EDD just authorized my SDI payment - how many days until it hits my account?

mine took 3 days last time. depends on ur bank tho

With direct deposit, it typically takes 2-3 business days after authorization for the funds to appear in your account. Remember that weekends don't count as business days. If your payment was authorized on a Friday, you might not see it until Wednesday. Also, the first payment often takes slightly longer than subsequent payments. If it's been more than 5 business days, you should contact EDD to make sure there isn't an issue with your banking information. Sometimes the routing or account numbers get entered incorrectly, or your bank might put a hold on the deposit.

When I was on SDI last year it took 4 business days every time. But my sister got hers in 2 days with a different bank. The EDD website says to allow up to 5 business days before contacting them.

It's so incredibly stressful waiting for disability payments when you have bills coming due! I remember refreshing my bank app like 20 times a day when I was waiting for mine. For what it's worth, my payments always took exactly 3 business days after the authorization date. If you're concerned about making rent, maybe talk to your landlord now and explain the situation - most are understanding about disability delays if you communicate in advance.

If you're getting worried or it's been more than 5 business days, I'd recommend trying to call EDD directly to check if there's any issue. When I had a payment delay, it turned out there was a flag on my account I didn't know about. I struggled for days to get through on the phone lines until I found a service called Claimyr (claimyr.com) that helped me get through to an actual EDD representative quickly. They have a demo video that shows how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd The rep was able to see exactly what was happening with my payment and resolve the issue right away. Saved me weeks of waiting and stressing.

My first payment took 4 business days, but all the other ones came in 2-3 days like clockwork. The first one might take longer because they're setting everything up. If Monday comes and you still don't have it, definitely call. The EDD system is so frustrating sometimes!

Great to see your update that the payment came through! For anyone else reading this thread who might be in a similar situation - I went through this exact same anxiety last year. The 3-day timeline seems pretty standard for most banks with direct deposit. One thing I learned that might help others: EDD processes payments in batches, so if your payment gets authorized on a Friday, it might not actually get sent to your bank until Monday, which means you'd see it Wednesday/Thursday. The "business days" clock starts ticking when they actually transmit the payment, not when they authorize it. Also, if you're ever in a tight spot with rent/bills while waiting, many utility companies and landlords have hardship programs or will work with you if you proactively reach out and explain you're waiting on disability payments. Much better than waiting until after you're late!

Just wanted to chime in as someone who's been on SDI multiple times over the years - the waiting for that first payment is absolutely nerve-wracking! I'm glad yours came through on schedule. One thing I've learned that might help future folks: if you're ever in this situation again, you can actually call your bank and ask them to put a "memo watch" on incoming ACH deposits from the state of California. Some banks will give you a heads up call or text when the deposit hits, even before it shows in your online banking. Not all banks do this, but it's worth asking about - saved me from refreshing my app obsessively during my second claim! Also, for anyone still waiting on their first payment: keep all your documentation handy (authorization emails, claim numbers, etc.) because if something does go wrong, having everything organized makes the phone call with EDD so much smoother.

I'm going through this exact same situation right now! My payment was authorized on Tuesday and I'm anxiously waiting for it to hit my account. Reading through everyone's experiences here is so reassuring - sounds like 3 business days is pretty standard. The stress of waiting for disability payments when you have bills due is unlike anything else. I've been checking my banking app every few hours (I know, I know, it won't make it come faster!). Really appreciate everyone sharing their timelines and tips about talking to landlords proactively. That memo watch tip from the bank is genius - definitely calling them tomorrow to ask about that. It's so helpful to know I'm not alone in this waiting game. Fingers crossed mine comes through by Friday! 🤞

I'm new to this community and currently going through my first disability claim experience. Reading through everyone's stories here has been incredibly helpful and reassuring! I'm still waiting for my initial determination, but seeing how supportive everyone is about sharing their experiences with payment timelines really gives me hope. The stress of navigating the SDI system for the first time is overwhelming, but knowing there are people here who've been through it and are willing to help newcomers like me is amazing. Thanks to everyone who's shared their experiences - it really makes a difference for those of us who are new to this process!

Welcome to the community! I'm also relatively new here but have found everyone to be incredibly helpful and supportive. The first time going through the SDI process is definitely stressful - I remember feeling so lost with all the paperwork and waiting periods. One thing I learned that might help while you're waiting for your determination: make sure to keep copies of everything you submit and note down any reference numbers. If you need to follow up later, having all that info organized will save you so much time and stress. This thread is a perfect example of how valuable this community is - seeing real experiences with payment timelines takes away so much of the uncertainty. Hope your claim gets approved quickly and smoothly! Feel free to ask questions along the way - everyone here really does want to help each other navigate this system.