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Sophia Bennett

How to file a claim with unemployment - Washington ESD step by step guide needed

I just got laid off from my retail job last week and I have no idea how to file a claim with unemployment. I've never done this before and the Washington ESD website is really confusing. Can someone walk me through the process? I keep seeing references to SecureAccess Washington (SAW) and different forms but I don't know where to start. Do I need to gather specific documents first? How long does it usually take to get approved?

First thing you need to do is create your SecureAccess Washington account at secure.esd.wa.gov if you don't have one already. You'll need your Social Security number, driver's license, and employment history for the past 18 months. The initial application takes about 30-45 minutes to complete thoroughly.

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Do I need exact dates for all my previous jobs or just approximate timeframes?

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Exact dates are better but approximations work too. They'll verify with employers anyway during the adjudication process.

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The Washington ESD online application is pretty straightforward once you get started. Make sure you have your last employer's business name and address handy, plus your reason for separation. If you were laid off, that's usually coded as 'lack of work' in their system.

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What if I worked for a temp agency? Do I list them or the actual company I worked at?

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List the temp agency as your employer since they're who paid you and handled your taxes.

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Honestly getting through to Washington ESD by phone is nearly impossible these days. I spent weeks trying to call and either got busy signals or hung up on after waiting for hours. Recently found out about claimyr.com - it's a service that calls Washington ESD for you and gets you connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much frustration.

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Is that service legit? Sounds too good to be true.

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Yeah it's real. I was skeptical too but it actually worked. Got connected within a couple hours instead of days of calling myself.

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After you submit your initial claim, you'll need to file weekly claims every week to certify that you're still unemployed and actively looking for work. Don't skip this step even if your claim is still pending - you can lose benefits for weeks you don't file.

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What counts as actively looking for work? Do I need to apply to a certain number of jobs?

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You need to make at least 3 job search contacts per week and keep a log. This can include applications, networking, job fairs, etc.

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Make sure to register with WorkSourceWA too - that's required within a certain timeframe.

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THE WASHINGTON ESD SYSTEM IS A NIGHTMARE!!! I filed 6 weeks ago and my claim is still stuck in adjudication with no explanation. Can't get anyone on the phone to tell me what's wrong. This is ridiculous when people need money to survive!

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Adjudication can take 4-6 weeks unfortunately. Did you receive any correspondence asking for additional information?

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Nothing! My SAW account just says 'adjudication in progress' with zero details.

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Pro tip: when filling out your application, be very specific about your reason for separation. If you write something vague like 'business reasons' it could trigger an adjudication review that delays your claim for weeks.

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Good to know! My company said it was due to 'restructuring' - should I use that exact wording?

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Yes, use their exact wording and if you have any documentation like a layoff notice, keep that handy in case they ask for it.

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Don't forget you'll need to provide your banking information for direct deposit. Washington ESD doesn't mail checks anymore - it's all electronic payments.

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How long after approval does the first payment usually come?

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Usually 2-3 business days after you file your first weekly claim that gets approved.

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I'm worried about making a mistake on the application. What happens if I accidentally put wrong information?

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You can usually correct minor errors by calling or through your SAW account. Major discrepancies might trigger an investigation though.

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That's what I'm afraid of. I don't want to get accused of fraud or something.

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The hardest part for me was gathering all the employment information. I had 4 different jobs in the past 18 months and had to track down addresses and supervisor names. Start collecting that info before you begin the application.

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Did you need pay stubs or anything like that?

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Not for the initial application but keep them handy. Sometimes they ask for wage verification later.

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Another thing about that Claimyr service I mentioned - it's really helpful if you run into issues after filing. Like if your claim gets stuck or you need to clarify something with an agent. Way better than spending all day trying to get through their phone system.

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How much does it cost?

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I don't want to quote prices since they might change, but it was totally worth it for the time and stress it saved me.

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One thing people don't realize is that your weekly benefit amount is based on your highest earning quarter in the past year. So if you had a really good quarter, your benefits might be higher than you expect.

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Is there a way to estimate what I might get before filing?

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Washington ESD has a benefit calculator on their website but it's just an estimate. Your actual amount gets determined during processing.

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Make sure you understand the waiting week requirement. Your first week of unemployment is a waiting week that you don't get paid for, even if your claim is approved.

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So I lose a whole week of benefits no matter what?

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Exactly. It's just how the system works. You still need to file for that week though to establish your claim.

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ugh this whole process is so stressful. I keep second-guessing every answer I put on the application. What if I mess something up and they deny my claim?

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Just be honest and thorough. Most denials happen because of eligibility issues, not application errors.

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That's somewhat reassuring I guess. I just really need these benefits to keep paying rent.

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Quick question - if I worked part-time at two different jobs and got laid off from one, can I still file for unemployment?

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Yes, you can file for partial unemployment if you lost one job but still have the other. Your benefits will be reduced based on your remaining wages.

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Good to know! I wasn't sure if having any income would disqualify me completely.

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For anyone still confused about the process, here's the basic timeline: 1) File initial claim online, 2) Wait for monetary determination letter, 3) Start filing weekly claims, 4) Complete job search activities, 5) Receive benefits if approved. The whole process from filing to first payment is usually 3-4 weeks if there are no issues.

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This is super helpful! One more question - do I need to report unemployment income on my taxes?

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Yes, unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your return.

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I filed my claim 3 weeks ago and just got approved yesterday! The wait was nerve-wracking but the process itself wasn't too bad once I gathered all my information.

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Congratulations! Did you have to do anything special or just wait it out?

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Just had to be patient. They did ask for some additional wage information from one of my previous employers but that only delayed things by about a week.

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Don't forget to check your SAW account regularly for messages. Washington ESD sends important notices through there and if you miss responding to something, it could affect your benefits.

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How often should I check it?

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I check mine every few days, especially after filing my weekly claim. They'll also send email notifications if something important comes up.

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Just wanted to add that if anyone does run into problems getting through to Washington ESD after filing, that Claimyr service I used earlier really does work. Sometimes you need to talk to someone to resolve issues and their regular phone system is just impossible to navigate.

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I might have to try that. Been trying to call for 2 weeks about an issue with my weekly claim.

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Yeah definitely check out their video demo first to see how it works. It's at https://youtu.be/7DieNd3C7zQ

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The job search requirement is no joke. Keep detailed records of every application, contact, and interview. They can audit your job search log at any time.

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What format should I use for the log? Is there a specific form?

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You can use their online job search log in your SAW account or keep your own spreadsheet. Just make sure it has dates, employer names, and contact methods.

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One last tip - read everything Washington ESD sends you carefully! I almost missed an important deadline because I skimmed through a letter thinking it was just routine correspondence.

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Thanks everyone for all the help! I feel much more confident about starting this process now.

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Good luck! Remember to file your weekly claims on time and keep looking for work. You've got this!

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