How much does unemployment pay in Washington - what to expect from weekly benefits?
I'm thinking about filing for unemployment for the first time and trying to figure out if it's even worth it financially. I was making about $4,200 a month at my last job before getting laid off. Does anyone know roughly how much Washington ESD pays per week? I've heard it's based on your previous wages but I can't find clear info on their website about actual dollar amounts. Also wondering if there are any taxes taken out automatically or if I need to handle that myself.
51 comments


Laila Prince
Washington unemployment benefits are calculated as roughly 1/2 of your average weekly wage, up to a maximum weekly benefit amount. For 2025, the max is around $999 per week. Since you were making about $4,200/month ($970/week), you'd probably get close to $485 per week in benefits. You can request 10% federal tax withholding when you file your weekly claims.
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Drew Hathaway
•Thanks! $485 would actually help a lot with my rent and bills while I'm job hunting. Do I need to provide pay stubs or will Washington ESD verify my wages automatically?
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Laila Prince
•Washington ESD gets your wage info directly from employers through quarterly reports, so you usually don't need pay stubs unless there's an issue with verification.
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Isabel Vega
Just be aware that it can take FOREVER to actually get your first payment. I filed 3 weeks ago and my claim is still in adjudication. The website shows my weekly benefit amount but I haven't received a dime yet.
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Dominique Adams
•Ugh same here! Been waiting for my adjudication to clear for over a month. I keep calling the Washington ESD number but can never get through.
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Marilyn Dixon
•If you're having trouble reaching Washington ESD by phone, I found this service called Claimyr (claimyr.com) that helps you get through to an agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.
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Dominique Adams
•Interesting, I'll check that out. At this point I'm desperate to talk to someone about my claim status.
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Louisa Ramirez
The benefit calculation uses your highest earning quarter from the base period, which is usually the first 4 of the last 5 completed quarters before you file. So if you just got laid off, they'll look at wages from about 15 months ago to 3 months ago. If your recent job paid significantly more than previous jobs, you might get less than expected.
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Drew Hathaway
•Oh wow, I didn't know it went back that far. My previous job before this one paid way less, so that might affect my benefit amount.
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Louisa Ramirez
•Exactly. That's why some people are surprised when their weekly benefit amount is lower than they calculated based on their most recent job.
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TommyKapitz
•wait what?? i thought it was based on your last job. this is confusing
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Angel Campbell
Don't forget you have to do job searches every week to keep getting benefits. It's like 3 job contacts per week minimum and you have to log them in the system. Pain in the butt but necessary.
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Drew Hathaway
•Good point, I forgot about the job search requirement. Is it hard to find 3 legitimate job opportunities to apply for each week?
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Angel Campbell
•Not really if you're actually looking for work. You can count applications, networking contacts, job fairs, even some training activities. Just keep good records.
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Payton Black
I get $542 per week and was making about $60k annually before getting laid off in December. The amount seems about right based on what others have said about the 50% calculation.
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Drew Hathaway
•That's helpful context, thanks! Did your first payment come pretty quickly or did you have delays?
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Payton Black
•I got lucky and my claim was approved within a week. No adjudication issues since my layoff was straightforward. Payments started about 10 days after filing.
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Isabel Vega
•You're so lucky! I wish mine had gone that smoothly.
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Dominique Adams
Just wanted to update - I tried that Claimyr service someone mentioned and actually got through to a Washington ESD agent today! Found out my adjudication delay was because they needed additional verification from my employer. Agent said it should clear within a few days now.
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Marilyn Dixon
•Great to hear it worked for you! That's exactly the kind of issue that can drag on for weeks if you can't reach someone to explain what's needed.
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Drew Hathaway
•Good to know there's a way to actually talk to someone when problems come up. I'll keep that in mind if I run into issues.
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Harold Oh
The washington esd benefit calculator on their website is pretty accurate if you know your wages from the base period. I used it before filing and my actual weekly amount was within $20 of the estimate.
