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Ryder Ross

How much are unemployment benefits in Washington state?

I'm thinking about filing for unemployment but want to know what to expect payment-wise. Does anyone know how much Washington ESD unemployment benefits typically are? I've been making about $55k annually at my job but not sure how they calculate the weekly benefit amount. Also wondering if there are any additional payments or if it's just the base amount. Any info would be helpful since I can't find clear numbers on their website.

Washington unemployment benefits are calculated based on your highest earning quarter in your base period. The maximum weekly benefit amount is currently $999 per week. Your benefit amount depends on your wages during the base period, which is typically the first four of the last five completed calendar quarters before you filed your claim.

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Thanks! So if I made $55k last year, what would that translate to roughly in weekly benefits?

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You'd need to look at your quarterly wages specifically. Washington ESD uses a formula where your weekly benefit is roughly 3.85% of your highest quarter wages, but capped at the maximum. With $55k annually, you might get somewhere between $400-600 weekly, but that's just a rough estimate.

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Washington unemployment benefits are calculated based on your highest earning quarter from the past year. The maximum weekly benefit amount for 2025 is $999 per week, but most people get somewhere between $300-700 depending on their previous wages. They take your highest quarter earnings, divide by 26, then you get about 50% of that amount weekly.

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That's helpful thanks! So if I made around $15k in my highest quarter that would put me at like $575 divided by 2 so maybe $287 weekly?

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Close but not quite - you divide the quarterly amount by 26 first, then take roughly 50%. So $15k ÷ 26 = $577, then about half of that would be around $288 weekly. Pretty close to what you calculated!

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I was making about the same and got $487 per week when I filed last year. But it took forever to get through to Washington ESD to verify my claim details.

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How long did it take to get your first payment? I'm worried about the wait time.

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About 3 weeks after filing, but I had to call them multiple times to check on my claim status. Their phone lines are always busy.

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The waiting is the worst part honestly. I've been trying to reach Washington ESD for two weeks about my benefit amount calculation and can never get through. I found this service called Claimyr that helps you get through to ESD agents - check out claimyr.com. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legit? Sounds too good to be true.

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Yeah I was skeptical too but it actually worked. Got through to an agent in about 10 minutes instead of spending hours on hold.

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I might try that. I've been calling for days and keep getting disconnected.

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Just went through this process last month. The calculation can be confusing but Washington ESD has a benefit estimator tool on their website that's pretty accurate. You'll need your wage info from the past 18 months. One thing to know is that you won't get the full amount right away - there's usually a waiting week.

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wait theres a waiting week? so you dont get paid the first week you file?

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Exactly. The first week you're eligible is considered a waiting week and you don't receive payment for it. It's like a one-week unpaid period before benefits start.

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Just to clarify the calculation - Washington uses your two highest quarters of earnings in your base period. They add those together, divide by 2, then multiply by 0.0385 to get your weekly benefit amount. The minimum is $295 and maximum is $999 per week as of 2025.

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That's really helpful! So I need to add up my two best quarters and do that math?

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Exactly. And remember you can receive benefits for up to 26 weeks in Washington, provided you meet the ongoing eligibility requirements like job search activities.

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don't forget about taxes!! unemployment benefits are taxable income so you'll owe on it at the end of the year unless you have them withhold

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Good point! Can I have taxes withheld automatically?

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yes when you file your weekly claims theres an option to have 10% withheld for federal taxes

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation because the amount seems wrong. Their phone lines are always busy and I can never get anyone on the line. So frustrating when you need answers about your claim.

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Have you tried Claimyr? I discovered it recently when I was having the same problem getting through to Washington ESD. It's a service that helps you actually reach agents by phone - they have this system that handles all the calling and waiting for you. Check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made such a difference for me.

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The amounts seem decent but the system is so confusing. I made $48k last year and got $412 weekly. But then I had issues with my job search requirements and almost lost benefits. Washington ESD is strict about the work search rules.

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What are the current job search requirements? I keep hearing different things.

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You need to make at least 3 job contacts per week and keep detailed records. They can audit your job search log at any time.

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That's correct. And you need to register with WorkSourceWA within 30 days of filing your claim unless you're union or have a definite return to work date.

