What is the income limit for unemployment benefit with Washington ESD?
I'm trying to figure out if there's an income limit that would disqualify me from getting unemployment benefits in Washington. I have a part-time job that brings in about $400 a week, and I'm wondering if that's too much to still qualify for UI benefits. I've been looking on the Washington ESD website but can't find a clear answer about income limits. Does anyone know what the cutoff is?
47 comments


AstroAdventurer
There isn't really an 'income limit' per se - it's more about how your part-time earnings affect your weekly benefit amount. Washington ESD uses a formula where they subtract 25% of your gross weekly earnings from your weekly benefit amount. So if you're making $400/week, they'd reduce your UI payment by $100.
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Natasha Kuznetsova
•So I could still get some unemployment even with the part-time job? That's good to know!
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Javier Mendoza
•Yeah but you still have to meet the job search requirements and report all your earnings when you file your weekly claim.
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Emma Wilson
The key thing is your weekly benefit amount minus 25% of your gross earnings. If that calculation results in $0 or less, you won't get a payment that week. But there's no hard income limit that permanently disqualifies you from benefits.
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Natasha Kuznetsova
•How do I find out what my weekly benefit amount would be?
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Emma Wilson
•You can use the benefit calculator on the Washington ESD website, or it'll show up once you file your initial claim and it gets processed.
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Malik Davis
I was in a similar situation last year - working part time and getting UI. Just make sure you report your earnings accurately every week when you file your claim. If you don't report or underreport, they'll catch it eventually and you could face an overpayment situation.
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Isabella Santos
•How do they catch unreported earnings? I'm always paranoid about making mistakes on my weekly claims.
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Malik Davis
•They cross-reference with employer wage reports and IRS data. It might take months but they eventually find discrepancies.
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Natasha Kuznetsova
•That's scary - I definitely want to make sure I'm reporting everything correctly.
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AstroAdventurer
If you're having trouble getting through to Washington ESD to ask about this directly, I recently discovered Claimyr (claimyr.com). They help you actually get connected to an ESD agent without sitting on hold forever. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Ravi Gupta
•Is that one of those services that charges you to call government agencies?
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AstroAdventurer
•I think there's a fee but honestly it was worth it to actually talk to someone at ESD instead of calling 50 times and getting hung up on.
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Javier Mendoza
wait im confused - so if i make like $600 a week at my part time job, i can still get unemployment benefits?? that seems like a lot
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Emma Wilson
•It depends on what your weekly benefit amount is. If your WBA is $500 and you earn $600, then $600 x 0.25 = $150 deduction, so you'd get $350 that week. But if your WBA is only $300, you'd get nothing since the deduction would be $150 leaving you with $150, but there's also a minimum threshold.
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Javier Mendoza
•this is so confusing lol
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GalacticGuru
I think there might also be something about if you work more than a certain number of hours per week? Like if you're working full-time hours even at low pay, that might affect eligibility differently than just the dollar amount.
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Emma Wilson
•You're thinking of the 'able and available' requirement. If you're working full-time hours, they might question whether you're truly available for other work.
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Freya Pedersen
•yeah i remember reading something about having to be available for work during normal business hours
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Natasha Kuznetsova
This is getting complicated. I think I need to call Washington ESD directly to make sure I understand how this would work with my specific situation.
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Malik Davis
•Good luck getting through! I tried calling them 15 times last week and only got through once.
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AstroAdventurer
•That's exactly why I ended up using Claimyr - saved me hours of redialing.
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Omar Fawaz
Just to add - you also have to keep doing your job search activities even if you're working part time. The work search requirements don't go away just because you have some income.
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Natasha Kuznetsova
•How many job contacts do you need per week in Washington?
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Omar Fawaz
•I think it's 3 per week but don't quote me on that. Check the Washington ESD website or ask when you file your weekly claim.
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Chloe Anderson
•Its usually 3 but can be different depending on your situation or if youre in a special program
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Diego Vargas
The whole system is so confusing! I wish they would just give you a straight answer about income limits instead of making you calculate everything.
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Anastasia Fedorov
•Agreed! And then if you make a mistake they act like you're trying to commit fraud.
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Diego Vargas
•Exactly! The penalties are so harsh for honest mistakes.
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Emma Wilson
To clarify the main question - Washington state doesn't have a flat income limit that disqualifies you from unemployment. The system is designed to supplement your income when you're partially unemployed. As long as your reduced weekly benefit amount (after the 25% earnings deduction) is at least $1, you can receive benefits.
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Natasha Kuznetsova
•That makes sense. So it's really about whether the calculation leaves me with anything after the deduction.
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StarStrider
•But you still have to meet all the other requirements too - like being registered with WorkSource and doing your job search.
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Sean Doyle
I was working part-time and getting UI for about 6 months. The key is being totally honest about your earnings and hours worked. I always rounded up to be safe rather than accidentally underreporting.
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Natasha Kuznetsova
•Did you ever have any problems with Washington ESD questioning your job search efforts while you were working part-time?
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Sean Doyle
•Not really, but I made sure to document everything and kept applying to full-time positions in my field.
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Zara Rashid
just wanted to mention that if you end up needing to talk to someone at ESD about your specific situation, that Claimyr service someone mentioned earlier actually worked for me too. I was trying to get clarification on a similar part-time work question and couldn't get through on my own.
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Natasha Kuznetsova
•How long did it take them to get you through to an agent?
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Zara Rashid
•It was pretty quick - maybe 10-15 minutes? Way better than the hours I spent trying to call myself.
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Luca Romano
Does anyone know if the income calculation is different for gig work vs regular part-time employment? I drive for rideshare sometimes and wasn't sure if that counts the same way.
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Emma Wilson
•Gig work earnings are still subject to the same 25% deduction rule. You'll need to report your net earnings (after business expenses) from self-employment.
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Nia Jackson
•Make sure you keep good records of your expenses if you're doing gig work - gas, car maintenance, etc.
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Mateo Hernandez
The bottom line is there's no hard income limit, but your earnings will reduce your weekly benefit payment. If you earn enough that the reduction brings your benefit to $0, you won't get paid that week but you can still file your claim and potentially get benefits in weeks when you earn less.
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Natasha Kuznetsova
•That's really helpful - so it's week by week based on what I actually earn?
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Mateo Hernandez
•Exactly. Your earnings for each week affect only that week's benefit calculation.
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CosmicCruiser
I hope this thread helps other people too - this income limit question comes up a lot and it's not explained very clearly on the Washington ESD website.
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Natasha Kuznetsova
•Definitely! Thanks everyone for all the explanations. I feel much more confident about how this works now.
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Aisha Khan
•Yeah this was super helpful. I was wondering about the same thing for my situation.
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