How much does unemployment pay weekly in Washington - need to plan my budget
I'm about to file for unemployment benefits in Washington and trying to figure out what I can expect for weekly payments so I can plan my budget accordingly. I was making about $4,200 per month at my last job before getting laid off. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your previous earnings but I'm not sure exactly how they figure it out. Really stressed about making ends meet while job hunting.
61 comments


Malik Thomas
Washington unemployment benefits are calculated using your highest earning quarter from your base period (usually the first 4 of the last 5 completed quarters). They take your total earnings from that quarter and divide by 26 to get your weekly benefit amount. The maximum weekly benefit for 2025 is $999 plus $25 for each dependent up to 5 dependents.
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Emma Wilson
•So if I made around $13,000 in my highest quarter that would be about $500 per week? That's actually better than I expected.
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Malik Thomas
•Yes, that sounds about right. Just remember you also need to meet the minimum earnings requirement in your entire base period to qualify.
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NeonNebula
The formula is pretty straightforward but Washington ESD's website doesn't make it super clear. You can also use their benefit calculator online to get an estimate before you file your claim.
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Emma Wilson
•I tried looking for that calculator but couldn't find it on their website. Do you have a direct link?
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NeonNebula
•It's buried in their FAQ section somewhere. Honestly their website navigation is terrible.
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Isabella Costa
If you're having trouble getting through to Washington ESD to ask about your specific benefit amount, I found this service called Claimyr that helps you actually reach an agent by phone. They handle all the calling and waiting for you - check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ. Saved me hours of being on hold just to ask a simple question about my claim.
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Ravi Malhotra
•How much does that cost though? I'm already strapped for cash.
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Isabella Costa
•It's worth it when you consider how much time you'd waste trying to get through on your own. Plus they actually connect you to a real Washington ESD agent.
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Freya Christensen
•I used Claimyr last month when my claim got stuck in adjudication. Got connected to an agent within 20 minutes instead of calling for days.
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Omar Farouk
Just remember the weekly amount is before taxes. They'll withhold federal taxes if you request it but you'll still owe state taxes at the end of the year since Washington doesn't withhold state income tax (because we don't have one).
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Emma Wilson
•Good point about the taxes. Should I have them withhold federal taxes or just set money aside myself?
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Omar Farouk
•I'd recommend having them withhold 10% for federal taxes unless you're good at saving money on your own.
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Chloe Davis
The maximum benefit amount changes every year based on the state's average wage. For 2025 it's $999 per week max but most people don't get the full amount unless they were making really good money.
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AstroAlpha
•What kind of salary would you need to get the maximum $999?
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Chloe Davis
•You'd need to have earned at least $25,974 in your highest quarter, which works out to about $104k annually.
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Emma Wilson
Update: I found the benefit calculator buried in Washington ESD's website. Based on my earnings history it looks like I'll get around $520 per week. That should cover my basic expenses while I job hunt.
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Malik Thomas
•That's a decent amount. Just make sure you're doing your job search activities and filing your weekly claims on time.
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Emma Wilson
•Yeah I've already started applying to jobs. How many job contacts do I need to report each week?
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Diego Chavez
Don't forget you can only collect unemployment for 26 weeks maximum (or until your benefit year ends). So even if you're getting $520/week, plan for the possibility that you might need other income sources if your job search takes longer.
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Emma Wilson
•26 weeks should be plenty of time to find something. The job market seems pretty good right now.
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Anastasia Smirnova
•Famous last words... I thought the same thing and it took me 8 months to find a job that matched my previous salary.
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Sean O'Brien
The weekly amount also depends on whether you have any other income. If you do part-time work while collecting unemployment, they'll reduce your weekly benefit by a certain amount.
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Emma Wilson
•Good to know. I might do some freelance work on the side while job hunting.
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Sean O'Brien
•Just make sure you report any earnings when you file your weekly claim or you could end up with an overpayment issue.
