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Dominic Green

How much do you have to make to collect unemployment in Washington ESD?

I'm trying to figure out if I qualify for unemployment benefits through Washington ESD. I worked part-time for about 8 months last year making around $18,000 total. My hours got cut dramatically and now I'm barely getting 10 hours a week. Does anyone know what the minimum earnings requirement is to be eligible for UI benefits? I'm confused about the base period stuff and whether my income is high enough.

You need to have earned at least $3,850 during your base period to qualify for Washington unemployment benefits. The base period is typically the first 4 of the last 5 completed calendar quarters before you file. So if you made $18k over 8 months, you should meet the minimum threshold.

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Thanks! So the base period isn't just the last 12 months? I'm still working but only getting like 200 bucks a week now.

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Right, it's quarters not months. And you can still collect partial benefits if your hours were reduced significantly. You'll need to report your weekly earnings when you file your weekly claims.

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I had the same situation last year - was making decent money then got my hours slashed. You definitely qualify for partial unemployment if you're only working 10 hours a week now. Just make sure to report those earnings accurately on your weekly claims or you'll get an overpayment notice later.

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Did you have trouble getting through to Washington ESD when you filed? I keep hearing the phone lines are impossible.

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Yeah the phone system is brutal. I actually used this service called Claimyr (claimyr.com) that calls Washington ESD for you and gets you connected to an actual agent. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of frustration.

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The earnings requirement is more complex than just the minimum amount. You also need to have earned wages in at least two quarters of your base period, and your total earnings must be at least 1.5 times your highest quarter earnings. So it's not just about hitting $3,850 total.

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Ugh this is getting confusing. How do I figure out what my base period quarters are exactly?

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If you file in January 2025, your base period would be January-March 2024, April-June 2024, July-September 2024, and October-December 2024. Washington ESD has a calculator on their website that can help you determine eligibility.

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The calculator is helpful but sometimes the website glitches. I had to call to verify my base period wages were calculated correctly.

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wait so if i only worked for like 3 months last year but made good money during those months i might not qualify?? this is stupid

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If you only worked 3 months and it was all in one quarter, you probably won't meet the two-quarter requirement. You need earnings in at least two different quarters of your base period.

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ugh of course. typical government BS making everything complicated

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I'm in a similar boat - was making about $2800/month but only for 6 months before getting laid off. Even though I made decent money, I'm worried I won't qualify because it wasn't spread across enough quarters. Has anyone dealt with this?

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If your 6 months spanned two quarters, you might still qualify. The key is having earnings in at least 2 quarters AND meeting the 1.5x rule. So if your highest quarter was $8400, you'd need at least $12,600 total in your base period.

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Math makes my head hurt but I think I barely qualify then. Guess I better file and see what happens.

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Don't forget about the alternate base period! If you don't qualify using the standard base period, Washington ESD will automatically check using the alternate base period which uses more recent quarters. This helped me qualify when I had a gap in employment.

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What's the alternate base period exactly? This is the first I'm hearing about it.

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The alternate base period uses the last 4 completed calendar quarters instead of the first 4 of the last 5. So it includes more recent earnings that might not be in your standard base period.

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I qualified with about $15k spread across 3 quarters last year. The weekly benefit amount isn't huge but every bit helps when you're barely getting hours. Just be prepared for the job search requirements - you have to log 3 job search activities per week.

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What counts as job search activities? I've been applying to places but wasn't keeping detailed records.

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Applications, networking contacts, job fairs, even some online training courses count. You have to log them in WorkSourceWA. Keep detailed records because they do audit these.

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The job search requirements are no joke. I got a warning letter for not having enough activities logged one week.

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Quick question - does the $3,850 minimum change every year or is it always the same? I thought I read somewhere that it goes up with inflation or something.

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The monetary eligibility requirements are reviewed annually and can change. For 2025, it's still $3,850 but you should always check the current requirements on the Washington ESD website when you file.

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Pro tip: if you're close to qualifying but not quite there, you might want to wait and earn a bit more before filing. Your benefit amount is based on your earnings during the base period, so higher earnings = higher weekly benefit amount (up to the maximum).

