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Tony Brooks

How much can you get with unemployment benefits in Washington state?

I'm thinking about filing for unemployment but want to know what I can expect payment-wise. I was making about $52,000 annually at my last job before getting laid off. Does anyone know how Washington ESD calculates the weekly benefit amount? Also wondering about the maximum you can receive and how long benefits last. I've heard different things from friends and want to get accurate info before I file my claim.

Washington ESD uses your highest earning quarter from the past 18 months to calculate your weekly benefit amount. The formula is roughly 3.85% of your highest quarter earnings, but there's a minimum of $295 per week and maximum of $999 per week as of 2025. At $52k annually, you'd probably qualify for somewhere around $650-750 per week depending on when your highest earnings occurred.

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That's actually higher than I expected! So it's based on quarterly earnings, not annual? That makes more sense.

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Yeah the quarterly calculation can work in your favor if you had a really good quarter with overtime or bonuses

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Standard benefits last 26 weeks in Washington, but you might qualify for extended benefits during high unemployment periods. You'll also need to meet job search requirements - 3 job contacts per week and register with WorkSource.

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Good to know about the job search requirements. Is that something they check regularly?

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They can audit your job search log at any time, so definitely keep detailed records of your applications and contacts.

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If you're having trouble getting through to Washington ESD to ask questions about your potential benefit amount, I'd suggest checking out claimyr.com - they have a service that helps people connect with ESD agents by phone. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helpful when you need to speak to someone directly about your specific situation.

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Interesting, never heard of that service before. Have you used it personally?

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Yes, used it last year when I couldn't get through on my own after dozens of attempts. Got connected within a few hours instead of spending weeks trying.

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How much does something like that cost though? Seems like it might be expensive

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It was worth it for me to avoid the frustration of endless busy signals and getting hung up on. The peace of mind was valuable.

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Don't forget about taxes! Washington unemployment benefits are taxable at the federal level, so you'll want to either have taxes withheld or set aside money for tax season. You can choose 10% federal withholding when you file your weekly claims.

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Oh wow, I hadn't thought about taxes. So the amounts everyone mentioned would be before taxes then?

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Exactly - those are gross amounts. Federal taxes will reduce your actual take-home, but at least Washington doesn't have state income tax.

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been on unemployment twice and the max is definitely helpful if you qualify. my benefit was around $800/week which covered most of my expenses while job hunting

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That's reassuring to hear it actually covers living expenses. How long did it take to find work?

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first time took about 4 months, second time was quicker at 2 months. having that financial cushion really helped me be selective about jobs

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One thing to note - if you have any part-time work while collecting benefits, Washington ESD allows you to earn up to your weekly benefit amount before they start reducing your payment. Anything over that gets deducted dollar-for-dollar from your weekly claim.

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Wait, so you can work part-time and still collect full unemployment? That seems too good to be true

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Not full unemployment - you can earn UP TO your weekly benefit amount before reductions kick in. So if your benefit is $700/week, you could earn $700 in part-time work and still get your full unemployment payment.

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Ok that makes more sense, thanks for clarifying!

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The waiting week was eliminated in Washington so you get paid for your first week of unemployment too. That's different from some other states that make you wait a week before benefits start.

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Good to know! So I'd get paid for the week I file my initial claim?

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Yes, as long as you're eligible and file your weekly claim on time. The first payment usually takes 2-3 weeks to process though.

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Make sure you have all your employment history ready when you file. Washington ESD needs info about all your employers from the past 18 months, including dates, wages, and reason for separation. Missing info can delay your claim.

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Should I gather pay stubs or just have the general information?

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Having pay stubs is helpful but not required for the initial filing. The system will pull your wage data automatically from employer reports in most cases.

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IMPORTANT: If your claim gets stuck in adjudication (which happens more often than it should), you might need to call Washington ESD directly. The automated system won't tell you what's wrong. I had to use that Claimyr service someone mentioned earlier just to find out why my claim was pending for 3 weeks.

