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MidnightRider

How much unemployment will I get from Washington ESD - need to calculate weekly benefit amount

I just got laid off from my job at a local manufacturing plant where I made $24/hour working full time for the past 2 years. I'm trying to figure out how much my weekly unemployment benefit will be from Washington ESD before I file my claim. I've heard it's based on your wages but I can't find a clear calculator anywhere. My gross pay was around $4,000 per month. Does anyone know how Washington ESD calculates the weekly benefit amount? I need to know what to expect so I can budget for rent and bills.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base year. They take your total wages from that quarter and divide by 26. So if your highest quarter was $13,000, your weekly benefit would be $500. The maximum weekly benefit in Washington is currently $999.

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That's helpful! How do I find out what my highest earning quarter was? Is that something I can see on my paystubs or do I need to wait for Washington ESD to calculate it?

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You can estimate it by looking at your pay stubs from the last 15 months. Washington ESD will have the exact numbers from your employer's quarterly wage reports. When you file your claim, they'll show you the calculation.

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I went through this same process last year and the amount was way less than I expected. Don't forget that unemployment benefits are taxable income too, so you might want to have taxes withheld or set money aside for tax season.

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Oh wow, I didn't know unemployment was taxable. That's going to make my budget even tighter. Can I have taxes taken out automatically?

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Yes, you can elect to have 10% federal taxes withheld when you file your weekly claims. It's an option in your Washington ESD account settings.

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Washington ESD uses your highest earning quarter from the past 15 months to calculate benefits. They take that quarter's wages and divide by 26 to get your weekly benefit amount. The minimum is $295/week and maximum is $999/week as of 2025. Based on your $4k monthly income, you're probably looking at somewhere between $600-800 per week depending on your exact wage history.

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Thanks! That's actually higher than I expected. Do I need to have all my pay stubs ready when I file?

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No, Washington ESD gets your wage info directly from employers. Just have your last employer's info handy when you file online.

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Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base year. They take that quarter's earnings and divide by 26. The maximum weekly benefit for 2025 is $999 and minimum is $295. Since you made $52k annually, you're probably looking at somewhere between $350-450 per week depending on how your earnings were distributed across quarters.

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Thanks! So they don't look at my total annual salary, just my best quarter? That seems weird but good to know.

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Yeah it's confusing. I thought it was based on your last job's pay too until I filed my claim last year.

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Washington ESD uses your wages from the base period (first 4 of the last 5 completed quarters) to calculate your weekly benefit amount. The maximum weekly benefit for 2025 is $999 and minimum is $295. Your benefit will be roughly 3.85% of your total base period wages divided by 52, but there's a cap.

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Thanks! So if I made around $57,600 in my base period, what would that work out to roughly?

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With those wages you'd likely get close to the maximum weekly benefit amount. Washington ESD will send you a monetary determination letter after you file that shows your exact weekly benefit amount.

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Washington ESD calculates your weekly benefit amount based on your earnings during your base period, which is typically the first 4 of the last 5 completed calendar quarters before you filed. They take your highest earning quarter and divide by 26 to get your weekly benefit amount. The maximum weekly benefit for 2025 is $999.

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So if I made around $13,000 in my highest quarter, that would be $500 a week? That seems pretty good actually.

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Yes, that's roughly right. Just remember you'll need to file your weekly claims every week and meet job search requirements to keep getting benefits.

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actually the calculation is more complicated than that. they use something called the base period which looks at the first 4 of the last 5 completed quarters. then they take your 2 highest quarters and use that. i think theres also a minimum hours requirement too

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You're partially right about the base period, but for the weekly benefit amount it's just the highest quarter divided by 26. The two highest quarters thing is for determining total benefit eligibility.

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oh yeah youre right, got confused there

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I was in a similar situation last year - got laid off from a warehouse job making about the same as you. My weekly benefit ended up being $712. The key thing is Washington ESD looks at your gross wages, not take-home pay. Also make sure you file your claim right away because there's a waiting week before benefits start.

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A waiting week? So I won't get paid for the first week I'm unemployed?

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Exactly. You still have to file that first weekly claim but you won't get paid for it. Benefits start with your second week of unemployment.

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The calculation can be confusing but Washington ESD has a benefit calculator on their website that can give you an estimate. You'll need your wage information from the past 15 months. Also remember that you have to actively search for work and document your job search activities to keep receiving benefits.

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I'll look for that calculator, thanks! What kind of job search activities do I need to document? I was planning to start applying for jobs right away anyway.

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You need to complete 3 job search activities per week and log them in WorkSourceWA. This includes applying for jobs, attending job fairs, networking events, or taking skills assessments. Keep detailed records of everything.

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I had such a hard time getting through to Washington ESD when I had questions about my benefit amount calculation. Their phone lines are constantly busy and I must have called 50 times before getting through. Finally found this service called Claimyr at claimyr.com that helps you get connected to an actual ESD agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made the whole process so much easier.

