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Noland Curtis

Washington ESD unemployment benefits - how much can you get weekly in 2025?

I'm thinking about filing for unemployment but honestly have no idea what to expect for payments. Does anyone know what the current weekly benefit amounts are through Washington ESD? I was making about $52,000 a year at my last job before getting laid off. Just trying to figure out if it's worth the hassle of filing or if I should just focus on job hunting full time. Also wondering if there's a maximum amount they'll pay regardless of your previous salary?

Washington ESD calculates your weekly benefit amount (WBA) based on your highest earning quarter from your base period. The minimum is $295 per week and maximum is $999 per week as of 2025. With your salary of $52k, you'd probably get somewhere around $650-750 per week depending on how your earnings were distributed throughout the year.

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That's actually higher than I expected! Do you know how long benefits last?

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Standard UI benefits are up to 26 weeks in Washington, but it can vary based on the unemployment rate in your area.

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the formula is kinda complicated but basically they take your two highest quarters from your base period and divide by 2, then multiply by 0.0385. thats your weekly amount but it cant be more than $999 or less than $295

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Math was never my strong suit lol. Is there a calculator somewhere?

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yeah washington esd has a benefit calculator on their website but its kinda buried in the menus

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I was in a similar situation last year and couldn't get through to Washington ESD for weeks to ask questions about my benefit amount. The phone lines are absolutely terrible - I probably called 200+ times. Finally used Claimyr.com to get connected to an actual agent who explained everything clearly. They have this video demo (https://youtu.be/7DieNd3C7zQ) that shows exactly how it works. Saved me so much frustration!

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Never heard of that service before. Does it actually work?

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Yeah it really does! Got me through to someone within like 20 minutes instead of the usual busy signals and hangups.

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Might have to try that if I can't figure out the benefit calculation stuff myself.

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DEFINITELY file even if you think the amount might be low! I made the mistake of waiting 3 weeks after getting laid off because I thought it wouldn't be worth it. You can't get benefits for weeks you don't file, so don't delay like I did. Plus you need the work search credits on your record.

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Work search credits? What are those?

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Washington requires you to do job search activities while collecting benefits. It's all tracked through WorkSourceWA and you need to meet minimum requirements each week.

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Your base period matters a lot for the calculation. Washington ESD uses the first four of the last five completed calendar quarters before you file. So if you file in January 2025, they'd look at your wages from January 2024 through September 2024. If you had a big raise or bonus in Q4 2024, that won't count toward your benefit amount.

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Ugh that's annoying. I did get a decent raise in November that won't count then.

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You might be able to use an alternate base period if your recent wages are higher. Worth asking about when you file.

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idk why people stress so much about the exact amount before filing. just file and see what you get! took me like 30 minutes online and i found out my benefit amount right away

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Did your claim get approved immediately or did it go into adjudication?

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mine was pretty straightforward, got approved in like 3 days. but i know some people wait weeks

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Just want to clarify something about the maximum benefit - the $999 per week includes any additional benefits like partial unemployment if you're working part-time. The base maximum for regular unemployment is still $999 though. Also remember that unemployment benefits are taxable income in Washington state.

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Wait, I have to pay taxes on unemployment money? That seems wrong.

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Yeah it's considered income by the IRS. You can have taxes withheld from your weekly payments or pay at tax time.

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The Washington ESD system is so frustrating when you're trying to get basic information. I spent hours on hold just to ask about dependent allowances (spoiler alert: Washington doesn't have them). Their website has some info but it's scattered all over the place.

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This is exactly why I used that Claimyr service someone mentioned earlier. Got all my questions answered in one call instead of playing phone tag for weeks.

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Might have to look into that. I'm tired of getting hung up on every time I call.

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Just a heads up that if you quit your job voluntarily you probably won't qualify for benefits unless you had good cause. Washington ESD is pretty strict about that. But if you were laid off like you mentioned, you should be fine as long as you meet the wage requirements.

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Yeah I was definitely laid off, not my choice. Company downsized and eliminated my whole department.

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That sucks but at least it makes your UI claim straightforward. You'll probably get approved without any issues.

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For what it's worth, I was making about $48k when I got laid off last year and my weekly benefit was $687. So your estimate from the earlier poster seems about right. The money definitely helps while job hunting but don't expect to maintain your full lifestyle on it.

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That's really helpful, thanks! Did you have any trouble with the weekly claim filing process?

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Not really, just takes a few minutes each week online. The job search requirements are more annoying honestly.

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make sure you apply asap because there's a waiting week where you don't get paid. well technically you do get paid for it but only after your claim ends or you go back to work. stupid system if you ask me

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So I won't get any money the first week I file?

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right, first week is unpaid but you get it eventually. just plan for that gap

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The benefit amount calculation can be confusing but Washington ESD has improved their online tools recently. When you file your initial claim, it shows your potential weekly benefit amount right there on the screen. Takes the guesswork out of it.

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That's good to know. I was dreading having to wait to find out.

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Yeah but sometimes the system glitches and shows wrong amounts. I'd double check with an agent if possible.

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One thing nobody mentioned is that your benefit amount stays the same for your entire benefit year, even if you start working part-time. They just reduce your weekly payment based on how much you earn, but your base benefit rate doesn't change.

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Good to know in case I find temporary work while looking for something permanent.

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Exactly. You can earn up to 1/3 of your weekly benefit amount without any reduction, then they start deducting dollar for dollar.

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honestly the whole ui system is designed to discourage people from filing. between the confusing calculations, phone system from hell, and all the hoops you have to jump through it's like they don't want to pay anyone

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I mean it's literally insurance that we pay into through our paychecks, so we deserve the benefits when we need them.

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exactly! but try explaining that to washington esd when your claim gets held up in adjudication for no reason

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Quick update for anyone still reading - that Claimyr service I mentioned earlier? Just used it again to check on a friend's claim status and it's still working great. Honestly worth it just to avoid the stress of calling Washington ESD directly.

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How much does it cost? I'm getting desperate trying to reach someone about my adjudication.

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They focus on getting you connected rather than the cost. Check out their site for details - claimyr.com. Way less stressful than the alternative.

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Just remember that Washington ESD can take up to 21 days to process your initial claim if it goes into adjudication. Even straightforward layoffs sometimes get flagged for review. Don't panic if you don't hear back immediately.

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21 days?! That's a long time when you have bills to pay.

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Unfortunately yes. That's why it's so important to file as soon as possible after losing your job.

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For OP's original question about whether it's worth filing - at your salary level you're looking at probably $2600-3000 per month in benefits. That's definitely worth the time to file, especially since you can job hunt while collecting.

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Yeah when you put it that way it's a no-brainer. I'll file this week.

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Smart move. And remember to keep track of all your job search activities from day one - you'll need them for WorkSourceWA.

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Last thing - if your claim gets approved, you'll get back pay for all the weeks you were eligible, including that first waiting week eventually. So even if there are delays in processing, you won't lose money you're entitled to.

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That's reassuring. Thanks everyone for all the help - this thread has been super informative!

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Good luck with your claim! The process seems scary at first but it's really not that bad once you get started.

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