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Drew Hathaway
•I'll look for that calculator, thanks. Better to have realistic expectations going in.
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Amun-Ra Azra
One thing to remember is that unemployment benefits are taxable income. You'll get a 1099-G at the end of the year. I learned this the hard way and owed taxes because I didn't plan for it.
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Drew Hathaway
•Yeah someone mentioned the 10% withholding option earlier. I'll probably do that to avoid a big tax bill later.
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Laila Prince
•Smart move. You can change your withholding election anytime during your claim period if needed.
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Summer Green
just fyi the max benefit amount changes every year based on average wages in the state. for 2025 its $999/week but it was lower in previous years
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Drew Hathaway
•Good to know it adjusts annually. $999 max seems pretty reasonable for Washington's cost of living.
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Gael Robinson
I've been on unemployment twice in the past 5 years and the process has gotten much better. The online system is way more user-friendly now and payments come faster than they used to. Still not perfect but definitely improved.
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Drew Hathaway
•That's encouraging to hear. I was worried about horror stories from the pandemic era.
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Isabel Vega
•Maybe for some people but my experience hasn't been smooth at all. Still waiting on my claim approval.
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Gael Robinson
•Sorry to hear that. Adjudication issues definitely still cause delays for some people unfortunately.
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Edward McBride
The weekly certification process is pretty straightforward. Just answer a few questions about whether you worked, looked for work, and were available. Takes like 2 minutes online.
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Drew Hathaway
•That sounds manageable. I was imagining something more complicated.
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Darcy Moore
Watch out for overpayment notices if you make any mistakes on your weekly claims. Washington ESD is pretty strict about recovering money if you report something wrong, even accidentally.
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Drew Hathaway
•Noted. I'll be extra careful about accuracy when filling out the weekly certifications.
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Darcy Moore
•Yeah just be honest about any work or income. It's better to report everything and potentially get reduced benefits than to face an overpayment later.
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Dana Doyle
You mentioned making $4200/month - just make sure that was gross pay not net when you're thinking about the benefit calculation. Washington ESD uses gross wages for the calculation.
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Drew Hathaway
•Yes that was gross. Net was more like $3100 after taxes and insurance. Thanks for the clarification.
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Liam Duke
If you end up having issues reaching Washington ESD customer service, I had success with Claimyr too. Worth trying if you get stuck in the phone queue hell that everyone talks about.
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Drew Hathaway
•Seems like a few people have had good experiences with that service. I'll keep it as a backup option.
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Manny Lark
The system will automatically calculate your benefit amount once you file and complete the initial claim. You don't have to figure it out yourself - they'll show you the weekly amount before you certify your first week.
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Drew Hathaway
•Perfect, that takes some pressure off. I was stressing about getting the calculation wrong.
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Rita Jacobs
been on unemployment 6 months now (tech layoffs suck) and the payments have been consistent once my claim got approved. direct deposit comes every tuesday like clockwork
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Drew Hathaway
•Sorry about the layoff but good to hear the payments are reliable once everything is set up.
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Rita Jacobs
•yeah it definitely helps with stability while job hunting. just make sure to keep detailed records of your job search activities
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Khalid Howes
One last tip - if you have any questions about eligibility or your specific situation, Washington ESD has some good FAQ pages on their website. Not always easy to find but worth checking before calling.
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Drew Hathaway
•Thanks for all the helpful info everyone! I feel much more confident about filing now. Sounds like $485/week would definitely help while I look for a new job.
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Laila Prince
•Glad we could help! The process isn't as scary as it seems once you understand the basics.
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Ben Cooper
Just remember that there's a one week waiting period before you can receive benefits, so your first payable week won't actually pay out until your second certification. Plan accordingly for that gap.
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Drew Hathaway
•Oh I didn't know about the waiting week. Good thing I have a little savings to cover that first week gap.
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