< Back to Washington Unemployment

Dmitry Smirnov

How to apply for unemployment benefits with Washington ESD - step by step guide needed

I just got laid off from my job last week and I'm completely lost on how to apply for unemployment benefits with Washington ESD. I've never had to do this before and I'm honestly pretty overwhelmed by all the forms and requirements. Can someone walk me through the process step by step? I keep seeing mentions of SecureAccess Washington (SAW) and different online portals but I'm not sure where to even start. Any help would be really appreciated!

First thing you need to do is create your SecureAccess Washington (SAW) account at secure.esd.wa.gov if you don't have one already. This is your gateway to all Washington ESD services. You'll need your Social Security number, driver's license or state ID, and employment history for the past 18 months including employer names, addresses, and dates of employment.

0 coins

Thanks! Do I need exact dates or just approximate months? I worked at a few different places over the past year and I'm not sure I have all the exact start/end dates.

0 coins

Approximate is fine to start, but try to be as accurate as possible. Washington ESD will verify your employment history anyway, so don't stress too much about being off by a few days.

0 coins

The actual application process is pretty straightforward once you have your SAW account set up. You'll file your initial claim online and then you have to file weekly claims every week to keep getting benefits. Make sure you're ready to start looking for work immediately because Washington ESD has job search requirements.

0 coins

What kind of job search requirements? Do I have to apply for a certain number of jobs each week?

0 coins

Yes, you need to make at least 3 job search activities per week and keep a log of everything. This includes applying for jobs, attending job fairs, networking events, etc.

0 coins

I think it's actually 3 job search contacts per week, not just activities. You need to be more specific about what counts.

0 coins

I went through this same process about 6 months ago and honestly the hardest part was just getting through to someone at Washington ESD when I had questions. The phone lines are constantly busy and you can spend hours trying to get through. I actually ended up using a service called Claimyr (claimyr.com) that helped me get connected to an agent much faster. They have this demo video that explains how it works: https://youtu.be/7DieNd3C7zQ

0 coins

That sounds really helpful! How does Claimyr work exactly? I'm already dreading having to call Washington ESD if I run into problems.

0 coins

Basically they handle the calling and waiting for you. Instead of sitting on hold for hours, they call you back when they get an agent on the line. Saved me so much time and frustration.

0 coins

Is this legit? I'm always skeptical of third-party services for government stuff.

0 coins

OMG yes the phone situation is TERRIBLE. I've been trying to reach Washington ESD for three weeks about an issue with my claim and I can never get through. It's like they don't want to help people at all. The whole system is so frustrating!

0 coins

That's exactly what I'm worried about. What if I mess something up on my application and need help?

0 coins

That's why I wish I had known about that Claimyr thing earlier. Might have saved me weeks of stress.

0 coins

Here's the step-by-step process: 1) Create SAW account, 2) File initial unemployment claim online, 3) Wait for determination (can take 2-4 weeks), 4) Once approved, file weekly claims every week, 5) Keep detailed job search log, 6) Report any income from work. The weekly claims are due by midnight on the Sunday of each week.

0 coins

What happens during that 2-4 week waiting period? Do I get paid for those weeks?

0 coins

There's typically a one-week waiting period that you won't get paid for, but if you're approved, you'll get backpay for the eligible weeks after that.

0 coins

Sometimes it takes way longer than 2-4 weeks if your claim goes into adjudication. Mine took 6 weeks because they had to verify my employment.

0 coins

Make sure you have all your documentation ready before you start the application. You'll need your Social Security card, ID, and employment records. Also, if you were fired or quit, you'll need to provide details about the circumstances because that affects your eligibility.

0 coins

I was laid off due to company downsizing, so I should be fine on that front. Do I need any paperwork from my employer?

0 coins

A layoff notice or termination letter can be helpful but it's not required. Washington ESD will contact your employer directly to verify the reason for separation.

0 coins

Word of advice - don't wait to apply! You can only get benefits from the date you file your claim, not from when you actually lost your job. So even if you're not sure about all the details, it's better to file and fix any issues later.

0 coins

Good point! I'll start the application tonight. How long does the initial application usually take to complete?

0 coins

About 30-45 minutes if you have all your information ready. Take your time and double-check everything before submitting.

0 coins

Just a heads up that you'll also need to register with WorkSourceWA for job search activities. It's all connected to your unemployment claim and they track your job search efforts through that system too.

0 coins

Is that a separate website or is it part of the Washington ESD system?

0 coins

It's a separate site (worksourcewa.com) but your accounts are linked. You'll get instructions about registering after you file your initial claim.

