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Bruno Simmons

What do you make on unemployment benefits in Washington ESD?

Just got laid off from my retail job last week and trying to figure out what I can expect from Washington ESD unemployment benefits. I was making about $18/hour working 35-40 hours a week. Does anyone know how they calculate what you get? I heard it's based on your earnings but not sure how much I should expect. Really stressing about covering rent and bills while I look for another job.

Washington ESD calculates your weekly benefit amount based on your earnings from your highest earning quarter in your base year. Generally it's about 3.85% of your total base year wages, with a maximum of $999 per week for 2025. So if you were making $18/hour for 35-40 hours, you're probably looking at somewhere around $400-500 per week depending on how long you worked at that wage.

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Thanks! That's actually more than I expected. I was worried it would be way less. Do you know how long benefits last?

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Regular UI benefits last up to 26 weeks in Washington. You'll need to file weekly claims and do job search activities to keep getting benefits.

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I make about $430 a week on unemployment right now. Was making around $22/hour before I got laid off from construction. The key thing is they look at all four quarters of your base year, not just your most recent job. If you had other jobs during that time it could be higher.

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Oh that's good to know! I did have a different job earlier last year that paid a bit more. Hopefully that helps my benefit amount.

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Just a heads up - it can take forever to actually get through to Washington ESD to ask questions about your claim. I spent weeks trying to call them when I had issues with my benefit calculation. Finally used Claimyr.com to get through - they have this system that gets you connected to an actual agent. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration.

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Never heard of that service before. Did it actually work for you? I've been trying to reach Washington ESD for two weeks about my claim.

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Yeah it worked great. I was skeptical at first but got connected within a few hours instead of spending days redialing. Worth it when you really need to talk to someone at Washington ESD.

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The benefit calculator on the Washington ESD website is pretty accurate if you want to estimate before you apply. Just need your quarterly earnings info. But honestly the system is so slow right now, took me 3 weeks just to get my first payment approved.

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3 weeks? Ugh that's terrible. Did you have any issues with your claim or was it just processing delays?

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No issues, just their standard adjudication process. They have to verify everything even for straightforward layoffs now.

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depends on what you made obviously but also how long you worked. if you only worked part of the year your base period wages will be lower so your weekly benefit will be less. I made decent money but only worked 6 months last year so my benefits are pretty low

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I worked pretty consistently last year except for maybe a month gap between jobs. Hopefully that won't hurt me too much.

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Also remember you'll have to pay taxes on unemployment benefits. They don't automatically withhold federal taxes unless you request it, so you might want to set aside some money or have them withhold 10% to avoid a big tax bill next year.

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Oh wow, I had no idea unemployment was taxable. Thanks for the heads up! How do I request the withholding?

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You can set up tax withholding in your eServices account on the Washington ESD website. Just look for the tax withholding option under account settings.

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The whole system is frustrating tbh. I've been getting like $380 a week which barely covers my expenses. And don't even get me started on the job search requirements - you have to log 3 job search activities every week or they'll cut you off.

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What counts as job search activities? Is it just applying for jobs or other stuff too?

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Job applications, networking events, career counseling, skills training, interviews - lots of things count. You track it all in WorkSourceWA. Just make sure you're doing genuine job search activities, not busy work.

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I got $445 per week when I was on unemployment last year. Made about $45k the year before. The formula is confusing but it worked out to roughly half my take-home pay which was manageable for a few months while job hunting.

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That sounds reasonable. I'm hoping I can find something before I need the full 26 weeks but good to know it's there if needed.

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One more thing about reaching Washington ESD - if you do run into issues with your claim or have questions about your benefit amount, Claimyr really is the way to go. I tried calling the regular number for weeks and either got busy signals or got disconnected after waiting on hold. Their service connects you directly to an agent who can actually help with benefit calculations and claim issues.

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How much does that cost though? Seems like something that should be free through Washington ESD.

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It should be free but the reality is their phone system is overwhelmed. The service fee was worth it to me to actually get my issues resolved instead of wasting more time trying to get through on my own.

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Just make sure you file your weekly claims on time every week, even if your claim is still pending. If you miss filing a week you can lose that week's benefits permanently. I learned that the hard way when I forgot to file one week.

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Good to know! When do you have to file by each week?

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You can file starting Sunday for the previous week, and it's due by the following Saturday. So if it's for the week ending Saturday, you have until the next Saturday to file. Don't wait until the last minute though.

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The benefit amount really depends on your work history. I had a mix of part-time and full-time jobs in my base year so my calculation was more complicated. Washington ESD looks at all your covered wages, not just your last job. If you had multiple jobs or raises during the year it could be higher than you think.

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That gives me hope! I did get a couple raises last year and worked some overtime. Maybe that will help boost my weekly amount.

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whatever you do dont quit your job thinking youll get unemployment. learned that lesson the hard way - if you quit voluntarily you usually cant get benefits unless its for really specific reasons like unsafe working conditions or harassment

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Yeah I got laid off so hopefully that won't be an issue for me. Still nerve-wracking going through the whole process though.

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The waiting period is the worst part honestly. Even after you file it takes 1-2 weeks to get your first payment if everything goes smoothly. And if there are any issues with your claim it can take much longer. Make sure you have enough saved to cover at least a month of expenses.

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Yeah I'm pretty tight on savings unfortunately. Hoping the process goes quickly. Did you have any issues with your claim?

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Mine went through okay but I know people who waited months because of identity verification issues or problems with their work separation. Just be prepared for potential delays.

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Also worth mentioning - if you do any part-time or temporary work while collecting unemployment, you have to report it on your weekly claim. They'll reduce your benefits by a portion of what you earned, but you can still get partial benefits. Don't try to hide income or you'll get in trouble for fraud.

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Good point. I might do some gig work to supplement while I'm job hunting. Better to report everything honestly.

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been on unemployment twice in the past 5 years and the amounts were pretty different each time based on my earnings. first time i got like $320/week, second time it was $410/week because i had been making more money. the calculation is fair but complex

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At least it's based on what you were actually making. I was worried it would just be some flat low amount for everyone.

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Don't forget about the job search requirements! You need to be actively looking for work and log your activities in WorkSourceWA. It's not just free money - you have to prove you're trying to find employment. The requirements are pretty reasonable though, just stay on top of it.

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Yeah I heard about that. Seems fair since the goal is to get back to work anyway. Is WorkSourceWA easy to use?

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It's not bad once you get used to it. You can log job applications, networking, training activities, etc. Just make sure you meet the minimum 3 activities per week.

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If you end up having issues with Washington ESD not calculating your benefits correctly or any other problems, I'd definitely recommend trying Claimyr. I was getting the runaround for weeks about why my benefit amount seemed low, and their service got me connected to someone who could actually look at my account and explain the calculation. Much better than the frustrating phone tag with the regular system.

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I'll keep that in mind if I run into any issues. Hopefully everything goes smoothly but good to know there are options if I need help.

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The monetary determination letter you get will break down exactly how they calculated your weekly benefit amount. It shows your quarterly wages and how they arrived at the number. Keep that letter - you'll need it if you ever have to appeal or if there are questions about your claim.

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Thanks for the tip! I'll make sure to save all the paperwork. This is all so overwhelming but everyone's advice is really helpful.

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Good luck with your claim! The process can be stressful but most people get through it fine. Just stay on top of your weekly filings and job search activities. The benefits should help bridge the gap until you find your next job. Washington's unemployment system isn't perfect but it does provide decent support when you need it.

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Thank you! Feeling much more confident about the whole process after getting all this info. Really appreciate everyone taking the time to share their experiences.

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