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But if I wait too long, won't I miss out on benefits for the weeks I could have been collecting?

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True, it's a balancing act. You can't get benefits for weeks before you file, so don't wait too long. Just something to consider if you're right on the borderline.

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The whole system is designed to be confusing IMO. I spent hours trying to figure out if I qualified before just filing and letting them tell me. Worst case they say no and you're back where you started.

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That's basically what I did too. The online application walks you through most of it anyway. If there are issues, they'll send you a determination letter explaining what's missing.

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Yeah but then you might get stuck in adjudication for weeks waiting for them to review your case. Better to have your ducks in a row first.

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I keep seeing people mention calling Washington ESD but has anyone actually gotten through recently? I've been trying for days and either get disconnected or the wait times are insane.

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That's exactly why I ended up using Claimyr. They have some system that gets you through the phone queue way faster. Worth checking out if you're stuck trying to reach someone.

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I got through once after calling 47 times in one morning. The agent was helpful but man what a waste of time getting there.

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For anyone still confused about the math - Washington ESD has examples on their website showing different scenarios. Like if you made $4000 in Q1, $3000 in Q2, $2000 in Q3, and $1000 in Q4, you'd have $10k total (meets minimum) across 4 quarters (meets distribution) and your highest quarter ($4k) times 1.5 equals $6k which is less than your total $10k (meets the multiplier rule).

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OK that example actually makes sense. I think I qualify based on that formula. Time to file I guess!

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Make sure you have all your employer information handy when you file. They need dates of employment, reason for separation, etc. for each job.

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Just want to add that if you're still employed but had your hours reduced, you need to report your weekly earnings when you file your weekly claims. They'll deduct a portion from your benefits but you can still collect partial unemployment.

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How much do they deduct? Like if I make $200 in a week, do I lose $200 in benefits?

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No, they use a formula. Generally the first $5 is disregarded, then they deduct 75% of your earnings above that from your weekly benefit amount. So working part time is usually still worth it financially.

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One thing that tripped me up - make sure you understand the difference between when you file your initial claim vs when you start requesting weekly benefits. You have to do both, and the weekly claims determine when you actually get paid.

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Wait, so filing the claim doesn't automatically start the payments?

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Nope! You file your initial claim to establish eligibility, then you have to file weekly claims (usually online) to actually request payment for each week. Miss a week and you don't get paid for that week.

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The earnings requirement is just the first hurdle. Even if you qualify financially, they'll still review why you're unemployed or underemployed. Being laid off is usually straightforward, but if you quit or got fired it can get complicated with adjudication.

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I didn't quit or get fired, just had my hours cut way back. Should be pretty straightforward then right?

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Reduced hours due to lack of work is typically an approved reason. Just be honest about the circumstances when you file.

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Even straightforward cases can end up in adjudication sometimes. The system flags things for review pretty aggressively.

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If anyone's having trouble calculating their base period wages, you can request a wage transcript from Washington ESD that shows all the wages employers reported for you. Sometimes employers don't report wages correctly and it affects your eligibility.

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How do you request that? Is it something you can do online?

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I think you have to call or maybe send a written request. It's not something I found online when I looked. Might be worth asking about if your calculated benefits seem too low.

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Bottom line - if you made decent money in the past year and lost your job or had hours cut, you probably qualify for something. The worst they can do is say no, and the application process isn't that bad once you get started.

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Thanks everyone! This thread has been super helpful. I'm going to file this weekend and see what happens.

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Good luck! And remember that Claimyr service if you need to actually talk to someone at Washington ESD. Saved me a lot of headaches.

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One last thing - keep records of everything. Your application, determination letters, wage statements, job search logs, everything. If you ever need to appeal a decision or they audit your claim, you'll need documentation.

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This is so important. I had a friend who got hit with an overpayment because they couldn't prove they were doing job searches. Cost them thousands.

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Noted! I'll start keeping better records right away. Thanks again everyone!

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