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Really? How does that work exactly? I've been trying to call Washington ESD for two weeks about my claim and can never get through.

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It basically handles all the calling and waiting for you. You tell them what you need help with and they get you connected to the right Washington ESD department. Way better than sitting on hold for hours.

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Sounds too good to be true. What's the catch? How much does it cost?

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The base year is the first four of the last five completed quarters before you file. So if you file in January 2025, they'd look at October 2023 through September 2024. Your highest quarter in that period gets divided by 26 to get your weekly benefit amount. Make sure you have all your pay stubs ready when you apply online.

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I started this job in March 2024 so I'm worried my base year won't show much income. Will that hurt my benefit amount?

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If your base year doesn't have enough wages, Washington ESD can use an alternate base year which is the last four completed quarters. That might work better for your situation.

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you have to file first before they tell you the exact amount. i think the max is like $999 per week now but most people dont get that much

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Yeah I figured I'd have to file first. Just trying to get a ballpark estimate for my budget planning.

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If you need help getting through to Washington ESD to check on your benefit calculation or claim status, I had good luck with Claimyr (claimyr.com). They basically call Washington ESD for you and get you connected to an actual person. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of busy signals and dropped calls.

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How much does that cost? Seems like I shouldn't have to pay someone to call unemployment for me.

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I thought the same thing at first, but honestly it was worth it when I was stressed about my claim being stuck in adjudication for weeks. Sometimes you just need to talk to a real person at Washington ESD.

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dont forget you have to do job searches every week too! washington esd requires 3 job search activities per week and you have to keep a log. they can audit you anytime so keep good records

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What counts as a job search activity? Just applying for jobs?

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applying for jobs, going to job fairs, networking events, even creating profiles on job sites. check the washington esd website for the full list

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just filed my claim last week and still waiting to hear back about my benefit amount. this whole process is taking forever and i'm getting stressed about money. how long does it usually take for washington esd to approve your claim?

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If there are no issues with your claim, it typically takes 2-3 weeks from the date you file. If your claim goes into adjudication for any reason, it can take much longer - sometimes 6-8 weeks.

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what would cause it to go into adjudication? i'm worried now that something might be wrong

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Common reasons include voluntary quit vs. layoff disputes, questions about your availability to work, or wage discrepancies. Don't panic - most claims get approved eventually.

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i think its like 60% of your weekly wages or something like that? not sure exactly but when i filed last year i was making about $45k and got around $400 a week

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That sounds about right for your income level. Thanks for sharing your experience!

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The exact calculation can be confusing because Washington ESD looks at your base period earnings, not just your most recent job. If you need to speak with someone at Washington ESD to get your exact benefit amount calculated, I'd recommend using Claimyr (claimyr.com). They help you get through to an actual agent instead of waiting on hold forever. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that service legit? I've been trying to call Washington ESD for weeks to ask about my benefit calculation and can never get through.

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Yeah, I used it last month when I had questions about my adjudication. Saved me hours of calling and getting disconnected.

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The Washington ESD benefit calculator is pretty buried on their website but it does exist. I think it's under the 'File a Claim' section somewhere. But honestly the calculation the person above gave you is accurate - highest quarter wages divided by 26 weeks.

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I'll try to find that calculator, thanks. Hopefully it's more accurate than trying to guess.

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Just a heads up - if you made any overtime or bonuses in your highest quarter, that will boost your weekly benefit amount. Washington ESD counts all gross wages including overtime, commissions, bonuses, etc.

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Good to know! I did work some overtime last summer so that might help.

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Yeah, overtime can make a big difference in your benefit calculation. Every bit helps when you're unemployed.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation and it's impossible! The phone lines are always busy or I get disconnected after waiting forever. Has anyone found a way to actually talk to someone there?

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I had the same problem until I found Claimyr. It's a service that calls Washington ESD for you and gets you connected to an actual agent. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of frustration.

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Really? That sounds too good to be true. How does it actually work?

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They basically handle all the calling and waiting for you. When they get an agent on the line, they conference you in. Super simple and way better than sitting on hold all day.

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I had trouble getting through to Washington ESD when I had questions about my benefit calculation. The phone lines are always busy and their website calculator doesn't give you the full picture. I ended up using Claimyr (claimyr.com) to get through to an actual agent who explained exactly how my benefits were calculated. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that service. Does it actually work to get through to Washington ESD?

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Yeah it worked for me. Way better than sitting on hold for hours or getting disconnected. The agent was able to pull up my account and explain the whole calculation process.

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just wanted to add that your benefit amount also depends on if you have any dependents. I get an extra $25 per week for my kid which helps with expenses

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I don't have any dependents so I guess I won't get that extra amount. Every little bit helps though!

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The Washington ESD benefit calculation is pretty complex. They look at your two highest earning quarters in your base period, then use a formula based on those wages. If you were making $4,800/month consistently, you're probably looking at a weekly benefit in the $700-900 range, but that's just an estimate.

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That would be helpful if accurate. I was making that consistently for about 18 months before getting laid off.