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What causes a claim to go into adjudication? Want to avoid that if possible

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Could be anything - job separation issues, wage discrepancies, identity verification. Sometimes it's random. Having direct phone access through claimyr.com really saved me time and stress.

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Adjudication is the worst part of the whole process. Weeks of waiting with no communication from ESD.

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Does anyone know if the benefit calculator on the Washington ESD website is accurate? I tried using it but wasn't sure if I was entering the right information.

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It's pretty accurate if you have your quarterly wage information correct. The tricky part is knowing which quarters to use - it's not always the most recent four quarters.

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That's confusing. How do you figure out which quarters they use?

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They use your 'base period' which is typically the first four of the last five completed quarters before you file. It's complicated but the system calculates it automatically.

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Filing tip: Do it online through the secure Washington ESD website rather than calling. The phone system is always overwhelmed and the online process is actually pretty straightforward once you get started.

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Is there a best time to file during the week? I've heard the system gets overloaded on certain days

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Weekday mornings seem to work best. Avoid Sunday evenings when everyone is trying to file their weekly claims.

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Remember you have to file your weekly claim every week to get paid, even if you haven't received your first payment yet. Miss a week and you lose that week's benefits permanently - they don't make exceptions.

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What day of the week do you file? Is it the same for everyone?

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You can file your weekly claim starting Sunday for the previous week. Most people do it Sunday or Monday to avoid forgetting later in the week.

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Good reminder - I'll set a weekly calendar alert once I get approved

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Just wanted to add that if you're worried about the job search requirements, WorkSource WA actually has some decent resources. The requirement is 3 job contacts per week but they count things like attending job fairs and networking events too, not just applications.

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That's helpful to know it's not just applications. Are there other activities that count toward the requirement?

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Yeah - informational interviews, career counseling sessions, skills assessments, even some online courses can count. They want to see you're actively looking, not just going through the motions.

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One more tip - if you end up needing to call Washington ESD for any reason and can't get through, that Claimyr service mentioned earlier has been a lifesaver for several people I know. The video demo at https://youtu.be/7DieNd3C7zQ shows exactly how it works to get you connected with an actual agent.

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I'm usually skeptical of these third-party services but honestly the Washington ESD phone system is so broken that anything that helps you actually talk to someone seems worth it

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That was exactly my thinking. Spending hours on hold or getting disconnected was costing me more in stress and lost time than just getting help to connect properly.

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Quick question - does severance pay affect when you can start collecting unemployment? I got 4 weeks severance when I was laid off

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Yes, severance can delay your benefits depending on how it's paid. If it's a lump sum, it might not affect anything. If it's paid out over time like regular wages, it could delay your start date.

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It's being paid over 4 weeks like regular paychecks, so I guess I need to wait until that's done?

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You should still file your claim right away and report the severance payments on your weekly claims. Washington ESD will handle the calculations and timing.

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The whole system seems complicated but it's really not that bad once you get into the routine. Weekly claims take like 5 minutes if you don't have any work to report that week.

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That's reassuring. I was worried it would be a huge time commitment every week

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Nope, pretty simple. The questions are basically the same every week - did you work, did you look for work, are you able and available. Takes longer to log in than to actually complete it lol

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Final advice: keep records of EVERYTHING. Save confirmation numbers from your weekly claims, keep your job search log updated, save any correspondence from Washington ESD. You'll thank yourself later if any problems come up.

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Good point about record keeping. I'll start a folder right away. Thanks everyone for all the helpful information!

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Screenshots are your friend too. The ESD website sometimes has glitches and having proof of what you submitted can save you headaches

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Will definitely do that. This thread has been incredibly helpful - way more info than I expected to get!

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Hope your claim goes smoothly! The Washington unemployment system isn't perfect but the benefits are decent and it really helps bridge the gap while job hunting. Good luck with everything!

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Thank you! Feeling much more confident about the process now

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