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Confused about switching from SDI to PFL after surgery - timing question

Just received a notice from EDD saying my SDI benefits are ending in 3 weeks, along with info on how to apply for PFL. Here's my situation - I have surgery scheduled next month, and I'm seeing my doctor this Thursday who will likely extend my disability since I'll need recovery time after the procedure. I'm really confused about the timing here. Should I: 1) Wait for my current SDI to completely finish before applying for PFL? 2) Go ahead and apply for PFL now while still on SDI? 3) Skip the PFL application entirely if my doctor extends my SDI? I don't want to mess anything up and risk losing benefits. Has anyone dealt with this transition between SDI and surgery extensions? The EDD website isn't clear on this specific situation.

My husband just went through getting his SDI extended for shoulder surgery. His doctor submitted the extension form online and it was processed within 3 days. Super easy, no problems at all. I think it really depends on your doctor being familiar with the system. Some medical offices do this all day long with no issues.

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One final tip: When you see your doctor on Thursday, ask them to print you a copy of the completed extension form for your records. Having documentation is helpful if there are any issues later. Also, after the form is submitted, check your SDI Online account daily. You should see your claim end date extended within 5-7 business days. If you don't see the update by then, that's when you'd want to contact EDD to ensure they received the paperwork.

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Thank you for all your help! I feel so much better about this now. I'll definitely get a copy and keep an eye on my online account for the update after my appointment.

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Not enough work history for EDD SDI after hand injury - any alternatives?

I'm in a really difficult situation and desperately need advice. Last week, I injured my dominant hand at home (stupid kitchen accident with a blender) and found out I need surgery followed by about 4 months of rehab/recovery. The problem is I just started a new job 2 months ago after relocating to California, and my doctor told me I likely won't qualify for SDI because of the base period quarter calculations. Apparently I don't have enough wages in my base period? I've been working consistently for years, just not in California. Does anyone know if there are other options or processes to get some kind of disability pay during recovery? My employer is small and doesn't offer any private short-term disability insurance. I'm honestly panicking about how I'll pay rent during recovery since I can't type or do my job one-handed. Has anyone been in this situation before or know of alternative programs?

Delaying necessary medical care because of benefit issues is EXACTLY what's wrong with the system!! I hope you can find help and get the surgery you need without waiting!

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I'm glad you found some resources and direction. If you do end up delaying surgery, make sure your doctor prescribes appropriate pain management and documents everything thoroughly. This documentation might help with other assistance programs. Wishing you a smooth recovery whenever you do have the procedure.

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EDD SDI payment card drained - $2,900 stolen from Money Network while on disability

I just discovered my EDD disability payments were stolen from my Money Network debit card. I've been on SDI for 2 months (back injury from work accident), and when I checked my balance this morning, there were four unauthorized charges totaling $2,900 at stores in Florida! I've never even been to Florida. Two charges were at gas stations, one at a Target, and another at some electronics store. All within 24 hours. I immediately called Money Network customer service, and I'm beyond frustrated. They said they can't process my fraud claim over the phone or online - they have to mail me a paper form that I need to fill out and return. But THEN I can email it back to them? Makes zero sense. Meanwhile, my account is now negative, my card is frozen, and they said a replacement won't arrive until 7-10 business days from now. I'm completely without funds for medication and basic needs. Has anyone dealt with this fraud situation with their disability payments? How long did the claim process take? Did you get your money back quickly? Any tips on how to make this process go faster? This is my only income source right now and I'm panicking.

did u set up the fraud alerts on your card??? money network has them but they dont tell anyone about it when u get the card. go to the website and look for security settings once u get ur new card

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No, I had no idea they had fraud alerts! They really don't make this information clear at all when they send the card. I'll definitely set that up with the new card. Thanks!

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Just following up - have you made any progress with this situation? Were you able to contact your case worker or try any of the suggestions here? I hope you're getting some resolution.

