'm so relieved! Thank you everyone for your help and suggestions.

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EDD SDI denial for out-of-state pregnancy claim - appeal help needed!

I'm currently living in Nevada but worked in California until my maternity leave started in February 2025. I mailed in my SDI pregnancy claim since I can't access the online system as a non-resident. After waiting 4 weeks, I finally received my Notice of Computation, which showed I'd qualify for $1,250 weekly benefit. Then I got a request for address verification, which I promptly returned with my Nevada utility bill and driver's license. Today I received a denial letter saying I failed to submit required documents! I'm 35 weeks pregnant and panicking about finances. Two questions: 1. What EXACTLY do I need to include in my appeal? I sent exactly what they requested (address verification and ID) - what else could they possibly want? 2. The denial letter says I need to "continue certifying" - but how do I do that as an out-of-state mail-in applicant? There's no certification form enclosed, I can't access the online system, and the phone system keeps disconnecting me. Does certification even apply to pregnancy disability claims when you're denied?

Just a heads up - there's a difference between SDI pregnancy claims and Paid Family Leave (PFL). Make sure you're applying for the right program. SDI is for your own disability (including recovery from childbirth), while PFL is for bonding with the baby. I'm confused why you'd be filing a claim before giving birth for bonding leave... are you sure you're applying for the right program?

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She's applying for SDI, not PFL. Pregnancy disability (SDI) can begin before birth - typically 4 weeks before the due date, or earlier with medical complications. PFL bonding leave would come after the pregnancy disability period ends.

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Yes, I'm definitely applying for pregnancy disability (SDI). My doctor certified that I could go out 4 weeks before my due date due to the physical demands of my job.

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Here's what I recommend for your appeal based on my experience as an out-of-state claimant: 1. Call and request a copy of your claim file through a formal information request - this will show exactly what they received/didn't receive 2. For your appeal package, include: - Appeal form DE 1000M - Cover letter explaining the timeline of events - COPIES (not originals) of ALL documentation - New doctor's certification if your original is more than 30 days old - Recent paystubs showing CA employment - Color copy of your ID - Multiple proofs of address (utility bill AND lease/mortgage) 3. Send your appeal via certified mail with return receipt 4. For certification, call the out-of-state unit (916-464-0500) and press option 6, then request paper certification forms Don't worry - they WILL backpay you to your original claim date once approved!

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This is incredibly helpful! I didn't know I could request my claim file - that will show exactly what they received. I'll definitely send my appeal certified with return receipt this time. And thank you for the specific phone number and extension! I'll try that tomorrow morning.

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Can I apply for CA SDI with an EDD overpayment penalty? Broke my wrist!

I injured my wrist pretty badly at a construction site last week (complete fracture, requires surgery) and my doctor says I'll be out of work for at least 8 weeks. I need to apply for disability benefits ASAP since I won't be getting paid, but I'm worried about something from my past UI claim. Back in 2020-2021, I collected unemployment during the pandemic. In early 2024, EDD sent me a notice saying I had an overpayment and that I'm not eligible for "EDD benefits" for 3 YEARS! The letter wasn't clear if this penalty applies just to unemployment or ALL types of EDD benefits including disability. Does anyone know if an unemployment overpayment disqualification affects SDI claims too? The penalty period wasn't clear - does it start from when I got the notice (2024) or from when I had the UI claim (2020-2021)? I'm stressed because I really need the income while I recover from this wrist surgery. Any advice would be REALLY appreciated!

Quick clarification on the overpayment penalties: The 3-year disqualification period typically begins on the mailing date of the determination, not from your benefit year. Check the decision letter for the specific dates. Important: If your overpayment was classified as "willful misrepresentation" (fraud), that's different from a simple overpayment. Fraud penalties can potentially impact other benefit programs. That said, in practice, I've rarely seen SDI claims denied due to UI overpayments unless there was a major fraud case involved. The programs are separately funded as others have mentioned.

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the whole system is rigged anyway. they make everything confusing ON PURPOSE so they can deny benefits to people who actually need them. i had a legitimate injury last year and they still tried to deny my claim saying i didnt provide enough medical evidence even though my doctor sent in all the forms twice!!

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UPDATE: I just submitted my SDI application online! It was actually much easier than I expected. My doctor already submitted his certification (I confirmed with his office). I carefully reviewed that old overpayment letter and it doesn't mention anything about fraud - it just says there was an overpayment because I "received benefits I wasn't eligible for" during certain weeks when I had partial income. So I'm hopeful this won't affect my disability claim. Thanks everyone for the helpful advice! I'll update again once I hear back from EDD about my claim status.

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Good job getting it submitted! Just keep an eye on your SDI Online account - that's where updates will appear first. If your claim shows "pending" for more than 14 days, that's when you might want to consider calling them to check why.

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