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Ella Cofer

Can you draw unemployment while working part-time in Washington - confused about eligibility

I'm really confused about whether I can draw unemployment benefits while working part-time. My hours got cut from 40 to about 15 hours per week at my retail job, and I'm struggling to pay rent. A coworker mentioned something about partial unemployment but I have no idea how that works with Washington ESD. Do I need to file a new claim or can I somehow get benefits while still working these reduced hours? I tried looking on the Washington ESD website but it's so confusing with all the different terms and requirements.

Yes, you can potentially receive partial unemployment benefits in Washington if your hours were reduced through no fault of your own. You'll need to file a regular unemployment claim and report your weekly earnings. Washington ESD will calculate your partial benefit amount based on your weekly earnings compared to your weekly benefit amount.

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That's a relief! Do I file the same way as someone who's completely unemployed? And when do I report my part-time earnings?

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Yes, same initial filing process. You'll report your gross earnings when you file your weekly claims. Make sure to report earnings for the week you actually worked, not when you got paid.

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been there! filed for partial unemployment last year when my restaurant cut everyone's hours. you definitely qualify if your employer reduced your hours. just make sure you're available for full-time work - that's one of the requirements.

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Good to know someone else went through this. Did you have any issues with the job search requirements while working part-time?

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yeah you still have to do job searches but they understand you're working. i kept track of applications in my job search log like everyone else.

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The key thing to understand is that Washington ESD uses a formula to calculate partial benefits. If you earn less than your weekly benefit amount plus $5, you'll receive a reduced benefit. For example, if your weekly benefit amount is $400 and you earn $200 in part-time work, you'd receive $195 in unemployment benefits ($400 - $200 - $5 = $195).

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That math actually makes sense! So I need to figure out what my weekly benefit amount would be first?

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Exactly. Your weekly benefit amount is based on your earnings during your base period, typically the first four of the last five completed calendar quarters before you file.

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Wait, I'm confused about this base period thing. Is that why some people get different benefit amounts even if they work similar jobs?

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I was in a similar situation last month and couldn't get through to Washington ESD on the phone to ask questions about partial benefits. Spent hours trying to call. Finally found this service called Claimyr (claimyr.com) that actually got me connected to a real person at ESD. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Game changer for getting answers about my specific situation.

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How much does something like that cost? I'm already tight on money.

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It was worth it for me to get my questions answered quickly instead of wasting days trying to call. Much better than sitting on hold forever or getting disconnected.

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Never heard of this but honestly the Washington ESD phone system is so frustrating. Might be worth checking out.

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MAKE SURE you report your earnings accurately!! I made the mistake of reporting my net pay instead of gross pay and it messed up my benefits for weeks. Washington ESD wants to know your gross earnings before taxes and deductions.

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Thanks for the warning! So it's the amount before taxes come out, not what I actually take home?

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Exactly! And if you mess it up, you might end up with an overpayment notice later. Not fun to deal with.

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One thing to keep in mind - you still need to be able and available for full-time work even while collecting partial benefits. That means if your current employer offers you more hours, you generally need to accept them.

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What if they only offer me one or two extra hours? Does that count as refusing work?

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That's a gray area. Generally they're looking for substantial offers of work, not just an hour here and there.

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The 'suitable work' provisions apply. Work is generally considered suitable if it pays at least your previous wage and you're qualified for it.

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This is all so complicated! I wish Washington ESD would make this clearer on their website. I'm also wondering - do I need to keep looking for other jobs while I'm working part-time and getting partial benefits?

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Yes, you still need to conduct job searches and document them in your job search log, just like someone who's fully unemployed.

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Ugh, so I'm working, looking for more work, AND filing weekly claims. This system is exhausting.

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been collecting partial benefits for 2 months now. pro tip: file your weekly claim on the same day each week and always double-check your earnings entry before submitting. also keep pay stubs as proof in case they ask for verification later.

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Good advice! How long can you collect partial benefits? Is it the same as regular unemployment?

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same benefit year - up to 26 weeks in washington, though that might change depending on unemployment rates.

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Does anyone know if tips count as earnings? I work part-time at a restaurant and make tips but they're not always reported on my check stub the same week I earn them.

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Yes, tips count as earnings and should be reported for the week you received them, not when they appear on your paycheck.

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That's going to be hard to track since I get cash tips daily. Do I need receipts or something?

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Keep a daily log of your tip income. You're required to report all earnings, including cash tips.

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The Washington ESD system is SO SLOW right now. Filed my initial claim 3 weeks ago and it's still showing 'pending' in my account. Anyone else experiencing delays with partial unemployment claims?

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mine took about 4 weeks to get approved last year. they seem to take longer with partial claims for some reason.

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That's exactly why I ended up using Claimyr to get through to someone. The waiting was killing me financially.

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Question about the job search requirement - since I'm already working part-time, do I need to search for jobs that would conflict with my current schedule? Seems weird to apply for jobs I couldn't take.

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You should focus your job search on positions that either don't conflict with your current hours or would provide enough hours/pay to make it worth leaving your part-time job.

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That makes sense. I guess I need to be strategic about what I apply for.

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heads up - if your employer increases your hours back to full-time, your partial benefits will stop. happened to my brother and he was surprised even though it makes total sense lol

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I'd be happy to have that problem! But good to know I need to report any hour increases right away.

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The earnings deduction formula can be confusing but here's a simple way to think about it: Washington ESD essentially lets you keep the first $5 you earn each week without any reduction to your benefits. After that, your benefits are reduced dollar-for-dollar with your earnings.

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So if I make $100 in part-time work, my benefits would be reduced by $95?

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Correct, assuming your weekly benefit amount is higher than $95. If your weekly benefit amount was only $80, you wouldn't receive any unemployment benefits that week.

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Anyone else find it weird that you can work part-time and collect unemployment but if you take a one-day temp job you have to report it? The rules seem inconsistent sometimes.

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You report all work, whether it's part-time, temporary, or full-time. The key is that you report earnings for the week you performed the work.

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Right, I get that. Just seems like the system could be more streamlined.

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Pro tip from someone who's been through this: keep detailed records of everything! Pay stubs, work schedules, job applications, correspondence with Washington ESD. You never know when you'll need to prove something.

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Good advice! I'll start a folder for all my unemployment paperwork.

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The whole partial unemployment thing saved me when my hours got cut during the slow season. Just make sure you understand that if you turn down offered hours from your employer, it could affect your benefits.

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What if the offered hours would make me lose money because of childcare costs? Do they consider that?

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That's a complicated situation. You might want to talk to Washington ESD directly about circumstances like that.

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This is exactly the kind of question where Claimyr helped me get connected to someone who could give me a real answer instead of guessing.

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Does the waiting week apply to partial unemployment claims? I remember having to wait a week when I was fully unemployed before.

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Washington eliminated the waiting week requirement several years ago, so you should be eligible for benefits starting from your first week of reduced hours.

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Oh good! That was always frustrating when you needed money the most.

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thanks for asking this question OP! i'm in almost the exact same situation and didn't even know partial unemployment was a thing. definitely going to file a claim now.

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Glad this thread helped! I feel so much more confident about filing now.

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same! the community here is really helpful with these confusing washington esd questions.

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One last thing to remember - your benefit year starts when you first file, whether you're partially or fully unemployed. So if you think your hours might get cut more later, it's better to file sooner rather than later to maximize your benefit period.

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That's really good to know! I was thinking about waiting to see if my hours picked up but sounds like I should file now.

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Exactly. You can always stop filing weekly claims if your hours increase, but you can't get back weeks you didn't claim.

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