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Carmen Lopez

How much money can I make on Washington ESD unemployment benefits?

I'm thinking about filing for unemployment in Washington but want to understand the payment amounts first. I was making about $4,200 a month at my last job before getting laid off. Does anyone know how much I could expect to get weekly from Washington ESD? Also wondering if there's a maximum amount they pay out regardless of what you were earning before. Any insight would be helpful!

Washington ESD calculates your weekly benefit amount based on your earnings during your base period, which is typically the first four of the last five completed calendar quarters. The maximum weekly benefit amount for 2025 is $999 per week. Your benefit amount will be roughly 3.85% of your total base period wages divided by 52, but there are caps.

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Carmen Lopez

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Thanks! So with my salary I'd probably hit that maximum then. Do you know how long the benefits last?

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Regular unemployment benefits last up to 26 weeks in Washington. You'll need to file weekly claims and meet job search requirements to keep getting paid.

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Andre Dupont

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i think its like 60% of what you made but dont quote me on that. my friend got like $400 something a week but she wasnt making that much to begin with

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Carmen Lopez

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That sounds about right for lower wages. I'm hoping to get closer to the max since my salary was pretty decent.

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The exact calculation can be confusing, but here's what I learned when I filed: Washington ESD looks at your highest earning quarter during your base period and uses that to determine your weekly benefit amount. If you were making $4,200 monthly, you're likely looking at the maximum benefit amount of $999/week. You'll also need to register with WorkSource WA and do job search activities.

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Carmen Lopez

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Good to know about WorkSource WA! I hadn't heard about that requirement yet.

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Jamal Wilson

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Yeah the job search thing is required now - you have to do 3 job search activities per week and keep a log of everything you do.

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Mei Lin

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Just a heads up - actually getting through to Washington ESD to get your claim processed can be a nightmare. I spent weeks trying to call them when my claim got stuck in adjudication. Eventually found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much time and frustration.

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Carmen Lopez

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Really? How does that work exactly? I've heard the phone lines are impossible.

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Mei Lin

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Basically they handle all the calling and waiting for you, then connect you when they get an agent on the line. Way better than sitting on hold for hours yourself.

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That actually sounds pretty useful. I might need something like that if I run into issues with my claim.

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GalacticGuru

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The Washington ESD website has a benefit calculator but honestly it's not very user-friendly. From what I remember, they take your two highest earning quarters from your base period, add them together, divide by 2, then multiply by 0.0385 to get your weekly amount. But again, there's that $999 maximum cap.

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Carmen Lopez

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Thanks for breaking down the math! That's actually really helpful to understand how they calculate it.

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Amara Nnamani

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I tried using that calculator and it gave me a different number than what I actually received. I think there are other factors they consider too.

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Don't forget you'll have to pay taxes on unemployment benefits! It's not like you get the full $999 in your pocket. I learned that the hard way at tax time.

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Carmen Lopez

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Oh wow, I didn't think about taxes. Do they withhold automatically or do you have to pay at the end of the year?

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You can choose to have taxes withheld when you file your weekly claims, or you can pay it all at tax time. I'd recommend having them withhold 10% to avoid a big bill later.

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Another thing to consider - if you do any part-time work while on unemployment, they'll reduce your benefits dollar for dollar after the first $5. So if you make $100 in a week, they'll subtract $95 from your unemployment payment.

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Carmen Lopez

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Good to know! I was thinking about maybe doing some freelance work to supplement.

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You can definitely do freelance work, just make sure to report all earnings when you file your weekly claim. Being honest about income is super important.

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Dylan Cooper

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WASHINGTON ESD IS SO SLOW WITH PAYMENTS! I've been waiting 3 weeks for my first payment and they keep saying my claim is under review. The whole system is a joke honestly.

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Sofia Morales

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Same here! Mine's been in adjudication for over a month. I'm about to lose my apartment because of this delay.

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Mei Lin

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This is exactly why I mentioned Claimyr earlier - they specialize in helping people get through to agents when claims are stuck. Might be worth checking out if you're having processing issues.

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StarSailor

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The benefit amount also depends on when you file. They look at a specific base period, so timing can matter. If you file too early after losing your job, you might not have enough earnings in your base period to qualify for the maximum benefit.

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Carmen Lopez

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That's interesting - I got laid off last month so hopefully my timing is okay. How do I know what my base period would be?

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StarSailor

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If you file now, your base period would be the first four quarters of 2024. Washington ESD uses lag time to make sure all employer wage reports are in.

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Dmitry Ivanov

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Just want to mention that the $999 maximum is for regular unemployment insurance. If you're in certain industries or situations, there might be other programs with different benefit amounts. But for most people, regular UI is what you'll get.

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Carmen Lopez

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What kind of other programs are there? I worked in tech if that matters.

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Dmitry Ivanov

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Tech should be regular UI. There are things like Trade Adjustment Assistance for certain industries affected by trade, but that's pretty specialized.

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Ava Garcia

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One more thing - make sure you apply as soon as possible after losing your job. Benefits can't be backdated, so you lose money for every week you wait to file your initial claim.

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Carmen Lopez

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Good point! I'll get my application in this week. Thanks everyone for all the helpful info!

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Miguel Silva

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Yeah don't wait around. The sooner you file, the sooner you can start getting benefits. Just make sure you have all your employment info ready.

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Zainab Ismail

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has anyone had luck with calling washington esd lately? every time i try the line is busy or i get disconnected after waiting forever

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The phone system is terrible. Try calling right when they open at 8am, that's your best bet.

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I used that Claimyr service someone mentioned earlier and it actually worked. They got me connected to an agent within a few hours instead of me spending days trying to call.

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Yara Nassar

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For anyone wondering about the exact numbers - I was making about $5,000/month and my weekly benefit amount came out to exactly $999. So if you're making good money, you'll probably hit the maximum too.

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Carmen Lopez

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That's really helpful to know! Sounds like I should expect the maximum amount given my previous salary.

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Same here - hit the max even though I was making way more than the calculation would suggest. There's definitely a hard cap at $999.

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Paolo Ricci

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Don't forget about the waiting week! Your first week of benefits is unpaid - it's like a deductible. So even if you file right away, you won't get paid for that first week.

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Carmen Lopez

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Oh that's annoying! So I'd have to wait two weeks before getting my first payment?

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Paolo Ricci

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Exactly. The waiting week plus processing time means it's usually 2-3 weeks before you see your first payment.

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Amina Toure

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The whole process is pretty straightforward once you get started. Just be prepared for some waiting and make sure you do your weekly claims every week. Missing even one week can cause problems with your benefits.

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Carmen Lopez

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Good advice! I'll make sure to stay on top of the weekly filings once I get everything set up.

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