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McKenzie Shade

How do I file for unemployment benefits with Washington ESD - complete beginner here

Lost my job last week after 3 years at a retail company and I have no idea how to file for unemployment. I've never done this before and I'm honestly pretty overwhelmed looking at the Washington ESD website. Do I need to gather specific documents before I start? How long does the whole process take? I'm worried I'm going to mess something up and delay getting benefits. Can someone walk me through the basic steps?

Sorry to hear about your job loss. You can file your initial claim right away - don't wait. Go to esd.wa.gov and look for 'File a new claim' or you can call 800-318-6022. You'll need your Social Security number, driver's license, and employment info from the last 18 months including employer names, addresses, dates worked, and reason for separation.

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Thank you! Do I need pay stubs or just the basic employment info?

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Just the basic info to start. They'll contact your employers directly to verify wages.

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First thing - don't panic! Filing for unemployment with Washington ESD is pretty straightforward once you know the steps. You'll need your Social Security number, driver's license, employment history for the last 18 months (dates, employer names, addresses, reason for separation), and your most recent pay stub. Start at secure.esd.wa.gov and create your SecureAccess Washington (SAW) account if you don't have one already.

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Thank you! Do I need to wait a certain amount of time after losing my job or should I file right away?

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File as soon as possible! Your benefit year starts the week you file, not when you lost your job. The sooner you apply, the sooner you can start receiving benefits if approved.

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You'll need to file online through the Washington ESD website at esd.wa.gov. Have your Social Security number, driver's license, and employment history for the last 18 months ready. You'll need employer names, addresses, dates of employment, and reason for separation. The system will ask about your last day worked and wages earned.

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Thanks! Do I need pay stubs or will they verify my wages automatically?

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They'll verify wages through employer reports, but having your pay stubs handy can help if there are any discrepancies during the process.

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Everything is done online through the Washington ESD website at esd.wa.gov. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, and dates worked. The process takes about 30-45 minutes if you have everything ready.

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Thank you! Do I need pay stubs or will they verify my wages some other way?

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Washington ESD will verify your wages directly with your employers, but it's good to have your recent pay stubs handy in case there are any discrepancies.

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File as soon as possible! There's a waiting week before benefits start, and you want to get that clock ticking. Don't wait thinking you might find a job quickly - you can always stop claiming if you get hired.

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What's a waiting week? Do I not get paid for the first week?

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Exactly - the first week you're eligible is unpaid. It's just how the system works in Washington state.

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Make sure you file as soon as possible - there's a waiting week in Washington but your claim is backdated to when you file. You'll also need to register with WorkSourceWA for the job search requirements. Don't wait thinking you might find work quickly, just file now.

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What exactly are the job search requirements? Is it just applying to jobs or is there more to it?

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You need to make 3 job search activities per week and keep a log. This can include applications, networking, job fairs, etc. You'll report this when you file your weekly claims.

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The WorkSourceWA registration is super important - I forgot to do it initially and it delayed my claim approval by two weeks.

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I went through this process last year and honestly the hardest part was getting through to someone at Washington ESD when I had questions. Their phone lines are constantly busy and you'll get disconnected constantly. I found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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Is that service legit? Sounds too good to be true with how impossible it is to reach Washington ESD.

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Yeah it's real - they basically call repeatedly until they get through then conference you in. I was skeptical too but it actually worked when I needed help with my adjudication.

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Good to know there's an option if I run into problems. Hopefully the initial filing goes smoothly though.

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The weekly claims thing you mentioned - that's something you'll do every week after your initial application. You have to certify that you're still unemployed and looking for work. It's usually just a few questions online.

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How long do I have to keep doing weekly claims?

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Until you find work or your benefit year ends. In Washington you can get up to 26 weeks of regular unemployment benefits.

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ugh the washington esd website is SO confusing, took me forever to figure out where to actually start the application. look for the "file a new claim" button on the main page, its not super obvious

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Thanks for the heads up! I'll look for that specific button.

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Once you start the application, you can save your progress and come back to it if you need to gather more information.

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honestly the washington esd website is confusing af. took me forever to figure out where to actually start the application. look for the 'apply for benefits' button but its not where you'd expect it to be

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Did you have trouble getting through? I've heard the system crashes a lot.

