< Back to Washington Unemployment

Aidan Hudson

Making $1000 per week - how much Washington ESD unemployment will I get?

I just got laid off from my job where I was making about $1000 a week. I've never filed for unemployment before and I'm trying to figure out how much I might get from Washington ESD. I know it's based on your wages but I can't find a clear answer online. Does anyone know how they calculate the weekly benefit amount? I need to know what to expect so I can budget properly.

Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base period. Generally it's about 3.85% of your total wages in that quarter, but there's a maximum weekly benefit amount too. For 2025, the max is around $999 per week. Since you were making $1000 weekly, you might get close to the maximum depending on how long you worked at that wage.

0 coins

Thanks! So it's not just a straight percentage of what I was making? That's confusing but good to know I might get close to the max.

0 coins

Yeah the calculation is weird. They look at your base period which is the first 4 of the last 5 completed quarters before you filed. So if you just started making $1000/week recently, it might not help as much.

0 coins

The exact formula is: take your highest quarter wages, multiply by 0.0385, then divide by 13. But there's also a minimum and maximum. You need to have worked at least 680 hours in your base period and earned at least $7,000 total. If you were consistently making $1000/week for a full quarter, that's about $13,000 per quarter, so you'd likely qualify for a higher benefit amount.

0 coins

This is helpful but I'm still confused about the base period thing. When exactly do they look at my wages?

0 coins

The base period is the first 4 of the last 5 completed calendar quarters before you file. So if you file in January 2025, they'd look at your wages from January 2024 through September 2024. Your October-December 2024 wages wouldn't count.

0 coins

I was in a similar situation last year and it took FOREVER to get through to someone at Washington ESD to ask about my benefit calculation. I kept calling the main number but could never get past the busy signal. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual person. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Ended up getting my questions answered in like 2 days instead of weeks of trying to call.

0 coins

Really? I've been dreading having to call them. Is Claimyr legit? Seems too good to be true.

0 coins

Yeah it's legit. They basically just help you get through the phone system faster. Saved me so much time and stress.

0 coins

I've heard of this too. My friend used it when her claim got stuck in adjudication. Worth checking out if you need to talk to someone.

0 coins

just go to the washington esd website and use their benefit calculator. its not that hard to figure out yourself

0 coins

I tried that but it's confusing and doesn't give me a clear answer. That's why I'm asking here.

0 coins

The calculator is pretty basic and doesn't account for all the variables. Sometimes talking to a real person helps clarify things.

0 coins

One thing to keep in mind - even if you qualify for the maximum benefit amount, you still have to meet all the other requirements like doing job searches and being able and available for work. And if you have any issues with your claim, like if your employer contests it, you could end up in adjudication which can take weeks or months to resolve.

0 coins

Good point. I don't think my employer will contest it since it was a layoff due to budget cuts, but I'll keep that in mind.

0 coins

My claim went into adjudication even though I was laid off. Sometimes it happens for random reasons. Just be prepared for delays.

0 coins

The $1000/week you mentioned - was that gross or net? Because Washington ESD calculates benefits based on gross wages, not what you took home after taxes. If that was your take-home pay, your actual reportable wages were probably higher.

0 coins

That was gross. I was making about $52,000 annually before taxes.

0 coins

Okay good, that's what they'll use for the calculation then. You should be in decent shape for a higher benefit amount.

0 coins

I've been on unemployment twice and the benefit amount can vary a lot depending on your work history. If you worked consistently at that wage for at least a year, you'll probably get a good amount. But if you just started that job recently, it might be calculated based on lower previous wages.

0 coins

I was at that wage for about 8 months before getting laid off. Before that I was making less at a different job.

0 coins

8 months should help your calculation, but they'll still look at the full base period including your lower wages from the previous job.

0 coins

Don't forget you have to pay taxes on unemployment benefits too. I made that mistake my first time and owed money at tax time. You can have them withhold 10% or just set aside money yourself.

0 coins

Oh wow I didn't think about taxes. Thanks for the heads up!

0 coins

Yeah unemployment is taxable income. Definitely plan for that.

