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Keisha Williams

Washington ESD unemployment vs underemployment - what's the difference for claims?

I'm really confused about whether I should file for unemployment or if there's something called underemployment benefits through Washington ESD. I've been working part-time at a retail job for 8 weeks now but I'm only getting 12-15 hours per week when I need full-time work. My previous job was full-time manufacturing that paid $22/hour and I got laid off in October. This part-time job only pays $16/hour. Am I considered unemployed still or underemployed? Does Washington ESD have different programs for people who are working but not enough hours? I'm struggling to pay my rent with these reduced hours and income.

You're actually still eligible for unemployment benefits even while working part-time! Washington ESD has partial unemployment benefits for exactly this situation. When you work part-time but earn less than your weekly benefit amount, you can still collect partial UI benefits. You'll need to report your hours and earnings on your weekly claim but you should definitely be eligible for something.

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Really? I had no idea! Do I file a new claim or is there a different process for partial benefits?

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You file the same regular unemployment claim through Washington ESD. The system calculates your partial benefits automatically when you report your part-time earnings each week.

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Underemployment isn't a separate benefit program in Washington. It's just a term that describes your situation - working but not enough hours or not at your skill level. For Washington ESD purposes, you're partially unemployed and can get benefits while working part-time.

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This is exactly what happened to me! I was working 20 hours a week and still got partial unemployment. Made a huge difference in being able to pay bills.

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How much did you typically get in partial benefits if you don't mind me asking?

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The key difference is that unemployment is the benefit program, underemployment is just describing your work situation. Washington ESD covers partial unemployment which is what you need. You can work up to a certain amount and still collect benefits. Just make sure to report all your hours and earnings accurately on your weekly claims.

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What's the earnings threshold before you lose benefits completely?

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It depends on your weekly benefit amount. Generally if you earn more than 1.5 times your weekly benefit amount, you won't get any unemployment that week.

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I've been trying to get through to Washington ESD for weeks about this exact question and their phone lines are impossible. Has anyone found a way to actually talk to someone there about partial unemployment eligibility?

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I used this service called Claimyr (claimyr.com) that helped me get through to Washington ESD. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and getting busy signals.

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Thanks! I'll check that out. I've literally been trying to call for 3 weeks straight with no luck.

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wait so underemployment is not a real program? i thought there was separate benefits for people who are underemployed vs unemployed

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No, underemployment is just a description of your work situation. The actual benefit is called partial unemployment through the regular UI program.

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oh that makes sense now. i was so confused about all the different terms

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You definitely qualify for partial unemployment benefits! I was in almost the exact same situation last year. Working part-time retail after losing my full-time job. Washington ESD approved my claim and I got partial benefits for months while looking for full-time work. The partial benefits plus my part-time wages actually helped me stay afloat.

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That's so encouraging to hear! Did you have any trouble with the job search requirements while working part-time?

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You still have to do job searches but they understand you're working. I just documented my applications for full-time positions.

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The terminology is confusing but here's the breakdown: Unemployment = the government benefit program. Underemployment = working but not enough hours/pay. Partial unemployment = the specific benefit for people who are underemployed. Washington ESD handles all unemployment benefits including partial.

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This should be pinned somewhere! I see this question all the time and people get so confused by the different terms.

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Thank you for breaking it down so clearly! I feel much better about applying now.

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Just went through this process myself. Filed my initial claim online through Washington ESD and marked that I was working part-time. They approved it within 2 weeks. Now I report my hours and earnings every week and get partial benefits. It's been a lifesaver while I search for full-time work.

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How long did it take to get your first payment after approval?

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First payment came about 3-4 days after I filed my first weekly claim. Pretty quick once everything was set up.

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I hate how confusing Washington ESD makes everything with all these different terms!! Unemployment, underemployment, partial unemployment, standby... it's like they want to make it impossible to understand what you qualify for.

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I know right?? And try calling them to ask questions - good luck with that!

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The online resources are actually pretty good once you know what to look for. But yeah, the phone system is terrible.

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For what it's worth, partial unemployment has been around for decades but not everyone knows about it. You can work part-time and still collect benefits as long as you're actively seeking full-time work that matches your skills and experience. The key is being honest about your earnings and hours on your weekly claims.

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What counts as 'actively seeking' full-time work? Do you need to apply to a certain number of jobs per week?

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Usually 3 job search activities per week, but it can vary based on your situation. Check your requirements in your Washington ESD account.

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The best part about partial unemployment is that it gives you some financial stability while you look for better work. I was able to take my time finding a job that actually matched my skills instead of taking the first desperate offer.

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That's exactly what I need right now. This part-time job is barely covering my basic expenses.

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Yeah, partial benefits can really take the pressure off so you don't have to accept the first low-paying job you find.

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Quick tip - when you file your claim, make sure to mention that you're working part-time but seeking full-time work. Washington ESD needs to know your employment status from the start so they can set up your claim correctly for partial benefits.

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Good point! I made the mistake of not mentioning my part-time work initially and it caused delays in processing.

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Thanks for the heads up! I'll make sure to be upfront about my current part-time situation when I apply.

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Been dealing with Washington ESD for months now and finally got someone on the phone who explained this to me. Took forever to reach them though. Wish there was an easier way to get answers about partial unemployment without waiting on hold for hours.

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I mentioned this earlier but Claimyr really helped me get through to Washington ESD quickly. Might be worth trying if you need to talk to someone again.

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Never heard of that service but anything is better than sitting on hold for 3+ hours!

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One thing to keep in mind - your partial unemployment benefits will be based on your previous full-time job wages, not your current part-time wages. So if you were making good money before, your benefit amount should reflect that.

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Oh that's good to know! I was worried it would be calculated based on my current low part-time wages.

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Yeah, they use your base period wages which is typically your highest earning quarters from the past year.

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Just to add to what everyone else said - partial unemployment is definitely legitimate and you should apply. Don't let the confusing terminology stop you from getting benefits you're entitled to. The worst they can do is say no, but based on what you've described, you should qualify.

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Thank you all so much for the explanations and encouragement! I'm going to file my claim this weekend.

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Good luck! Hope everything works out for you. Partial unemployment really helped me get through a tough period.

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This thread has been super helpful! I'm in a similar situation and had the same confusion about unemployment vs underemployment terminology. Glad to know partial unemployment is an option for people working reduced hours.

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Right? I learned so much from reading everyone's experiences. Makes me feel less alone in this situation.

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Happy to help! That's what this community is for - sharing knowledge and supporting each other through these challenges.

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Just want to emphasize that you should definitely apply ASAP since there's often a waiting period before benefits start. When I was in your exact situation (laid off from full-time, working part-time retail), I wish I had applied sooner. Washington ESD backdates benefits to when you first became eligible, but it's better to get the process started right away. Also, keep detailed records of your part-time hours and earnings - you'll need to report these accurately every week when you file your continued claims.

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