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yeah it was slow but i got through eventually. try early morning or late evening when fewer people are on

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The online application is pretty straightforward but it took me about 30-45 minutes to complete. Make sure you have all your employer information ready before you start because you can't save and come back later.

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Good to know about the time commitment. I'll set aside an hour just to be safe.

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The whole system is a nightmare honestly. I filed 6 weeks ago and I'm STILL waiting for my claim to be approved. They say it's in adjudication but nobody can tell me why or how long it will take. Make sure you have savings because this process can take forever.

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Oh no, that's exactly what I was worried about. What does adjudication even mean?

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Adjudication means they're reviewing something about your claim - could be your reason for separation, wage discrepancies, or other issues. Most claims don't go into adjudication, so don't panic yet.

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Mine went into adjudication because my employer disputed my reason for leaving even though I was clearly laid off. It's been a mess.

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I struggled with this too when I first filed. If you run into issues getting through to Washington ESD by phone, there's actually a service called Claimyr that helped me connect with an agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process much less stressful for me.

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Is that legit? I don't want to get scammed while I'm dealing with unemployment.

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Yeah it's legitimate - they just help you get through the phone queue. I was skeptical at first too but it actually worked when I couldn't reach anyone for days.

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I've heard of Claimyr too, my neighbor used them when her claim got stuck in adjudication. Saved her weeks of calling.

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The actual application takes about 30-45 minutes if you have all your info ready. Make sure you have accurate employer information - Washington ESD will contact them to verify everything. After you file, you'll get a determination letter in about 2-3 weeks telling you if you're approved and how much your weekly benefit will be.

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What if I can't remember exact dates from previous jobs? I worked a bunch of part-time positions before my last job.

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Do your best to estimate - you can provide approximate dates. Washington ESD will verify with your employers anyway. Just be as accurate as possible with what you remember.

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One thing that helped me was using Claimyr to get through to Washington ESD when I had questions during the process. The phone lines are usually swamped but they have a service that helps you get connected to an actual agent. Check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Interesting, I hadn't heard of that. Is it legit?

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Yeah it's legitimate. I used it when my claim got stuck and I couldn't get through the regular phone lines. Really helped me get answers quickly.

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Here's the step-by-step process: 1) Go to esd.wa.gov and click 'File a New Claim' 2) Create your SecureAccess Washington (SAW) account if you don't have one 3) Complete the application with your employment history 4) Register with WorkSourceWA 5) Wait for your monetary determination letter 6) Start filing weekly claims. The whole initial process should take about an hour.

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This is super helpful, thank you! How long after filing do I typically hear back about approval?

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Most straightforward claims are processed within 2-3 weeks. You'll get a monetary determination letter showing your benefit amount first, then eligibility determination.

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Just remember you have to keep filing weekly claims even while waiting for approval or you'll lose those weeks.

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I filed last month and it was actually easier than I expected. One tip - if you get stuck during the application or have questions about your specific situation, I found this service called Claimyr that helps you get through to Washington ESD agents by phone. Their website is claimyr.com and they have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of trying to call on my own.

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Is that legit? I've heard it's nearly impossible to reach anyone at Washington ESD by phone.

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Yeah it's real - they basically handle the calling and waiting for you, then connect you when an agent picks up. I was skeptical too but it actually worked.

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How much does something like that cost? I'm already stressed about money.

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Don't forget about the job search requirements! Once you start receiving benefits, you'll need to make at least 3 job search contacts per week and log them in your WorkSourceWA account. Some people miss this and get their benefits stopped.

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Job search contacts - like actually applying for jobs or just looking at job postings?

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Actually applying, contacting employers, attending job fairs, that kind of thing. Just browsing job sites doesn't count as a contact.

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Make sure you understand the job search requirements before you start. Washington ESD requires you to make 3 job search contacts per week and keep a log. You'll need to report this on your weekly claims.

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What counts as a job search contact?

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Applying for jobs, contacting employers directly, attending job fairs, networking events. They have a list on the Washington ESD website of what qualifies.

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MAKE SURE YOU FILE ASAP! Your benefit year starts the week you file, not when you lost your job. I waited a week thinking I needed to 'process' what happened and it cost me a week of benefits.