0 coins

To give you a rough estimate - if you were making $1000/week for a full quarter, that's about $13,000 quarterly wages. Using the formula (13,000 × 0.0385 ÷ 13), you'd get around $384 per week. But if you had an even higher earning quarter in your base period, it could be more. The maximum is $999/week for 2025.

0 coins

That's really helpful! $384 would be manageable while I look for another job.

0 coins

Keep in mind that's just an estimate. Your actual amount might be different based on your specific wage history.

0 coins

The Washington ESD system is so confusing with all these calculations. I spent hours trying to figure out my benefit amount when I filed. Ended up calling multiple times before I got someone who could explain it properly.

0 coins

That's exactly why I ended up using Claimyr. Saved me from all that phone frustration.

0 coins

I'm definitely going to look into that service if I can't get through to them easily.

0 coins

You should file as soon as possible even if you're not sure about the exact amount. Benefits start from the week you file, not when you were laid off. And it can take a week or two to process anyway.

0 coins

Good advice. I was going to wait until I had everything figured out but I'll file this week.

0 coins

Definitely don't wait. You can always ask questions about your benefit amount after you file.

0 coins

I'm going through the same thing right now. Got laid off from a $950/week job and my benefit amount ended up being $367/week. Close to what the formula predicted but not exact. Every situation is different.

0 coins

That's really similar to my situation. How long did it take to get your first payment?

0 coins

About 3 weeks total. Had to wait for the waiting week plus processing time.

0 coins

Make sure you understand the job search requirements too. You have to apply for jobs and keep a log. It's not just about getting the money - there are ongoing requirements to stay eligible.

0 coins

Yeah I read about that. Seems like a lot of paperwork but I get why they require it.

0 coins

The job search requirements aren't too bad once you get into a routine. Just keep good records.

0 coins

ugh the washington esd website is so confusing. i tried to use their calculator thing and it just made me more confused. why cant they just give you a straight answer?

0 coins

I know right? The whole system seems designed to be confusing. That's why talking to an actual person helps.

0 coins

The website has gotten better over the years but it's still not great. The phone system is even worse though.

0 coins

I used to work in HR and helped employees with unemployment questions. The base period calculation trips up a lot of people. If you have any pay stubs from your highest earning quarter, that can help you estimate your benefit amount more accurately.

0 coins

That's smart. I should be able to find those. Thanks for the tip!

0 coins

Good advice. Pay stubs from your highest quarter will give you the exact wages Washington ESD will use in their calculation.

0 coins

Whatever you do, don't try to game the system or lie about anything. Washington ESD will find out and you'll have to pay back benefits plus penalties. Just be honest about your wages and work history.

0 coins

Of course! I wouldn't risk that. I just want to know what to expect legitimately.

0 coins

Good attitude. I've seen people get in trouble for trying to cheat the system. Not worth it.

0 coins

File online if you can. It's faster than calling and you can do it anytime. The system walks you through everything step by step. Just have your employment info ready.

0 coins

I was planning to file online. Seems like the easiest way to do it.

0 coins

Online is definitely the way to go. Much easier than trying to get through on the phone just to file.

0 coins

One more thing - if you get a new job while collecting unemployment, you have to report those wages. They'll reduce your benefits based on how much you earn. But you can still collect partial benefits in some cases.

0 coins

Good to know. I'm hoping to find something quickly but it's nice to know I have options if I only find part-time work at first.

0 coins

Yeah, the partial benefit calculation is different but they explain it in your weekly claim filing. Just be sure to report all wages accurately.

0 coins

Been there! Lost my $1100/week job last year and was so stressed about money. Unemployment definitely helped bridge the gap while I found something new. Don't be afraid to use the system - you paid into it with your taxes.

0 coins

Thanks for the encouragement! I do feel a bit weird about filing but you're right - I did pay into it.

0 coins

Exactly! It's insurance you already paid for. Use it when you need it.

0 coins

If you run into any issues with your claim or need to talk to someone at Washington ESD, that Claimyr service someone mentioned earlier is actually pretty helpful. My sister used it when her claim got stuck and it saved her weeks of trying to get through. Worth keeping in mind if you need it.

0 coins

Thanks! I'll definitely remember that if I run into problems. Seems like several people here have had good experiences with it.

0 coins

Yeah, it really does work. Wish I had known about it sooner when I was dealing with my unemployment issues.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today