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Laura Lopez

How much can you get from unemployment benefits in Washington ESD 2025?

I'm thinking about filing for unemployment but honestly have no idea what to expect payment-wise. Does anyone know what the current weekly benefit amounts are for Washington ESD? I was making about $52k annually before I got laid off last month. Just trying to figure out if unemployment will even cover my basic expenses while I look for work. Also wondering if there's a maximum amount they'll pay regardless of your previous salary?

Washington ESD calculates your weekly benefit amount based on your highest quarter of earnings in your base period. For 2025, the maximum weekly benefit is $1,015. Your benefit will typically be around 50-60% of your average weekly wage during your highest earning quarter. With your salary, you're probably looking at somewhere between $600-800 per week, but it depends on how your earnings were distributed throughout the year.

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That's actually higher than I expected! Do you know how long benefits last?

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Standard UI benefits last up to 26 weeks in Washington. Sometimes there are extensions during high unemployment periods, but right now it's the standard 26 weeks.

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just got approved last week and getting $743/week. was making around 48k before. the calculation is kinda weird but it worked out better than i thought it would

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That gives me hope! Did it take long to get approved?

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took about 3 weeks but no issues with my claim. pretty straightforward

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If you're having trouble getting through to Washington ESD to ask about your specific benefit amount, I discovered Claimyr recently - it's a service that helps you actually reach an agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Really helped me when I couldn't get through the regular phone lines to get my benefit amount clarified.

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Interesting, never heard of that before. Is it legit?

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Yeah it's real, they basically help you navigate the phone system and get connected to an actual person instead of getting stuck in the automated system.

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The benefit calculation can be confusing. Washington ESD looks at your base period (first 4 of the last 5 completed quarters) and finds your highest earning quarter. Then they calculate your weekly benefit as roughly half of your average weekly earnings during that quarter, up to the maximum. There's also a minimum weekly benefit of $295 for 2025.

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So if I had a really good quarter with overtime or bonuses, that could help my weekly amount?

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Exactly! Any wages in that highest quarter count, including overtime, bonuses, commissions, etc.

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wish i knew this before - my highest quarter was when i worked a ton of overtime but i didn't think it mattered

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DON'T COUNT ON GETTING THE MAXIMUM! I see too many people assume they'll get the full $1,015 and then get disappointed. The system is designed to replace about half your income, not your full income. Budget accordingly because even if you get a decent amount, it's still probably going to be a significant pay cut from what you're used to.

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Good point. I'm already cutting expenses just in case.

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this is so true, i was expecting way more and had to really adjust my budget when i saw my actual amount

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got $489 per week on my claim. was making about $38k. not great but better than nothing i guess. the whole process took forever though, like 5 weeks before i saw any money

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5 weeks?? That's a long time to wait for money.

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yeah there were some issues with my employer verification or something. kept showing pending in my account

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Also worth mentioning that your benefit amount is subject to federal and state taxes. You can choose to have taxes withheld (10% federal, no state tax in Washington) or you'll owe at tax time. Many people forget about this and get surprised come April.

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Oh I didn't think about taxes! Should I have them withhold or just save money for taxes later?

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I'd recommend having them withhold the 10% federal. Makes tax time easier and you don't have to worry about setting money aside.

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learned this the hard way - owed like $1200 in taxes on my unemployment benefits

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one thing that helped me figure out my estimated amount was looking at my quarterly wage statements. if you have those it gives you a better idea of what your base period looks like

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Where do you find those? Through your employer or Washington ESD?

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you can see your wage history in your washington esd account once you file. also on your pay stubs if you kept them

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For what it's worth, even if you don't qualify for the maximum, Washington's unemployment benefits are among the more generous in the country. The $1,015 maximum is pretty high compared to most states. Your $52k salary should definitely qualify you for a decent weekly amount.

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That's reassuring. I've heard horror stories from friends in other states getting like $200/week.

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yeah my cousin in florida gets like $275 max, it's ridiculous

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Just remember you have to actively look for work and report your job search activities every week. That's a requirement to keep getting benefits. Don't slack on that part or they'll cut you off.

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How many jobs do you have to apply to each week?

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I think it's 3 job search activities per week minimum, but check the current requirements when you file

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If you run into any issues getting your claim processed or need to talk to someone about your benefit calculation, definitely check out that Claimyr service I mentioned earlier. Saved me hours of trying to get through on the phone when I had questions about my benefit amount.

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I might need that. These phone systems are always impossible to navigate.

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tried calling washington esd yesterday for 2 hours and never got through, might have to look into this

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honestly the hardest part isn't figuring out how much you'll get, it's actually getting through the application process and dealing with any issues that come up. the phone system is a nightmare

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That's what I'm worried about. Hoping my case is straightforward.

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if it's a basic layoff with no complications you should be fine. just make sure you have all your employment info ready

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also don't forget that if you do any part time work while on unemployment you have to report it and it might reduce your weekly benefit. learned that the hard way when i picked up some gig work

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Good to know. How much can you earn before it affects your benefits?

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there's some calculation they do but basically any earnings get deducted from your weekly benefit amount after a small allowance

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got my first payment this week - $687. not bad considering i was freaking out about money last month. the waiting period sucks but once it starts coming it's regular

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How long was your waiting period?

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about 3 weeks from filing to first payment. had to do the whole identity verification thing which added time

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The benefit calculator on the Washington ESD website can give you a rough estimate if you know your quarterly wages. It's not perfect but gives you an idea of what to expect.

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I'll check that out, thanks!

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just remember it's an estimate - your actual amount might vary depending on how they calculate your base period

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whatever amount you end up getting, file as soon as possible after you lose your job. there's usually a one week waiting period before benefits start, and you can't get paid for weeks you don't file

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Already planning to file this week. Thanks for all the info everyone!

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good luck! hope your claim goes smoothly

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been getting $823/week since december. was making about $58k. took about 4 weeks to get everything sorted but no major issues. definitely helped bridge the gap while job hunting

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That's encouraging to hear a success story. How's the job search going?

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getting some interviews finally. the ui benefits definitely took the pressure off so i could be more selective

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just a heads up that if you quit rather than getting laid off, the rules are different and you might not qualify. make sure you understand the eligibility requirements before you file

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I was laid off due to budget cuts, so should be okay there.

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yeah that should be fine then. layoffs are pretty straightforward for eligibility

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One last thing - if you need to speak with Washington ESD about anything related to your benefit amount or have issues with your claim, that Claimyr service at claimyr.com really does work. Much better than spending hours on hold or getting disconnected.

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I'll definitely keep that in mind if I run into problems. Thanks everyone for all the helpful info!

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wish i had known about that when i was dealing with my claim issues last year

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Overall with your salary you should be looking at somewhere in the $600-850 range per week depending on how your earnings were distributed. Not bad for temporary income while you find your next job.

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That would definitely help cover most of my essential expenses. Thanks for breaking it down!

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no problem, good luck with everything

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