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Oh wow, I'm glad I asked today then. Filing this afternoon!

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This is so important. I see people make this mistake all the time.

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ugh the washington esd website is so confusing!! i tried to start my application yesterday and got lost halfway through. why cant they make this stuff easier when people are already stressed about losing their jobs???

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I know it's frustrating! Try using a desktop computer if you were on mobile - the site works better that way. Also clear your browser cache before starting.

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ok ill try that thanks. just wish this wasnt so complicated when im already freaking out about money

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Make sure you file your weekly claims every week once your initial application is approved! This is crucial - you have to certify that you're still unemployed and looking for work. Miss a week and you won't get paid for that week.

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When do you file the weekly claims? Is there a specific day?

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You can file starting Sunday for the previous week. Most people do it Sunday morning. The deadline is Friday at 5pm but don't wait that long.

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Don't forget you need to be able and available for work. If you're planning any vacations or have medical issues that prevent you from working, that can affect your eligibility. I learned this the hard way.

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What does 'able and available' actually mean in practical terms?

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You have to be physically and mentally able to work, available during normal business hours, and actively seeking work. You can't be on vacation or have restrictions that prevent you from accepting suitable work.

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the website is kinda confusing but just follow the prompts. took me forever to figure out where to enter my last employer info but its all there

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Thanks for the heads up. Did you have any other issues with the site?

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Been there! Lost my job in manufacturing and was totally lost. The key things they ask for: reason you're unemployed, if you're able and available to work, if you looked for work that week. Answer honestly - they cross-check everything.

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What counts as 'able and available'? I'm dealing with some medical issues but can still work.

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As long as you can work and aren't turning down suitable job offers, you should be fine. If you have restrictions, mention them when you apply.

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Make sure you keep detailed records of everything - save confirmation numbers, print important documents, keep track of all your job search activities. Washington ESD's system isn't always reliable and you might need to prove things later.

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Good advice! I'll start a folder for all unemployment-related documents.

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YES! I wish someone had told me this. I lost weeks of benefits because I couldn't prove I had filed my weekly claims when their system glitched.

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The system might put your claim into adjudication if there's anything unclear about your separation from work. Don't panic if this happens - it just means they need to verify information with your former employer.

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How long does adjudication take?

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Can be anywhere from a few days to several weeks depending on how quickly your employer responds to their request for information.

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Pro tip: if you were laid off due to lack of work, make sure that's clearly stated in your application. If there's any confusion about whether you quit or were fired, it could delay your benefits.

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I was definitely laid off, not fired. Should I get something in writing from my employer?

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If you have a layoff notice or termination letter that shows lack of work, keep it handy. Washington ESD will contact your employer to verify anyway.

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After you file your initial claim, you'll need to file weekly claims every week to get paid. This is super important - you have to do this even if your claim is still pending. The weekly claims are what actually trigger your payments once everything is approved.

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How do I know when to file the weekly claims? Do they send reminders?

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You can file weekly claims starting the Sunday after you file your initial claim. They don't send reminders so you need to remember to do it every week.

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I set a phone reminder for Sunday mornings. Takes like 5 minutes once you get the hang of it.

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Don't forget about the job search requirements! You need to be actively looking for work and keep a log of your search activities. I think it's 3 job search activities per week but double-check that.

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What counts as a job search activity?

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Applying for jobs, attending job fairs, networking events, interviews, updating your resume with WorkSource - stuff like that. Keep detailed records.

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The monetary determination will show your Weekly Benefit Amount (WBA) based on your highest earning quarter. In Washington, you can receive up to 26 weeks of benefits. Make sure the wage information is correct when you get that letter.

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How do they calculate the benefit amount? Is it a percentage of my salary?

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It's based on your earnings in your base year (first 4 of the last 5 completed quarters). The formula is complex but generally around 60-70% of your average weekly wage, up to the maximum.

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The maximum weekly benefit amount in Washington is $999 for 2025, but most people get less than that.

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One thing nobody told me - if your claim goes into 'adjudication' don't panic. It just means they need to investigate something about your claim. Could be verifying why you lost your job or checking your work history. Takes a few extra weeks but most get approved eventually.

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How do you know if your claim is in adjudication?

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It'll show up in your online account under claim status. You might also get a letter asking for more information.