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The base period thing is confusing. Which quarters exactly do they use? Is it the most recent ones?

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It's the first 4 of the last 5 completed quarters before you file. So if you file in Q1 2025, they'd look at Q4 2023 through Q3 2024.

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WASHINGTON ESD IS SO SLOW WITH EVERYTHING!! I filed 3 weeks ago and still don't have my monetary determination. How am I supposed to plan my finances when they take forever to tell you what you're getting?

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Oh no, that's exactly what I'm worried about. Did you have any issues with your claim or is it just taking a long time?

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No issues that I know of. It just says 'processing' on my account. This system is ridiculous.

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i got laid off last year and it took like 2 weeks to get my monetary determination. once you get it though the amount doesnt change unless you have other income to report

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Good to know. I don't have any other income right now so hopefully it's straightforward.

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The whole Washington ESD system is a joke. I calculated what I should get based on my wages and when I finally got approved it was $200 less per week than expected. Turns out they had incorrect wage information from one of my employers. Took months to get it corrected.

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That's exactly what I'm worried about! How do you get wage information corrected if there's an error?

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You have to file a wage protest with Washington ESD and provide documentation like pay stubs or W-2s. But good luck getting through to them on the phone to explain the situation.

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You can also submit wage protests online through your Washington ESD account. It's actually faster than trying to call in most cases.

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Whatever you do, don't wait to file your claim! I waited like 2 weeks thinking I might get called back and it just delayed everything. You can always stop claiming if you get rehired but you can't backdate your claim start date.

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Thanks for the tip! I was actually thinking about waiting a few days to see if they call me back.

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Nope, file today if you can. The sooner you file the sooner your benefits can start after that waiting week.

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Just remember you have to pay taxes on unemployment benefits. Washington doesn't tax them but federal does. I learned that the hard way at tax time last year.

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Thanks for the heads up! I didn't even think about the tax implications.

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You can elect to have federal taxes withheld from your weekly benefits at 10% when you file your weekly claims. Saves you from owing a big chunk at tax time.

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THE WHOLE SYSTEM IS DESIGNED TO CONFUSE PEOPLE!!! They make it so complicated on purpose so fewer people claim benefits. I had to file an appeal because they miscalculated my wages initially. Took 6 months to get it sorted out!

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That's awful! What was wrong with their calculation?

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They didn't include all my quarterly wages from my previous employer. Had to send in W-2s and pay stubs to prove my earnings. Such a hassle.

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Don't forget that unemployment benefits are taxable income! A lot of people forget that and get surprised at tax time. You can have taxes withheld from your weekly benefits or pay quarterly estimated taxes.

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Oh wow, I didn't know that. Should I have them withhold taxes from my benefits then?

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I would recommend it, especially if you think you'll be on unemployment for a while. It's better than owing a big chunk at tax time.

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the whole system is so confusing!! why cant they just tell you upfront how much youll get instead of making you wait for your determination letter???

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They have to verify your wages with all your employers during the base period first. That's why it takes time to get your monetary determination.

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still annoying though. everything with washington esd takes forever

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Also keep in mind that if you had multiple jobs during your base period, Washington ESD will include wages from all of them when calculating your benefit amount. So even part-time work counts toward your total.

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That's good to know. I did some weekend work at a retail store for a few months last year.

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Exactly, those wages will help increase your weekly benefit amount since they're included in your base period earnings.

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Don't forget about the waiting week! Your first week of unemployment won't be paid, so plan accordingly. I made the mistake of not budgeting for that and it created a real problem with my bills.

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Wait, what do you mean by waiting week? I thought if I file right away I'd get paid for that first week.

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Washington has a one-week waiting period where you file a claim but don't receive payment. It's like a deductible. You still have to do your job search activities that week though.

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Actually, I think they eliminated the waiting week during COVID. Not sure if it's back or not.

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keep in mind your benefits are taxable income too. you can choose to have taxes withheld or pay quarterly. i learned that the hard way come tax time

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Oh man I didn't even think about taxes on unemployment. How much should I expect to owe?

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depends on your total income for the year but unemployment is taxed as regular income. definitely have them withhold 10% if you can afford to

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The whole system is designed to confuse you. They don't want you to know how much you'll get until after you jump through all their hoops. I had to call Washington ESD 15 times before getting through to someone who could explain my benefit calculation.

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That's exactly why I ended up using Claimyr. Saved me hours of calling and getting hung up on.

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What's this Claimyr thing? Is it legit or some kind of scam?

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It's legit. They help you get through to Washington ESD agents when the regular phone lines are jammed. Check out their video demo to see how it works.

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I think there's also a minimum number of hours you need to have worked to qualify. Don't assume you'll get benefits just because you got laid off.

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I worked full time for over a year so I think I should be fine on the hours requirement.

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You need at least 680 hours in your base period to qualify for Washington unemployment benefits.

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One thing to remember is that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay quarterly estimated taxes. Plan accordingly so you do