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Simon White

How much unemployment will I get if I make $350 a week in Washington?

I'm probably going to get laid off next month and trying to figure out my finances. I currently make $350 a week at my part-time retail job. Does anyone know how much I'd get from Washington ESD if I file for unemployment? I've never filed before and the calculator on their website is confusing me. Also heard there's a waiting week - is that still a thing?

Your weekly benefit amount is calculated based on your highest earning quarter from the last 5 quarters. If you've only been making $350/week recently, you might not qualify for much. You need to have earned at least $1,250 in your highest quarter to even be eligible for Washington ESD benefits.

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I've been working this job for about 8 months now, so I should have enough quarters. Just wasn't sure how they calculate the actual amount.

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The minimum weekly benefit in Washington is $295 if you qualify. Your current weekly pay doesn't directly determine your UI amount - it's based on your earnings history.

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Washington ESD uses a formula based on your base year earnings. They take your highest earning quarter and divide it by 26, then that amount is roughly your weekly benefit. But there's also a minimum and maximum. Right now the max is around $1,015 per week and minimum is $295.

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So if I made about $4,550 in my highest quarter (13 weeks x $350), I'd get around $175 per week? That seems really low.

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Actually, since that would be below the minimum, you'd get the minimum of $295 per week if you qualify. Washington ESD has that floor to help low-wage workers.

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Wait, that doesn't sound right. If their highest quarter earnings don't support the minimum benefit amount, they might not qualify at all.

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I was in a similar situation last year and had trouble getting through to Washington ESD to verify my benefit amount. Spent weeks trying to call during their busy hours. Finally found this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much frustration.

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How much does something like that cost? I'm already worried about money if I lose my job.

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It was worth it for me to avoid the endless busy signals and getting hung up on. Much easier than trying to call Washington ESD yourself during peak hours.

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Never heard of that service but honestly anything that helps with the Washington ESD phone nightmare sounds helpful. Their call system is terrible.

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ARE YOU KIDDING ME WITH THESE CALCULATIONS?? I made $400/week and they told me I'd only get $280 in benefits. Meanwhile my rent is $1,200 a month. This whole system is designed to keep working people down!

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The benefit amounts are based on what you and your employer paid into the system through unemployment taxes. It's not meant to fully replace your income.

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Well it's not even close to replacing anything meaningful. And good luck actually getting through to them to file your weekly claims or ask questions.

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I feel you on the phone issues. The system is overwhelmed and understaffed.

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Just remember you'll also need to meet the job search requirements - 3 job search activities per week and register with WorkSource. Keep detailed records because Washington ESD can audit your job search log at any time.

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What counts as a job search activity? Just applying to jobs or other stuff too?

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Applications, networking events, job fairs, informational interviews, skills assessments. Check the WorkSource website for the full list of approved activities.

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Make sure you're logging everything properly. I got dinged for not having enough detail in my job search records during an audit.

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Something doesn't add up with these numbers. If you're making $350/week now, that's only $18,200 annually. You might not have sufficient wage credits to qualify for UI benefits in Washington. The earnings requirements are pretty specific.

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I worked full-time before this job though. Does that count toward my base year?

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Yes, Washington ESD looks at your earnings from the last 5 quarters. Your base year includes your best 4 quarters of earnings, so previous jobs definitely count.

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That's the key point - it's not just about your current job. They look at your entire earnings history within the base year period.

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i think theres still a waiting week in washington but not sure. anyone know if they still make you wait a week before getting benefits?

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No waiting week in Washington anymore. That was eliminated several years ago. You can get benefits starting with your first week of unemployment if you're eligible.

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oh good thats one less thing to worry about

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When I got laid off from my restaurant job, I was shocked at how little the unemployment was. Made about $320/week and got the minimum $295 from Washington ESD. Better than nothing but barely covered my car payment and phone bill.

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Did you have any issues with the weekly claim filing? I keep hearing horror stories about the website crashing.

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The website worked fine for me but I always filed on Tuesday mornings. Weekends and Monday mornings seem to be when it gets overloaded.

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Pro tip - file your weekly claims early in the week and early in the day. The system is much more stable then.

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You should also know that if you get any severance pay, it might affect when you can start collecting benefits. Washington ESD has rules about how severance impacts your claim start date.

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I doubt I'll get severance from a part-time retail job, but good to know.

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Even vacation payout can sometimes affect your claim. Just something to be aware of when you file.

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My advice is to file as soon as you're laid off, even if you're not sure about the benefit amount. The sooner you get in the system, the sooner you'll know exactly what you qualify for. Washington ESD will calculate everything based on your actual wage history.

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That makes sense. I'll file right away and see what happens. Thanks everyone for the help!

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Yeah don't wait. Even if the amount is low, something is better than nothing while you're job hunting.

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Just want to add that Claimyr thing someone mentioned earlier actually works. Used it when I couldn't get through to Washington ESD about an adjudication issue. Way easier than spending hours on hold.

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Good to know there are options if I run into problems. The whole process seems pretty complicated.

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It's not too bad once you get started. The hardest part is usually just getting answers when you have questions.

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One thing nobody mentioned - make sure you're actually eligible before you get your hopes up. You need to be unemployed through no fault of your own. If you quit or get fired for cause, you won't qualify regardless of your earnings.

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Yeah I'm getting laid off, not fired or quitting. Should be fine on that front.

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Perfect. Layoffs are usually straightforward for eligibility. Just make sure you have your employer info ready when you file.

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The job search requirements are no joke btw. Washington ESD actually audits people and will make you pay back benefits if you can't prove you were actively looking for work. Keep detailed records of everything.

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How detailed do the records need to be? Like what specific information?

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Company name, position applied for, date, method of contact, any follow-up. I keep a spreadsheet with everything.

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I got audited last year and they wanted to see everything. Screenshots of applications, emails, contact info. They're thorough.

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honestly the whole washington esd system is a mess but at least they increased the minimum benefit amount recently. used to be even lower

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When did they increase it? I thought it had been $295 for a while now.

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might be thinking of a different change, not sure on the exact dates

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If you do end up needing to call Washington ESD for any reason and can't get through, that Claimyr service is legit. I was skeptical at first but it actually got me connected to an agent when I needed help with my claim status. Their demo video explains how it works if you want to check it out first.

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Thanks, I'll keep that in mind if I run into issues. Hopefully the online filing process goes smoothly.

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The online filing is usually pretty straightforward. It's when you need to talk to someone that things get difficult.

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Bottom line - with your current earnings you'll probably get the minimum benefit of $295/week if you qualify. Not great but it's something while you look for another job. Just make sure you understand all the requirements before you file.

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That's about what I figured based on everyone's responses. Better than zero I guess.

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Exactly. And don't forget you might be eligible for other assistance programs too while you're unemployed. Food assistance, utility help, etc.

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