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The benefit amount also depends on whether you have any dependents. If you have dependent children under 18, you can get an additional amount added to your weekly benefit. I think it's like $25 per dependent child but don't quote me on the exact number.

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Good to know! I don't have kids but that's useful info for others reading this.

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Yeah it's $24 per dependent child as of 2025. Not a huge amount but every bit helps when you're unemployed.

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I'm getting $623 weekly but I was making $72k before I got laid off. The calculation seems fair based on what I paid into the system over the years.

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That gives me a better idea of what to expect. Thanks for sharing!

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One thing people don't realize is that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or you'll owe when you file your tax return. I learned this the hard way and ended up owing a big chunk at tax time.

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Oh wow I didn't think about taxes. How much do they typically withhold if you choose that option?

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I think it's 10% federal tax withholding if you elect it. You can change this option in your Washington ESD account settings.

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Your benefit amount also depends on how long you've been working. You need to have earned a certain minimum amount in your base period to qualify. I think it's like $5,000 total earnings in your base period but the exact requirements are on the Washington ESD website.

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What's a base period exactly? I keep seeing that term but don't understand what time frame they're looking at.

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The base period is the first 4 of the last 5 complete calendar quarters before you file your claim. So if you file in January 2025, they'd look at your earnings from January 2024 through September 2024.

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Quick question - do part-time wages count toward the benefit calculation? I had a part-time job for 6 months before my full-time position.

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Yes, all wages from covered employment in Washington during your base period count toward the calculation. Part-time, full-time, multiple jobs - it all gets included.

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Perfect! That should help my benefit amount then.

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I got laid off in December and my weekly benefit amount is $445. I was making about $48k annually. The calculation seemed pretty accurate based on what others have described here. The hardest part was actually getting through the initial application process - so many technical glitches on their website.

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Did you have any issues with your claim getting stuck in adjudication? Mine has been pending for 2 weeks now.

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Yeah actually it took about 3 weeks before my first payment because they had to verify my employment history. Pretty standard from what I hear.

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The system crashed on me 3 times trying to file my weekly claim yesterday. Anyone else having tech issues with the Washington ESD website?

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Yes! It's been glitchy all week. I finally got through this morning around 6am when fewer people are probably online.

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Good tip, I'll try early morning next time.

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The benefit calculator on Washington ESD's website is pretty accurate. I used it before filing and my actual weekly amount was within $10 of the estimate. Just make sure you have your wage information handy - you'll need pay stubs or tax documents.

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Thanks! I'll try the calculator before I file to get a better idea of what to expect.

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For anyone still struggling to get through to Washington ESD by phone, I had success with Claimyr last month. It's a callback service that gets you connected to an actual ESD agent without waiting on hold forever. Really saved me a lot of frustration when I needed to resolve a claim issue.

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How much does something like that cost?

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It's worth it when you need to actually talk to someone at ESD. Way better than spending your whole day calling and getting nowhere.

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Does anyone know if the benefit amounts change each year? I'm wondering if I should expect the same amount if I have to file again next year.

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The maximum and minimum benefit amounts are adjusted annually based on the state's average weekly wage. So yes, they do change year to year, usually increasing slightly.

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Makes sense. Thanks for the info!

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Don't forget that you have to file weekly claims to actually receive your benefits. The benefit amount is just what you're eligible for - you won't get paid unless you certify each week that you're still unemployed and looking for work. Miss a week and you don't get paid for that week.

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How does the weekly filing work exactly? Is it online or do you have to call in?

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It's all online through the Washington ESD website. You have to answer questions about any work you did that week, any job offers you received, and confirm you're actively looking for work.

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I was shocked how much paperwork there is. The monetary determination letter is confusing and I couldn't figure out if my amount was right. Ended up having to call Washington ESD to verify.

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The monetary determination shows your quarterly wages and benefit calculation. If you think there's an error, you have to appeal within 30 days.

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Yeah I figured that out eventually. Just wish the letter was clearer about how they calculated everything.

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Been on unemployment for 4 weeks now. The payments are consistent once you get into the routine of filing weekly claims. Just make sure you file on time - there's no grace period if you miss your week.