0 coins

The weekly claims part is super important - don't forget to file them every single week even if you haven't been paid yet or if you're still waiting for your claim to be approved. Missing a week can cause delays in your benefits.

0 coins

What day of the week do the weekly claims become available to file?

0 coins

They're usually available on Sunday morning and due by midnight that same Sunday. Set a reminder on your phone!

0 coins

I learned this the hard way - missed one week and it took forever to get it sorted out. Definitely set that reminder.

0 coins

Another thing to keep in mind is that Washington ESD benefits are taxable income, so you can choose to have taxes withheld from your weekly payments or you'll owe taxes when you file your return next year.

0 coins

How much do they withhold for taxes if I choose that option?

0 coins

I think it's 10% federal tax withholding, but double-check that when you're filing your claim. Washington state doesn't have income tax so no state withholding needed.

0 coins

I'm going through this process right now and I have to say that Claimyr service mentioned earlier really is worth it if you run into any issues. I was stuck in adjudication for weeks and couldn't get through to anyone at Washington ESD. Used Claimyr and finally got to talk to someone who resolved my issue in 10 minutes.

0 coins

That's really reassuring to know there's help available if I need it. Hopefully my application goes smoothly but good to have a backup plan.

0 coins

Same here, Claimyr saved me so much time and frustration. The regular phone lines are just impossible to get through.

0 coins

Don't forget that if you do any work while collecting unemployment, even just a few hours, you need to report that income on your weekly claim. They'll reduce your benefits accordingly but you won't get in trouble as long as you report it honestly.

0 coins

What if I do some freelance work or gig work? Does that count as income I need to report?

0 coins

Yes, any income from any source needs to be reported, including freelance, gig work, cash jobs, everything. They can find out about unreported income and you'll have to pay it back.

0 coins

The job search requirements can be confusing at first but you'll get the hang of it. You need to make 3 job search contacts per week and keep a detailed log with dates, company names, positions applied for, and method of contact. WorkSourceWA has tools to help track this.

0 coins

Can I count things like updating my LinkedIn profile or going to networking events as job search activities?

0 coins

Yes, but those are limited. Most of your activities should be actual job applications. Check the Washington ESD website for the full list of what counts.

0 coins

One more tip - if your claim gets denied for any reason, don't panic! You have the right to appeal the decision. The appeal process is separate from the initial claim and you usually have 30 days to file an appeal after getting a denial notice.

0 coins

How common are denials? I'm worried I'll mess something up on the application.

0 coins

Most legitimate claims get approved eventually. Denials often happen when there are questions about why you left your job or if there are issues with your work history that need clarification.

0 coins

The whole process seems overwhelming at first but it's really not that bad once you get started. Take it one step at a time and don't hesitate to ask for help if you need it. The Washington ESD website also has a lot of helpful information and FAQs.

0 coins

Thanks everyone for all the helpful advice! I feel much more confident about starting the application process now.

0 coins

You're welcome! Come back and let us know how it goes. We're all here to help each other through this process.

0 coins

Just remember to be patient with the system. Washington ESD is dealing with a lot of claims and sometimes things take longer than expected. Keep filing your weekly claims and stay on top of your job search requirements while you wait.

0 coins

Will do! I'm planning to start the application tonight and get my job search started right away.

0 coins

That's the right attitude! The sooner you start, the sooner you'll start receiving benefits. Good luck!

0 coins

Last piece of advice - keep copies of everything! Save screenshots of your weekly claims, print out important notices, and keep records of all your job search activities. You never know when you might need to reference something later.

0 coins

Great tip! I'll start a folder to keep everything organized.

0 coins

Smart move! Organization will save you headaches down the road if any issues come up.

0 coins

Also wanted to mention that there are different types of unemployment benefits - regular UI, standby, and others. Most people qualify for regular UI but if you're in a union or certain industries, you might have different options. The application will help determine what you're eligible for.

0 coins

I'm not in a union, so I assume I'd be applying for regular UI benefits. The application process is the same regardless, right?

0 coins

Yes, you start with the same application and they'll determine your benefit type based on your employment situation and eligibility.

0 coins

One thing I wanted to add that hasn't been mentioned yet - make sure you have your bank account information ready for direct deposit setup. Washington ESD strongly encourages direct deposit over paper checks, and it's much faster (usually 1-2 business days vs up to a week for checks). You'll need your routing number and account number. Also, don't be discouraged if the website is slow or crashes sometimes - it gets heavy traffic, especially on Sundays when people are filing their weekly claims. Just be patient and try again later if you run into technical issues.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today