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My daughter started a new job about 10 weeks ago, and last week there was an active shooter incident at her workplace. Thank God nobody was hurt, but everyone was hiding and running for their lives. She was already dealing with anxiety issues before, but this has completely pushed her over the edge. She can barely function and has panic attacks even thinking about going back to the building. She's now seeing a therapist who recommended a short leave of absence. Since she's been there less than 12 weeks, HR told her she doesn't qualify for any paid leave through work. The therapist mentioned she might be able to apply for SDI since this is a mental health crisis triggered by a workplace trauma. Does anyone know if she would qualify for SDI in this situation? She's paid into SDI at previous jobs for years, but I know this current job is so new. Would this be considered a valid disability claim or just a waste of time trying? The bills are piling up and I'm worried about her.
Super frustrated right now! My EDD SDI payment status changed to 'issued' yesterday (Jan 16, 2025) on my disability account online, but there's zero money showing up on my Bank of America EDD debit card today. I've been checking the card balance hourly and nothing has changed.\n\nI've tried calling the EDD disability phone line THREE times today but got disconnected twice and the third time I was on hold for 45 minutes before giving up. The automated system just says my payment was issued - not helpful!\n\nIs there a normal delay between when EDD 'issues' the payment and when it actually posts to the card? Does it take a full business day? This is my first disability payment so I don't know what to expect, and I have bills due Monday that I was counting on paying with this money.\n\nHas anyone else experienced this delay? Should I keep waiting or is something wrong with my claim?
I'm in a really stressful situation with EDD right now and could use some advice. Last year I had to request reasonable accommodation due to chronic vestibular migraines that were triggered by my daily commute to a location at higher elevation. My doctor documented everything and I was put on FMLA while waiting for my employer to approve a location transfer. During that waiting period (about 10 weeks), I applied for and received unemployment benefits since I was able and available to work in my local area - just not at that specific location due to my medical condition. I couldn't get SDI because I wasn't completely disabled - I just needed accommodation for my specific medical trigger. Fast forward to now (15 months later!), I suddenly received an overpayment notice from EDD claiming I wasn't eligible for those unemployment benefits and now owe over $11,500 with penalties! I have an appeal hearing scheduled, but I'm scrambling to figure out what documentation to submit. I have my FMLA paperwork, doctor's notes about my migraines, transfer request documentation, and proof that the transfer was eventually approved. Is this enough to make my case? Has anyone successfully appealed something like this? I'm so worried about having to pay back all that money when I was genuinely trying to follow the rules.
omg that random Sunday phone call is super sketchy!!!! EDD NEVER calls on weekends in my experience. Was probably a scammer trying to get ur info! the real overpayment notice always comes in writing or in ur edd online account!!!
Since the official notice stated you weren't available for work due to medical leave, your appeal should focus specifically on proving you WERE available for suitable work. Make sure to include: 1. Doctor's note explicitly stating you could work with the accommodation of not working at elevation 2. Evidence of job searches for positions that would accommodate your condition 3. Any documentation showing your employer couldn't temporarily accommodate you locally This distinction between "unable to work at all" versus "unable to work in specific conditions" is crucial for your case. EDD often misapplies these rules in complicated situations like yours.
I'm so stressed about my upcoming EDD SDI appeal hearing (scheduled for April 14, 2025) and need advice from anyone who's been through this. My situation: I took CFRA leave (12 weeks) to care for my father with terminal cancer, which ended Feb 17, 2025. On Feb 25, I asked my employer (I was a medical billing specialist for 7 years) for additional unpaid time off because I was struggling with severe anxiety/depression. Instead of accommodating, they terminated my position citing "restructuring" but said I'd keep healthcare until May 31. My psychiatrist filed an SDI claim for me on March 8, but EDD denied it saying I "wasn't in the workforce" when disability began. The determination letter specifically mentioned that because my CFRA had ended and I wasn't actively looking for work, I didn't qualify. My psychiatrist has offered to change the disability start date on the medical certification to Feb 15 (before my CFRA ended), but I'm terrified of making things worse. Has anyone successfully appealed a similar situation? What documentation helped? I've been waiting months for this hearing and don't want to mess it up.
kinda off topic but has anyone else noticed that SDI is wayyyy stricter about mental health claims than physical ones?? my husband broke his ankle and got approved in like 5 days. meanwhile my anxiety/depression claim took 2 months and they asked for extra documentation twice!!
Yes, you should definitely mention your boss's comment about you seeming "distracted." That's actually helpful evidence that your mental health was already affecting your work performance before termination. If you have any emails or texts that reference this conversation, bring copies. One more tip: In these appeals, how you present yourself matters. Be honest about your symptoms but stay focused and organized in your responses. Prepare a short (2-3 minute) summary of your timeline that clearly establishes when your disability began. Judges appreciate when claimants can clearly explain their situation without going off on tangents. Good luck with your appeal! The fact that you have treatment records from February 15 puts you in a strong position.
Just started my first ever state disability claim for severe anxiety and burnout (doctor recommended 6 weeks off) and I'm confused about the payment process. My doctor submitted the medical certification last week, I already completed the 7-day waiting period, and yesterday I got an email saying my EDD debit card is on the way. But I have no clue what happens next! How long after I activate the card will I actually see money deposited? The EDD website is totally unhelpful about this specific timing. I'm getting nervous since I've got bills coming due in a week. Does anyone know the typical timeline between card activation and the first payment showing up? This whole process is making my anxiety worse!
I've been on SDI 3 times in the past 2 years (chronic condition) and the EDD phone system is IMPOSSIBLE to get through!!! I spent 6 days calling about a payment issue and got hung up on every single time. I finally used this service called Claimyr (claimyr.com) that got me through to an actual person in like 20 minutes. They have a video showing how it works here: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd It was so worth it when I needed to fix my payment issue. Might help if you need to check on why your claim is taking so long to approve.
One other thing to know - once your claim is approved, you'll keep getting payments every two weeks automatically as long as your doctor certified you for that time period. So it's just this first payment that takes forever. After that, it gets much easier!
Samuel Robinson
Got approved after THREE MONTHS of fighting and had to involve my state representative's office to get it resolved. By then I was already back at a different job because bills don't wait. The backpay helped but the stress made my condition SO MUCH WORSE. Tell your daughter to prepare for a battle - hope she gets lucky but don't count on it.
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Riya Sharma
Thank you all for the advice. I just spoke with my daughter and she's going to her therapy appointment tomorrow with a list of questions about both SDI and ADA accommodations. She's going to file for SDI right after her appointment, assuming her therapist agrees it's appropriate. I'll also tell her about Claimyr in case she runs into problems reaching EDD. It sounds like it's definitely worth trying for SDI even though she's new at this job. I feel much more prepared to help her navigate this now.
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Millie Long
That sounds like a good plan. One more tip: have her print out the EDD Physician/Practitioner's Guide for her therapist. Some mental health providers don't file SDI claims often and might not understand exactly what EDD needs to see. The guide explains what specific information they need to include. You can find it on the EDD website.
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