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Good to know! What day do you usually file your weekly claim?

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I file every Sunday morning. The system lets you file for the previous week starting Sunday at midnight.

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Washington ESD also has a waiting week - your first week of unemployment doesn't get paid even if you're eligible. Just something to keep in mind when budgeting.

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Wait, really? So even if I file right away I don't get paid for the first week?

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Correct. It's called a waiting week. You file for it but don't receive payment. It's just how the system works in Washington.

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The benefit calculator on the Washington ESD website is pretty accurate if you have your wage information handy. Helped me estimate before I filed.

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I couldn't find that calculator! Do you have a link?

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It's somewhere in their FAQ section about benefit amounts. Not super easy to find unfortunately.

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Remember you can work part-time and still collect partial benefits if your earnings are low enough. Washington has a formula for that too - they don't just cut you off completely.

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How does that work exactly? I might have a chance at some freelance work.

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You report your gross earnings when you file your weekly claim. They reduce your benefit by a portion of what you earned, but you can still receive some unemployment if your part-time pay is below a certain threshold.

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Just want to mention that if you're having trouble reaching Washington ESD, there's a service called Claimyr that can help get you connected to agents quickly. I used it when I needed clarification on my benefit amount and it worked great - saved me hours of calling.

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Thanks for the tip! I've been trying to call for days about my claim.

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Yeah it's frustrating. Claimyr basically calls for you and then connects you when an agent picks up. Much better than sitting on hold all day.

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One more thing - if you disagree with your benefit amount determination, you can appeal it. But you need to do it quickly after you get your monetary determination letter.

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How long do you have to appeal?

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30 days from the date on the determination letter. Don't wait if you think there's an error in your wage calculation.

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The whole process seems overwhelming but once you get started it's not too bad. The hardest part is getting accurate information upfront about what to expect.

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This thread has been super helpful! Thanks everyone for sharing your experiences.

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Good luck with your claim! The Washington ESD system has its issues but the benefits do help bridge the gap while job searching.

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I've been on unemployment for 8 weeks now and the payments have been consistent once everything got set up. The direct deposit usually hits my account on Tuesdays if I file my weekly claim by Sunday. The system works pretty well once you get past the initial setup phase.

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That's reassuring to hear. I was worried about payment delays based on all the horror stories you hear.

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Yeah the horror stories are usually from people who had complications with their claims or didn't follow the requirements properly. If your case is straightforward it's pretty smooth.

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Just a heads up that if you're collecting unemployment, you're required to actively search for work and keep records of your job search activities. They can audit you and ask for proof, so make sure you're actually applying to jobs and keeping documentation.

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How many jobs do you have to apply to each week? Is there a minimum number?

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I believe it's 3 job search activities per week minimum, but it doesn't have to be just applications. Can include networking, job fairs, skills training, etc. Check the Washington ESD website for the current requirements.

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Worth mentioning that if you find part-time work while collecting unemployment, you can sometimes still receive partial benefits. They have a formula for calculating reduced benefits based on how much you earn. It's not dollar-for-dollar reduction.

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That's good to know! I was thinking about taking some freelance work but worried it would mess up my unemployment claim.

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You definitely have to report any earnings when you file your weekly claim, but partial work doesn't automatically disqualify you from benefits. Just make sure to report it accurately.

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I had issues with my benefit calculation and spent hours trying to reach Washington ESD by phone. Finally used Claimyr to get through and they were able to fix the error in my base period wages. The agent explained that a previous employer had reported my wages incorrectly. Without being able to actually talk to someone, I never would have gotten that resolved.

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How quickly were you able to get through with Claimyr? I'm still thinking about trying it.

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It took about 45 minutes total but that included the time they spent on hold for me. Way better than the hours I wasted trying to get through on my own. The video demo on their site explains it pretty well.

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Also remember that unemployment benefits are temporary - there's a maximum number of weeks you can collect. In Washington it's typically 26 weeks of regular unemployment, though that can be extended during economic downturns. Plan accordingly and use the time to actively job search.

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26 weeks should hopefully be enough time to find something new. Thanks for all the helpful info everyone!

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Good luck with your job search! The unemployment benefits definitely help bridge the gap while you're looking.

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