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One additional tip - if your husband is helping you with the online portion, make sure he selects "Yes" when asked if someone is helping you complete the form. There's a specific section for this in the SDI Online application. If he doesn't select this option, the system may flag it as potentially fraudulent activity since the login patterns and possibly the IP address will be different from your normal access patterns. Also, EDD now allows representatives to help with forms, but there are specific guidelines. The person must: - Be present with you during the application process - Only enter information you provide - Document that they assisted you This is all perfectly legal when dealing with a physical disability that prevents form completion. I've helped several clients through this exact process in my work as a disability advocate.
Thank you! This explains why we kept getting errors. He wasn't selecting the helper option because we didn't see it. We'll try again tonight with this in mind.
my cousin had something similar happen when she broke her arm she just had her boyfriend fill everything out it was fine nobody from edd ever questioned it they just care about getting the doctors form
when i had my last baby i had to call ELEVEN TIMES before someone picked up to help me with my claim!!! this was after getting kicked off midway through the online application because the website kept crashing. edd is seriously the WORST and needs a complete overhaul!!!!
Totally! the system feels like it was designed in 1995 and never updated lol. I had a baby last year and my online account kept showing an error message whenever I tried to check my claim status. Super frustrating.
One more important thing: if it turns out you aren't eligible for SDI, make sure you look into the Paid Family Leave for self-employed individuals. If you did pay into that program before your delivery, you could still get the 8 weeks of bonding time benefits. For future reference, that's why the Disability Insurance Elective Coverage (DIEC) program exists - it allows self-employed people to opt into the state disability system. Something to consider for the future if you're planning to stay self-employed.
Thank you! I'll definitely look into that. I'm planning to stay self-employed long-term, so I should probably sign up for DIEC regardless of what happens with this pregnancy claim. Learned my lesson for sure.
I just went through this exact situation in August! Yes, you'll get your final partial payment automatically - mine came about 10 days after my SDI ended. For the PFL transition, definitely don't wait until your SDI ends to apply. I made that mistake and had a 3-week gap with no income while waiting for approval. Also important: your weekly benefit amount might be different for PFL than what you were getting for SDI. Mine decreased by about $75/week which I wasn't expecting. Just something to budget for!
Oh wow, I had no idea the benefit amount could change. I'll definitely plan for that possibility. Really appreciate the heads up about applying early to avoid gaps!
random question but does anyone know if bonding with baby PFL is different than caring for family member PFL? having baby next month but confused about all this
Yes, they're different subcategories of PFL. Bonding claims are generally simpler as you just need proof of relationship (birth certificate). For care claims like the OP is asking about, you need medical certification of the family member's condition. Same benefit amounts though, and both are accessed through the same PFL application process.
this is why i HATE the edd!!! they did the same thing to my mom after her hip surgery!!! the system is BROKEN and they dont care about disabled people at all!!! we pay into this system our whole lives and then when we need help they ghost us and make everything IMPOSSIBLE!!! 😡😡😡
ya its so frustrating! i paid in for like 15 years and then when i needed help it took 3 months to get my first payment. not right
Quick update based on some of the comments here: 1. You absolutely CAN revive an expired claim in many cases, especially when there were verification issues 2. Make sure to address your appeal to the "SDI Appeals Board" specifically, not just general EDD 3. If using the assembly member route, ask specifically for help with a "claim verification failure resulting in expiration" 4. Document EVERYTHING from this point forward - names, ID numbers, dates, and summaries of all conversations 5. When explaining your situation, use the phrase "ongoing attempts to resolve verification issues" as this specific language helps demonstrate good cause for late processing The verification loop between employers and EDD is unfortunately common. I'd suggest trying both the assembly member AND appeals approaches simultaneously for the best chance of resolution.
Yara Abboud
My wife got disability after her surgery in Feb and they sent a new card even tho she had one from maternity leave in 2023. Think they always send new ones for new claims. The card took about 9 days to arrive after they approved her but every situation is probly different
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Dmitry Smirnov
•That's reassuring to hear. I'm hoping mine comes quickly after approval too. Thanks for sharing your experience!
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PixelPioneer
I'm so sorry about your lymphoma diagnosis. I went through breast cancer treatment last year and had to navigate the whole SDI system. One thing to know is that if your treatment will last longer than the initial claim period (which is usually around 6-8 weeks depending on what your doctor certified), you'll need to get extension forms completed. Don't wait until the last minute for those! The BofA card will come automatically, but I highly recommend setting up the automatic transfer feature once you get it. You can set it to automatically move funds from the card to your regular bank account as soon as payments hit. Made things much easier during treatment when I had limited energy to deal with financial tasks. Wishing you healing and strength!
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Dmitry Smirnov
•Thank you so much for the kind words and excellent advice. I didn't know about the automatic transfer feature or that I'd need to be proactive about extensions. My treatment plan is for 4 months minimum, so I'll definitely need extensions. This is incredibly helpful!
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