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am i the only 1 who thinks its ridiculous we have to jump through all these hoops just to get whats owed to us? the system is broken af š¤
Preach! š It's like they make it complicated on purpose to discourage people
Totally agree. We need serious reform in how unemployment is handled. This isn't working for anyone.
Just went through this same situation last month! The form you're talking about is likely the DE 4581 (Physician/Practitioner's Certificate) if you're on disability, or the continued claim cert if it's regular unemployment. For disability forms, your doctor needs to fill out the medical portion, but you handle the personal info sections. To get hard copies, call the main EDD number (1-800-480-3287) early in the morning - like 8:01 AM sharp. Have your SSN and claim number ready. They can mail forms to you, usually takes about a week. Don't wait too long though - missing deadlines can mess up your payments!
This is exactly what I needed to know! Thank you so much for the specific form number and phone number. I'll definitely try calling right at 8:01 AM - that's a great tip. Quick question: do you know if there's any grace period if I'm a day or two late with the form, or are they pretty strict about the deadlines?
They're pretty strict about deadlines, unfortunately. I've heard of people getting their benefits suspended for being just a few days late. If you do miss it, call immediately and explain - sometimes they'll give you a one-time extension, but don't count on it. Better to be safe and get that form in on time! Also, if you mail it back, use certified mail so you have proof of when it was sent.
Protip: If you're having trouble with the online system, try using a different browser. Chrome seems to work best for me.
Firefox worked for me when Chrome was acting up. Worth a shot!
Just wanted to add my experience to this thread! I recently made the SDI to PFL transition and here are a few things I wish I had known: ⢠You can actually overlap the applications slightly - I applied for PFL about 10 days before my SDI ended and there was no gap in payments ⢠The weekly benefit amount might be slightly different due to how they calculate it, but it's usually within $10-20 of your SDI amount ⢠Make sure your employer knows you're switching from SDI to PFL - they might need to update their records ⢠If you're using direct deposit, the account info carries over automatically which is nice Also, regarding the documents @Emma Johnson mentioned - for adoption cases like @Finley Garrett asked about, you'll need either the adoption decree or placement documentation from the agency. Birth certificates are only needed for biological children. Hope this helps someone! The transition was way less stressful than I expected once I got the timing right.
This is exactly what I needed to hear! I'm a couple weeks away from my SDI ending and was getting really anxious about the timing. The overlap tip is gold - I had no idea you could do that. Also super helpful about the employer notification, I wouldn't have thought of that. Thanks for sharing your experience! š
@Brooklyn Knight Thanks for the detailed info! Quick follow-up question - when you say the weekly benefit amount might be different by $10-20, is that usually higher or lower than SDI? Just trying to budget for the transition. Also, did you have to do anything special to notify your employer or did EDD handle that automatically?
That's great news that your payment arrived on time! For future reference, you can also set up text or email alerts through your SDI Online account to get notified when payments are processed. This helped me a lot when I was on disability - I'd get a notification the day before the money hit my account. Also, since you mentioned you're dealing with a herniated disc at L4/L5, make sure to keep track of your physical therapy appointments and any changes in your condition. If your recovery isn't progressing as expected, your doctor might need to extend your disability period, which would require submitting additional medical documentation to EDD. It's always better to handle these things proactively rather than waiting until the last minute! Hope your back continues to heal and that the rest of your disability claim goes smoothly.
Thanks for the tip about setting up text/email alerts - I had no idea that was an option! I just went into my SDI Online account and found the notification settings. That'll definitely help with peace of mind going forward. You're absolutely right about tracking my PT progress too. I've been going twice a week but honestly not seeing as much improvement as I hoped. My next doctor's appointment is in two weeks, so I'll make sure to discuss potentially extending the disability period if needed. Better to be proactive like you said than scramble at the last minute when my current certification runs out. Really appreciate all the helpful advice from everyone in this community - you've all made navigating this process so much less stressful!
Just wanted to chime in as someone who's been through the EDD SDI process twice now - once for a shoulder injury and once for knee surgery. The bi-weekly payment schedule is pretty reliable once you get into the rhythm of it, but I learned a few things that might help others: 1. Always keep a backup of your medical certifications - I had one get "lost" in EDD's system and it caused a 3-week delay in payments while they sorted it out. 2. If you're doing physical therapy, make sure your PT provider is communicating with your certifying doctor about your progress (or lack thereof). Sometimes the PT notes can help support extending your disability period if you're not improving as expected. 3. Don't be afraid to ask your doctor for a slightly longer certification period if your condition is unpredictable. It's easier to return to work early than to scramble for extensions when you're still not ready. The whole process can be really stressful when you're already dealing with an injury, but this community has been super helpful for navigating all the confusing parts of EDD. Glad to see people supporting each other through it!
This is such valuable advice, especially about keeping backup copies of medical certifications! I learned this the hard way when my doctor's office "forgot" to send my continued certification to EDD and my payments got suspended for almost a month. Now I always request a copy for my records and follow up to make sure EDD received it. Your point about PT communication is spot on too. My physical therapist has been noting that my progress is slower than typical for this type of herniated disc, and she's been sending those notes to my doctor. It's actually helped build a stronger case for why I'm still unable to return to my job (which involves a lot of lifting and standing). Thanks for sharing your experience - it's really helpful to hear from someone who's been through this process multiple times. The stress of managing an injury plus all the EDD paperwork can be overwhelming, so having a supportive community like this makes such a difference!