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been through this process twice now and the second time was much easier because i knew what to expect. the first application took me about 45 minutes to complete with all the employment history stuff

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That's not too bad. I was worried it would take hours.

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nope just have your info ready and its pretty straightforward. the weekly claims after that only take like 5 minutes

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ugh the whole system is such a nightmare. took them 6 weeks to process my claim and then they said i owed money back. good luck getting through to anyone who can actually help

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That sounds awful. Why did they say you owed money back?

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That's usually an overpayment issue. Did you report all your work correctly on your weekly claims?

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I'm going through this right now too and the waiting is killing me. Filed 3 weeks ago and still nothing. At least I found Claimyr to help me get through to someone at Washington ESD when I needed to ask about my claim status. Way better than spending all day redialing.

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Seems like that service is really helpful for getting through to Washington ESD. I'll keep it in mind if I need it.

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Ava Kim

I used them too when my claim got stuck. Totally worth it to actually talk to a human instead of getting hung up on 50 times.

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MAKE SURE YOU FILE IN THE RIGHT STATE! I know someone who worked in Washington but lived in Oregon and filed with the wrong state initially. Had to start over.

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I work and live in Washington so I should be good. Thanks for the heads up though!

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Just be patient with the process. It can take a few weeks for your claim to be fully processed, especially if they need to verify information with your employer. Don't panic if you don't hear anything right away.

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How will I know if there are any issues with my claim?

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You can check your claim status online through your ESD account. They'll also mail you any important notices.

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If you do run into issues and need to talk to someone at Washington ESD, seriously consider using Claimyr. I wasted so many hours trying to get through on my own. Their service saved me days of frustration.

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How much does that cost though?

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It's worth it when you actually need to reach someone. Way cheaper than missing work to sit on hold all day.

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remember to file your weekly claims every week even if your initial claim hasnt been approved yet! i missed this and lost 2 weeks of benefits that i couldnt get back

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When do I start filing weekly claims? Right after I submit the initial application?

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You start filing weekly claims the Sunday after you file your initial claim. You'll file for the previous week every Sunday.

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yeah exactly, and dont skip weeks thinking youll catch up later because you cant

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Quick question - do you have to be completely unemployed or can you file if your hours got cut way down? My hours went from 40 to like 15 per week.

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You can file for partial unemployment if your hours were significantly reduced! Washington ESD has provisions for people who are working reduced hours.

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Oh good! I wasn't sure if it was all or nothing. Thanks!

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Pro tip: keep records of EVERYTHING. Screenshots of your application, copies of documents you submit, notes about phone calls. The system isn't perfect and sometimes stuff gets lost.

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Good point. Should I print out the confirmation after I submit?

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Absolutely! Print or screenshot the confirmation page. Also keep track of your confirmation number.

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The Washington ESD customer service is hit or miss. Sometimes you get someone helpful, sometimes you're on hold for hours. That's where services like Claimyr can really help - they handle the waiting for you.

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Good to know there are options if I can't get through the normal way.

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Exactly, and you only use it if you actually need to talk to someone. Most of the time the online stuff works fine.

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Don't forget to set up direct deposit when you file! Getting a check in the mail takes forever and can get lost. Electronic payments are much faster and more reliable.

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Good point, I'll make sure to have my bank info ready.

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one thing that confused me was the difference between the day i was laid off and my last day of work. make sure you understand which date they're asking for because it affects when your benefits start

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I was laid off on Friday and that was my last day of work, so same date for me.

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perfect then you won't have that confusion. some people get severance or work a few days after being notified

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Washington ESD has a pretty good FAQ section on their website. I'd recommend reading through the common questions before filing just so you know what to expect.

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I'll check that out, thanks for the suggestion.

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If you have any issues with your claim after filing, don't wait to address them. The longer you wait, the more complicated it can get. I learned that the hard way when I had an overpayment issue.

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What caused the overpayment if you don't mind me asking?

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I didn't report some part-time work correctly on my weekly claims. Just be super careful about reporting any income accurately.

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the whole process stressed me out so much at first but its really not that bad once you get into the routine. file your weekly claims on the same day every week and it becomes automatic

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That's reassuring. I'm definitely overthinking this probably.