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Thanks for checking in! Filed the police report yesterday, and finally reached someone helpful at Money Network after asking specifically for the fraud department. They're expediting the replacement card (should come in 3 days instead of 10). Also went to my local EDD office in person and they were able to issue a limited emergency payment to help with medications and essential expenses until this gets resolved. Still waiting on the actual fraud claim to be processed, but at least things are moving now. Thanks to everyone for all the helpful advice!

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EDD overpayment disaster after Workers Comp case - bank account levied without notice!

I'm in a complete nightmare situation with EDD and don't know what to do. After getting injured at work in 2020, I was put on restricted duty. My employer terminated me claiming performance issues from months before my injury. I applied for UI benefits since I didn't understand workers' comp well. EDD approved my claim after a hearing with a judge, and I received about 4 months of payments.\n\nDuring this time, my WC doctor told me I needed more treatment, but the workers' comp insurance denied my claim. My doctor recommended getting an attorney. My attorney advised me to switch from UI to workers' comp since WC pays more. I went to the local EDD office where a representative told me it wouldn't be an issue - they said once my WC claim was settled, EDD would just recoup the UI benefits from my WC settlement.\n\nFast forward to now (2025), and the IRS has garnished my tax refund for an EDD overpayment. Then last month, EDD LEVIED MY BANK ACCOUNT without any warning! My workers' comp case is STILL ongoing after 5 years, and I've never received a penny from them. How can EDD claim I have an overpayment when I never got WC benefits? I tried contacting EDD but they've made it impossible to reach anyone since COVID.\n\nTo make matters worse, I was homeless for part of this period so I never received any notices they might have sent. I went to an appeal hearing, but the judge wouldn't even look at my documentation and just verbally told me his decision on the spot. Does anyone know what options I have to fight this? Can they really take my money before my WC case is even settled?

You're getting some good advice here, but I want to add something important: EDD should have sent you a Notice of Overpayment (DE 1444) before taking any collection action. This notice would explain their determination and your right to appeal.\n\nThe fact that you were homeless and didn't receive these notices is relevant. Under California's \

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This is excellent advice, especially about requesting immediate release of the bank levy. One addition: when filing the DE 1000M appeal form, clearly state at the top \

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EDD SDI claim stuck on "pending doc info" despite doctor submitting forms - typical wait times?

My disability claim has been sitting in limbo for almost 3 weeks now and I'm getting really anxious. Had reconstructive ACL surgery on January 10th (2025) and managed to submit my initial SDI claim about a week after surgery when I was more clear-headed from the pain meds. The online status has been stuck on "pending doctor info" this whole time even though my surgeon's office confirmed they submitted all the required medical certification forms at least 12 days ago. The bills are starting to pile up and I honestly can't return to my construction job for at least another 7-8 weeks according to my surgeon. I've tried calling EDD multiple times but keep getting the automated message about high call volume. Does anyone have recent experience with how long claims are taking to process? Is there something else I need to do to push this along? My coworker who had similar surgery last year said he got approved within 2 weeks, so I'm worried something's wrong with my claim.

My brother works for EDD (not disability side tho) and he says their systems are ANCIENT and half the time the different departments can't even communicate with each other properly. He says the disability dept is especially backed up right now. When I filed disability last year they lost my paperwork TWICE and I had to have my doctor resubmit everything. Total nightmare. Took almost 6 weeks before I saw a penny.

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This is exactly why I tell EVERYONE to keep copies of EVERYTHING you send to EDD. Screenshot confirmation pages, get tracking numbers for mail, and always always ALWAYS get confirmation numbers for faxes. They will 100% claim they never received your documents otherwise!

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Update: Just wanted to check in and see if there's been any progress with your claim. Have you been able to contact EDD or get any updates from your doctor's office about resubmitting the forms?

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Thanks for checking back! I used that Claimyr service that someone recommended above and actually got through to EDD yesterday. Turns out they received my doctor's certification but there was some issue with the dates not matching exactly what I put on my claim (I was off by 2 days on when the surgery happened). The rep was able to fix it while I was on the phone and said my claim should be processed within 5-7 days. Huge relief! I'll update once I actually get paid.

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