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Zara Shah
ugh the whole system is so confusing. I've been trying to call Washington ESD for three days to ask about my benefit amount and can never get through. Their phone system just hangs up on you after being on hold forever.
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Isabella Costa
•That's exactly why I mentioned Claimyr earlier. They solve that exact problem - no more wasting time on hold with Washington ESD.
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Zara Shah
•I might have to try that. This is so frustrating.
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Luca Bianchi
Also keep in mind that your first week of unemployment is usually a waiting week where you don't get paid, but you still need to file the weekly claim.
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Emma Wilson
•Wait, really? So I won't get any money for the first week even if I qualify?
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Luca Bianchi
•Correct. It's like a one-week deductible. You'll get paid starting with your second week of benefits.
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GalacticGuardian
The benefit amount calculation can get tricky if you have irregular earnings or worked multiple jobs. Washington ESD looks at all your covered employment during the base period.
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Emma Wilson
•I worked for the same company for 3 years so my earnings should be pretty straightforward.
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GalacticGuardian
•That makes it easy then. Your benefits should be calculated based on that steady employment history.
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Nia Harris
Just filed my claim last week and got my monetary determination letter. The process was actually pretty smooth once I got all my information together.
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Emma Wilson
•How long did it take to get your determination letter?
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Nia Harris
•About 5 business days. Then I was able to start filing weekly claims right away.
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Mateo Gonzalez
Don't spend all your unemployment money assuming it'll last forever. Use this time to really focus on your job search and maybe pick up some new skills.
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Emma Wilson
•Definitely planning to use some of the time for professional development. Maybe take some online courses.
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Aisha Ali
•WorkSource Washington has free training programs if you qualify. Worth looking into.
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Ethan Moore
The weekly benefit amount is nice but remember you're still supposed to be actively looking for work. Washington ESD requires 3 job search activities per week.
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Emma Wilson
•Yeah I saw that requirement. Does applying online count as a job search activity?
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Ethan Moore
•Yes, applying for jobs online definitely counts. Just keep good records of where and when you applied.
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Yuki Nakamura
I wish Washington had higher unemployment benefits like some other states. $999 max seems low compared to cost of living here.
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StarSurfer
•At least we don't have state income tax eating into the benefits like other states do.
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Yuki Nakamura
•True, that's something I guess. Still feels like it's not enough to live on in Seattle.
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Carmen Reyes
Make sure your bank account info is correct when you file. Direct deposit is way faster than waiting for a check in the mail.
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Emma Wilson
•Good tip. How long does direct deposit usually take?
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Carmen Reyes
•Usually 2-3 business days after you file your weekly claim, assuming there are no issues.
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Andre Moreau
Been collecting unemployment for 2 months now. The weekly payments have been consistent but I really need to find a job soon. This isn't sustainable long-term.
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Emma Wilson
•What field are you in? I'm hoping the job market in my industry picks up soon.
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Andre Moreau
•Tech industry. Lots of competition right now but I'm staying optimistic.
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Freya Christensen
Quick update on Claimyr - I used them again this week to check on a pending issue with my claim. Super easy and got connected to Washington ESD right away. Worth every penny when you need actual answers.
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Zara Shah
•I'm definitely going to try them. Tired of wasting my whole day trying to get through to ESD.
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Emma Wilson
•Seems like a lot of people have had success with that service. Might be worth it if I run into any issues with my claim.
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Zoe Christodoulou
The unemployment system in Washington is actually pretty good compared to other states I've lived in. The online portal works most of the time and payments are reliable.
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Jamal Thompson
•Agreed. My brother in Florida had a nightmare experience with their unemployment system.
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Emma Wilson
•That's reassuring to hear. I was worried about dealing with a bunch of bureaucratic hassles.
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Mei Chen
One thing to watch out for - if you move to another state while collecting Washington unemployment, you need to notify them right away. Interstate claims can get complicated.
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Emma Wilson
•Not planning to move but good to know. Thanks for all the helpful info everyone!
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Malik Thomas
•You're welcome. Good luck with your job search and your unemployment claim.
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