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Another vote for Claimyr here - used them twice when I couldn't get through to Washington ESD. First time was for a routine question about my claim status, second time was when my weekly claim got stuck. Both times they got me connected within a reasonable time frame.

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Seems like a lot of people have had good experiences with them. I'll keep that in mind if I run into problems.

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Just remember that unemployment benefits are taxable income. You can have taxes withheld from your benefits or pay them when you file your tax return. Don't forget about this part!

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Oh wow, I hadn't thought about taxes. Thanks for bringing that up.

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Yeah, you'll get a 1099-G form at the end of the year. Just plan ahead so you're not surprised at tax time.

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You got this! Filing for unemployment might seem overwhelming but thousands of people do it successfully every week. Take it one step at a time and don't hesitate to ask for help if you need it.

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Thanks everyone for all the helpful advice. I feel much more prepared to tackle this now!

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Make sure you understand the waiting week too. I think Washington still has a waiting week where you don't get paid for the first week even if you're eligible.

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What's a waiting week?

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Actually, Washington eliminated the waiting week a few years ago. You should get paid for your first eligible week now.

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Oh really? That's good news, I must be thinking of the old rules.

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One more tip - create your ESD account online instead of calling if possible. The website is available 24/7 and you can manage everything from there once your claim is filed.

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That makes sense. Is there anything I can't do online that I'd need to call for?

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Most things can be done online, but if you have complex issues or need to speak to someone about your specific situation, calling might be necessary.

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been through this process 3 times unfortunately... each time gets a little easier but that first time is definitely overwhelming. just take it step by step and don't be afraid to ask questions

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Thanks for the encouragement. It's reassuring to know it gets easier.

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Quick question - do you know if you were laid off or fired? That can affect your eligibility and it's important to be accurate on your application.

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I was laid off due to budget cuts, not fired for performance or anything like that.

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Perfect, that should make your claim pretty straightforward then.

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The most important thing is to be completely honest on your application. Any discrepancies can cause major delays or even disqualification.

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Absolutely, I plan to be totally upfront about everything.

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Once you get approved, payments usually come on a debit card they mail to you. You can also set up direct deposit if you prefer that.

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Good to know. How long does it typically take to get the debit card?

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Usually 7-10 business days after your first payment is processed.

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I remember feeling just as overwhelmed when I first filed. The good news is that thousands of people go through this process every week in Washington, so the system is designed to handle it. You've got this!

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Thank you so much for the encouragement. Everyone here has been so helpful!

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Don't forget to keep copies of everything you submit. Screenshots of your online application, any documents you upload, confirmation numbers, etc. You never know when you might need them.

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Great advice. I'll make sure to document everything as I go.

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If your claim gets flagged for any reason and goes into adjudication, don't panic. It's pretty common and just means they need to verify some information. It can add a few weeks to the process though.

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What would cause a claim to go into adjudication?

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Usually things like discrepancies in employment dates, reason for separation, or if your employer disputes something. Most of the time it gets resolved in your favor.

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Last piece of advice - if you need to reach Washington ESD and can't get through the regular lines, I had success with Claimyr too. It's a lifesaver when you actually need to talk to someone and can't waste days trying to get through.

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Several people have mentioned Claimyr now. I'll definitely keep that in mind if I run into issues.

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Yeah, it's becoming pretty well-known among people who've been through the unemployment process. Just a useful tool to have in your back pocket.

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The hardest part for me was gathering all the employment information going back 18 months. Some of my previous employers had changed names or closed down. Washington ESD was pretty understanding about this but it did delay my claim.

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What if I can't remember exact dates or addresses for old employers?

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Do your best with approximate dates and use any address you can find. You can always update the information later if needed.

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Check your old tax returns or W-2s if you have them - they'll have the employer information you need.

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Just a heads up that if you're laid off due to lack of work, make sure that's clearly documented. Some employers try to make it seem like you quit or were fired for cause to avoid paying into the unemployment system.

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My employer said it was a layoff due to budget cuts. Should I get that in writing somehow?

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If you can get it in writing, that's great, but Washington ESD will contact your employer directly to verify the reason for separation anyway.

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The whole process is honestly not as bad as people make it sound IF your claim is straightforward. Most people get approved without issues. It's just the ones with problems that you hear about online.