This is exactly why I always recommend keeping detailed records of everything! I learned the hard way that EDD will try to use any excuse to cut benefits short. For future reference, if you ever have to do another IME, make sure to bring a copy of your treating doctor's most recent assessment and ask the EDD examiner to review it during your appointment. Sometimes they don't have all the current medical information when they do their evaluation. Also, don't be afraid to speak up during the exam about your limitations - they're making decisions based on what they observe in that short visit. Glad you got through to someone and are getting it sorted out!
This is such great advice! I wish I had known this before my IME appointment. I was so nervous and didn't really speak up about my pain levels during the examination. The whole thing felt so rushed - the doctor barely looked at my medical records and just had me do a few basic movements. Next time I'll definitely be more proactive about making sure they understand my actual limitations. It's frustrating that we have to advocate so hard for benefits we're legitimately entitled to, but your tips will help a lot of people avoid this same situation!
I'm dealing with something similar right now - my SDI benefits were cut off after an IME even though my doctor said I need another week off. Reading through all these responses is really helpful! It sounds like the key is getting your treating physician to submit detailed documentation explaining why the EDD examiner's assessment was wrong. I'm definitely going to ask my doctor about that DE 2551D form that was mentioned. It's so frustrating that we have to fight for benefits we're legitimately entitled to, but at least there are ways to appeal these decisions. Thanks for sharing your experience - it gives me hope that this can be resolved!
Freya Thomsen
I'm so glad to see this thread - I'm currently going through almost the exact same situation and it's been incredibly stressful! I've been on SDI since September for chronic fatigue syndrome and just got the dreaded "FMLA exhaustion" letter from my employer last week. Like you, I had no idea they were running concurrently and was completely blindsided. Reading through everyone's experiences has been eye-opening. I never realized that disability benefits and job protection were two completely separate things handled by different systems. The whole time I thought being approved for SDI meant my job was automatically protected for the full duration. I'm definitely going to follow the advice here about checking my employee handbook for extended leave policies and talking to my doctor about ADA accommodations. The part about COBRA vs company-extended health benefits is also crucial information I hadn't considered. Has anyone here had success with getting ADA accommodations approved for mental health conditions like anxiety/depression? I'm wondering if that might be a viable path forward for maintaining some job protection beyond FMLA.
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Aurora St.Pierre
ā¢Yes, I've had success with ADA accommodations for anxiety and depression! The key is having your doctor provide detailed documentation about how your condition substantially limits major life activities and what specific accommodations would help. For mental health conditions, accommodations might include flexible scheduling, work-from-home options, modified duties, or extended leave as a reasonable accommodation. The important thing to remember is that ADA accommodations are different from FMLA - they're about modifying your job or work environment to help you perform your essential functions, rather than just providing leave time. Some employers are more receptive to this approach because you're still working and contributing. I'd recommend getting your doctor to write a letter outlining your functional limitations and suggested accommodations. The interactive process with your employer is required by law, so they have to engage in good faith discussions about what's possible. Even if they can't approve everything, it opens the door for creative solutions that might work for both of you. Good luck with your situation - chronic fatigue syndrome is definitely recognized under ADA when it substantially impacts your daily activities!
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Kai Rivera
I'm going through something similar right now and this whole thread has been incredibly educational! I've been on SDI for a work-related injury since October and just realized my employer has been counting FMLA time this whole time without me really understanding what that meant. What really struck me from reading everyone's experiences is how the system seems designed to confuse people. You're dealing with your medical condition, trying to navigate EDD's disability system, and then suddenly you're hit with employment law complexities that most people (myself included) don't fully understand until it's almost too late. I'm going to take the advice here about immediately checking my employee handbook for any extended leave policies and scheduling a meeting with HR. The success stories about company policies going beyond FMLA requirements give me hope that there might be options I haven't considered. One question for the group - for those who had success with extended company leave policies, did you find that having your doctor proactively provide additional documentation helped? I'm wondering if I should ask my doctor to write a more detailed letter about my recovery timeline and why additional leave would be beneficial, rather than just the basic disability certification. Thanks to everyone for sharing their experiences - it's so valuable to learn from others who've navigated this confusing maze!
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Freya Pedersen
ā¢Absolutely yes on getting more detailed documentation from your doctor! When I went through this process, my initial disability certification was pretty basic - just stating that I couldn't work. But when I was facing the FMLA exhaustion, my doctor wrote a much more comprehensive letter that included my specific functional limitations, treatment plan, expected recovery timeline, and why continued leave was medically necessary rather than just beneficial. That detailed documentation made all the difference when HR was reviewing my case for their extended leave policy. They could see it wasn't just a vague "needs more time" but had specific medical reasoning behind it. My doctor also included information about how a premature return to work could potentially worsen my condition or delay recovery, which I think really helped show the medical necessity. I'd also suggest asking your doctor to specifically address whether your condition might qualify for ADA accommodations - either now or when you do return to work. Having that groundwork laid early can open up additional options for job protection through the accommodation process. The whole system really is designed in a confusing way, but having that thorough medical documentation gives you the best shot at accessing whatever extended protections might be available through your specific employer. Good luck with your HR meeting!
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