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Effie Alexander

How much is unemployment money weekly in Washington state?

I just got laid off from my retail job where I was making about $18/hour for 35 hours a week. Never filed for unemployment before and trying to figure out how much I might get from Washington ESD. I've been working there for 8 months but had another job before that. Does anyone know how they calculate the weekly benefit amount? I'm trying to budget until I find something new.

Washington ESD uses your highest earning quarter from the past 18 months to calculate your weekly benefit amount. For 2025, the maximum weekly benefit is $999 but most people get way less than that. You take your highest quarter earnings, divide by 26, then they give you about 50% of that as your weekly amount.

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So if I made like $6,000 in my best quarter, that would be around $115 per week? That seems really low...

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Yeah that sounds about right unfortunately. The formula is designed to replace roughly half your previous income up to the maximum.

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been on unemployment twice and it's never enough to cover all your bills. last time i got $287 per week which was better than nothing but still had to get creative with rent

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That's what I'm worried about. My rent alone is $1200 so even $300/week wouldn't cover that.

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You might want to look into other assistance programs too while you're job searching. Food assistance, utility help, etc.

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I've been trying to get through to Washington ESD for days to ask about my benefit calculation. Their phone system is impossible! Has anyone found a way to actually talk to someone there? I keep getting disconnected after waiting for hours.

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I had the same problem until someone told me about Claimyr. It's a service that calls Washington ESD for you and gets you connected to an actual agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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Never heard of that but I'm desperate at this point. Does it actually work?

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Worked for me! Got through to someone at Washington ESD in like 20 minutes instead of calling all day myself.

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The whole system is designed to give you as little as possible. They make the calculations confusing on purpose so people don't know what they're entitled to. I've been fighting with Washington ESD for months over my benefit amount.

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While the system has issues, the calculation formula is actually pretty straightforward once you understand it. The problem is they don't explain it well.

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Maybe for you but I've been getting different answers from different agents about the same question.

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For anyone confused about the benefit calculation, here's the breakdown: Washington ESD looks at your base period (first 4 of the last 5 completed quarters before you filed). They take your highest earning quarter, divide by 26, then give you roughly 50% of that weekly amount. There's also a minimum of $295/week if you qualify.

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Wait, there's a minimum of $295? That would actually help a lot more than what I calculated!

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Yes, but you have to meet the minimum earnings requirements to qualify for benefits at all. You need at least $5,265 in your base period.

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this is why i love reddit people actually explain things clearly unlike the washington esd website

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Just a heads up that your weekly benefit amount isn't the only thing that matters. You also need to keep track of your total benefit year amount. In Washington, you can collect up to 26 weeks of benefits, but the total dollar amount is capped based on your earnings history.

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So even if I qualify for 26 weeks, I might run out of money before then?

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Exactly. Your total benefit amount is calculated as 30% of your base period wages, up to a maximum. So if you didn't earn much in your base period, you could exhaust benefits before 26 weeks.

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I work part time at two different jobs and I'm so confused about how this would work for me. Do they count both jobs when calculating benefits? What if one pays way more than the other?

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They count all covered employment from all employers during your base period. So yes, both jobs would be included in the calculation.

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That's good to know, thanks. I was worried they'd only count one job.

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Been collecting UI for 3 months now and getting $445/week. Not great but keeps me afloat while job hunting. The key is understanding that it's temporary help, not a replacement for working.

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How did you figure out your exact amount? Did you have to call Washington ESD or was it clear from your account?

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It was in my determination letter when I first got approved. They break down exactly how they calculated it.

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Question - do they count overtime when calculating your benefits? I worked a ton of OT last year before getting laid off.

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Yes, overtime counts as part of your total wages for that quarter. It can actually help boost your benefit amount if it puts you in a higher earning quarter.

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Sweet, that's good news at least!

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The Washington ESD website has a benefit calculator tool but honestly it's not very user friendly. I tried using it and got confused halfway through.

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The online calculator is helpful but you need to have your wage information handy from all your employers in the base period. A lot of people don't realize they need to go back that far.

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Yeah I didn't have all my old pay stubs. Probably should have kept better records.

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Does anyone know if the benefit amounts have gone up recently? I was on unemployment in 2022 and wondering if it's changed since then.

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The maximum weekly benefit amount does get adjusted annually based on the state's average wage. For 2025 it's $999/week maximum, but like I said earlier, most people get much less.

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Ok good to know it at least keeps up with inflation somewhat.

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I'm getting $521 per week which is actually pretty decent compared to what some people are saying here. I was making good money as a server before my restaurant closed though.

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That's way more than what I calculated for myself. Were you making really good tips?

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Yeah, tips get reported as wages so they counted toward my benefit calculation. Made a huge difference.

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One thing to remember is that unemployment benefits are taxable income. Don't forget to set aside money for taxes or you'll get hit with a big bill next year.

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Oh man I didn't even think about taxes. So the money I get is before taxes?

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Yep, it's taxable at both federal and state level. You can have taxes withheld from your weekly payments if you want.

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learned this the hard way last year - owed like $800 in taxes on my unemployment

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I've been having issues with Washington ESD not calculating my benefits correctly. They're missing wages from one of my previous employers. Anyone else deal with this?

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That's actually pretty common. You'll need to contact Washington ESD to get it corrected. They can add missing wages if you provide documentation.

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I used Claimyr to get through to someone at Washington ESD about this exact issue. Way easier than trying to call myself. They were able to fix my wage record in like 10 minutes once I got connected to an agent.

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I might have to try that. Been calling for weeks with no luck.

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The benefit amount is just one piece of the puzzle. You also have to meet the weekly job search requirements and be available for work. Miss those and you don't get paid that week.

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How many jobs do you have to apply for each week? I haven't started filing yet.

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In Washington you need to make at least 3 job search contacts per week and keep records of each one. It's all tracked through WorkSourceWA.

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Just want to add that if you're not sure about your benefit amount, you can always call Washington ESD directly to ask. The wait times are brutal but they can walk you through the calculation.

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Or use that Claimyr service people mentioned. I tried it last week and actually got through to someone. Worth it if you're tired of waiting on hold for hours.

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Good point. Sometimes paying for help is worth it when you're dealing with government agencies.

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Hope this helps - the benefit amount might seem low but it's meant to be temporary assistance while you find new work. The important thing is getting your claim filed quickly so you don't lose any weeks.

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Thanks everyone for all the info. This thread has been super helpful. Going to file my claim tomorrow morning.

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good luck! the process is easier than it seems once you get started

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