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That's reassuring! I'm hoping mine will be straightforward since it was a clear layoff.

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Same here. I was dreading it but filed last month and got approved in 2 weeks with no issues.

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Mine took 3 weeks but that was during busy season. Pretty smooth overall.

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Don't forget about the taxes! Unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your return. I learned this lesson the hard way at tax time.

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Good point! I definitely want to have taxes withheld rather than owe a big chunk next year.

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You can change your tax withholding election anytime through your online account. I started with no withholding then changed my mind.

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One more thing - if you do any work while collecting unemployment, you MUST report it on your weekly claim even if it's just a few hours. Washington ESD takes unreported work very seriously and it can result in overpayment issues.

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What if I do some freelance work occasionally? How does that affect benefits?

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Report all work and earnings. They'll reduce your weekly benefit based on how much you earned, but you might still get partial benefits.

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The reporting requirement includes ANY work - even helping a friend with their business for cash. Better to over-report than under-report.

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Drake

OP, you've got this! The first time is always scary but thousands of people file for unemployment every week in Washington. Follow the advice here and you should be fine. Good luck!

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Thank you everyone for all the helpful advice! I feel much more confident about starting the process now.

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Come back and update us on how it goes! Always good to hear success stories.

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If you run into issues during the application process or need to speak with someone at Washington ESD about your specific situation, definitely check out that Claimyr service I mentioned earlier. I used it twice - once when my application got stuck and another time when I had questions about reporting part-time work. Way better than spending all day trying to get through their phone lines.

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I might need this - been trying to call Washington ESD for three days about my adjudication status and can't get through.

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Yeah that's exactly the situation where it helps. They handle all the waiting and calling back until they reach an agent.

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Don't let the process intimidate you. I was terrified when I first filed but it's really not that bad once you get started. The hardest part is gathering all your employment info. Take your time and double-check everything before submitting.

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Thank you for the encouragement! I'm going to start gathering my documents tonight and file tomorrow.

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You've got this! Feel free to ask if you run into any specific questions during the process.

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make sure you answer the questions about why you lost your job accurately!! if you say you quit but you were actually fired (or vice versa) it can delay your claim or get you denied. washington esd checks with your employer

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What if it's complicated? Like I was told I could resign or be terminated?

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i'd probably put terminated in that case since you didnt really have a choice. but maybe call them to ask about your specific situation

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The waiting period is killer. Filed 3 weeks ago and still waiting for my determination letter. Trying to stay patient but bills don't wait!

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Hang in there! The determination usually comes within 2-4 weeks. If it's taking longer, there might be an issue with your claim that needs investigation.

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How would I know if there's an issue? My online account doesn't show any problems.

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Word of advice - if you worked in multiple states recently, make sure you file in the right state. I almost filed in the wrong state because I just moved to Washington but worked in Oregon before that.

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How do you know which state to file in?

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Generally where you worked most recently, but it can depend on where you earned the most wages. Washington ESD website has info about interstate claims.

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I wish someone had told me about the waiting week when I first filed. In Washington you don't get paid for your first week of unemployment - it's like a penalty week. So even if you're approved right away, your first payment covers week 2.

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Wait what? So even if I file immediately I lose a week of benefits?

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Yeah it's called the waiting week. Everyone has to serve it. Super annoying but that's how the system works.

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Another vote for that Claimyr thing - my sister used it when her claim got stuck in some kind of review process. She said it was worth it just to talk to an actual person instead of getting the runaround online.

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Seems like a lot of people have had good experiences with it. I'll keep it in mind if I run into problems.

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Yeah definitely keep it as a backup option. Hopefully you won't need it but it's nice to know it exists.

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One more thing - if you've been self-employed or worked as a contractor recently, mention that in your application. The rules are different for gig work and contractor payments.

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I did some DoorDash between jobs. Should I include that?

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Yes, include all work activity. They need the complete picture of your recent work history.

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Good luck with your application! The first time is always nerve-wracking but you'll get through it. Washington ESD processes thousands of these every week so they're used to helping people figure it out.

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Thanks everyone for all the helpful advice! I feel much more confident about starting the process now.

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You're welcome! Come back and let us know how it goes. Happy to help with any other questions that come up.

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