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Emma Wilson

How much do you get of unemployment benefits in Washington ESD?

I just got laid off from my retail job where I was making $18/hour for about 32 hours a week. I've never filed for unemployment before and I'm trying to figure out how much I might get from Washington ESD. I worked there for almost 2 years but before that I had a part-time job at a restaurant. Does anyone know how they calculate the weekly benefit amount? I'm really stressed about paying rent next month.

Washington ESD calculates your weekly benefit amount based on your highest earning quarter in your base period. The base period is usually the first 4 of the last 5 completed quarters before you filed. Your weekly benefit amount will be about 3.85% of your highest quarter earnings, but there's a minimum of $295 and maximum of $999 per week in 2025.

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Thanks! So they look at my best quarter, not my average? That makes me feel a little better since I had some overtime last winter.

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yeah but don't forget they also look at your total base period earnings to make sure you qualify at all

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The formula is a bit complicated but basically they take your two highest quarters, add them together, divide by 2, then multiply by 0.0385. But like the previous person said, there are caps. You also need to have earned at least $7,007 in your base period to qualify.

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I think I should qualify since I worked almost 2 full years, but I'm worried about the amount since retail doesn't pay great.

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Don't stress too much about it. Even if you get the minimum, $295 a week is better than nothing while you look for work.

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I went through this last year when I got laid off. The hardest part wasn't figuring out the amount, it was actually getting through to Washington ESD to check on my claim status. I spent weeks calling that 800 number and either getting busy signals or being disconnected after waiting for hours. Finally found this service called Claimyr at claimyr.com that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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How much does something like that cost? I'm already worried about money.

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It was worth it for me because I was stuck in adjudication for weeks and needed to talk to someone. Way less stressful than trying to call myself.

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I've heard of services like that but never tried one. Did they actually help resolve your issue?

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OMG the Washington ESD phone system is THE WORST. I've been trying to get through for 3 weeks about my weekly claim issue and I swear they just hang up on people when the call volume gets too high. This is ridiculous - we need this money to survive!

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Have you tried calling right at 8am when they open? That's usually the best time to get through.

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Yes! I've tried everything - calling at 8am, during lunch, late afternoon. Nothing works. It's like they don't want to help people.

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for the original poster - your benefit amount depends on what you made in your base period but also remember you can only collect benefits for 26 weeks max (unless there's some special extension program). so even if you get a decent amount, start job searching right away

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26 weeks seems like a long time but I guess it goes by fast when you're looking for work. Do I have to prove I'm job searching?

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Yes, you need to make at least 3 job search contacts per week and keep a log. Washington ESD can audit your job search activities.

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Just wanted to add that if you had multiple employers during your base period, they all count toward your total earnings. So your restaurant job wages will be included too, which might help your benefit amount.

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Oh that's good to know! I didn't realize they combined wages from different jobs.

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Exactly, it's all about your total covered wages during the base period, regardless of how many employers you had.

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I'm curious about that Claimyr service someone mentioned. Has anyone else used it? I'm getting desperate trying to reach Washington ESD about my adjudication that's been pending for a month.

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Yeah I used it and it worked for me. Got connected to an agent within a few hours instead of spending days trying to call.

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I tried it last month when my claim got stuck. The agent was able to explain why my claim was being reviewed and what documents I needed to submit. Saved me a lot of stress.

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At this point I'm willing to try anything. The regular phone system is completely broken.

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Quick question - does anyone know if tips from restaurant work count toward your base period earnings? I used to work at a place where we got decent tips but I'm not sure if Washington ESD counts those.

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Only reported tips that showed up on your W-2 count. If you didn't report them as income, they won't be included in your base period calculation.

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Ah okay, that makes sense. I always reported most of my tips so that should help.

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Thanks everyone for all the helpful info! I'm feeling a lot less anxious about filing now. One more question - do I need to wait until my last day of work to file, or can I file as soon as I get the layoff notice?

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You can file your claim on your last day of work or after. Don't file before your last day because your claim starts the week you file, not when you actually become unemployed.

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and remember to file your weekly claims every week even if your initial claim is still processing. you don't want to miss out on benefits

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I hate to be that person but just want to mention that Washington ESD benefits are taxable income. You can choose to have taxes withheld or pay them later, but don't forget about taxes when budgeting.

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Ugh, I didn't even think about taxes. Should I have them withheld or just pay later?

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I'd recommend having them withheld so you don't get hit with a big tax bill later. It's one less thing to worry about.

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Been through this process twice now. The benefit calculator on the Washington ESD website is pretty accurate if you want to estimate your weekly amount before you file. You just need your wage information from the last 18 months or so.

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I'll check that out! Thanks for the tip.

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The calculator is helpful but remember it's just an estimate. Your actual amount might be slightly different.

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Word of warning - make sure all your personal information is correct when you file. I had an old address in the system and it delayed my claim for weeks while they verified my identity. Such a headache.

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Good point! I moved about 6 months ago so I should double-check that my address is updated.

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Yes, identity verification issues are one of the most common reasons claims get stuck in adjudication.

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Also want to mention that if you're collecting unemployment, you're still eligible for other benefits like food stamps or Medicaid if you qualify based on income. Don't struggle more than you have to.

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That's actually really helpful to know. I hadn't thought about other benefits.

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Yeah, unemployment benefits usually aren't enough to live on by themselves. Every bit helps.

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Just to add to what others have said about calling Washington ESD - I had luck with that Claimyr service too when I couldn't get through. My claim was stuck because they needed to verify my last employer and I couldn't reach anyone to explain the situation. The service got me connected and the agent was able to clear it up in like 10 minutes.

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How quickly did they get you connected? I'm wondering if it's worth trying.

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It was pretty fast, like within a few hours. Way better than the weeks I spent trying to call myself.

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One thing to keep in mind is that your benefit year lasts 52 weeks from when you file, but you can only collect benefits for 26 weeks total during that year. So if you find work for a few months then get laid off again, you might still have benefits left to claim.

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Oh interesting, I didn't know it worked that way. Good to know in case I end up in temp work or something.

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Exactly, and if you work part-time while collecting benefits, you can still get partial unemployment as long as you report your earnings.

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sorry but can someone clarify the base period thing? i'm confused about which quarters they use. is it the last 4 quarters or the first 4 of the last 5?

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It's the first 4 of the last 5 completed quarters before you filed. So if you file in January 2025, they'd look at October 2023 through September 2024 (excluding October-December 2024 since that quarter isn't complete yet).

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ok that makes more sense. thanks for explaining it clearly!

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The whole system is so confusing and they make it harder than it needs to be. I've been waiting 5 weeks for my adjudication to clear and I'm about to lose my apartment. This is supposed to be a safety net but it feels more like a trap.

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I totally get your frustration. That's exactly why I ended up using that phone service to get through to someone. The waiting is the worst part.

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Yeah I might have to try that at this point. I can't keep waiting forever.

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For anyone still reading this thread - just wanted to say that while the amount might not be huge, unemployment benefits can definitely help bridge the gap while you find new work. Don't let the complicated system discourage you from filing if you're eligible.

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Thanks for the encouragement! I'm definitely going to file this week. You all have been super helpful.

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Good luck with your claim! Feel free to come back and ask if you run into any issues during the process.

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Quick update for the thread - I actually just used that Claimyr thing yesterday and it worked great. I was able to talk to someone about my pending issues and they explained exactly what was holding up my claim. Worth checking out if you're stuck like I was.

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That's awesome! I'm definitely going to try it. Thanks for the update.

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Good to hear another success story. I'll keep that in mind if I run into problems with my claim.

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