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Gabriel Ruiz

How can you get unemployment benefits in Washington state - complete guide needed

I just lost my job last week and I'm completely lost on how to actually apply for unemployment benefits in Washington. I've never had to do this before and I'm honestly pretty overwhelmed by all the information online. Can someone walk me through the basic steps of how you actually get unemployment here? I know there's the Washington ESD website but I don't even know where to start or what documents I need. Any help would be really appreciated.

First thing you need to do is file your initial claim online at esd.wa.gov. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, and dates of employment. Make sure you have your most recent pay stub too.

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Thank you! Do I need to wait a certain amount of time after losing my job to apply?

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No, you should apply as soon as possible. There's a one-week waiting period before you can receive benefits, but your claim date starts when you file, not when you lost your job.

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The process is pretty straightforward once you get started. After you file your initial claim, you'll need to file weekly claims every week to continue receiving benefits. You also have to register with WorkSource Washington and do job search activities. Keep detailed records of all your job search efforts because Washington ESD can audit your job search log.

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What counts as job search activities? I'm not sure what they're looking for exactly.

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Job applications, networking events, career fairs, informational interviews, skills training - basically any activity that helps you find work. You need to do at least 3 job search activities per week.

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I went through this whole process last year and honestly the hardest part was getting through to someone at Washington ESD when I had questions. The phone lines are always busy and you'll spend hours trying to get connected. I actually found this service called Claimyr that helped me get through to an agent - you can check it out at claimyr.com. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legit? I'm always skeptical of services that charge money to help with government stuff.

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I was skeptical too but it actually worked. They don't ask for any personal info and just help you get connected when the lines are busy. Way better than sitting on hold for 3 hours.

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make sure you have all your w2s and tax documents ready too. sometimes they ask for additional verification

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Good point, I'll gather all my tax paperwork just in case.

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One important thing - you need to be able and available for work. That means you can't be on vacation, sick, or otherwise unavailable when you're claiming benefits. If something comes up that affects your availability, you need to report it on your weekly claim.

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What if I have a doctor's appointment or something like that?

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Short appointments are usually fine, but if you're unavailable for work for a full day, you might need to report that on your weekly claim.

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Yeah I made the mistake of not reporting when I was sick for a few days and it caused issues with my claim later.

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THE WHOLE SYSTEM IS A NIGHTMARE! I've been trying to get my claim processed for weeks and they keep asking for more documentation. Every time I call they tell me something different. It's like they don't want to help people.

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I understand the frustration, but hang in there. The system is overwhelmed but most claims do get processed eventually.

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Eventually isn't good enough when you have bills to pay NOW

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You'll also need to know your base year earnings. Washington ESD uses your earnings from the first four of the last five completed calendar quarters to determine your benefit amount. So if you're filing in 2025, they'll look at your 2024 Q1-Q4 earnings.

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How do I find out what my base year earnings are?

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Your employer should have that information, or you can check your Social Security statement. Washington ESD will also calculate it when you file your claim.

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Don't forget about the work search requirements! You need to make at least 3 job contacts per week and keep records. I use a spreadsheet to track everything - employer name, date, position applied for, method of contact.

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Do online applications count as job contacts?

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Yes, online applications definitely count. Just make sure you keep detailed records with dates and company names.

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i went through this same thing 6 months ago. the website is confusing at first but once you get used to it its not too bad. just take your time filling everything out

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Thanks for the encouragement! I'm going to try to file today.

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One thing I wish someone had told me - if your claim goes into adjudication (which means they're reviewing something), it can take weeks to get resolved. Don't panic if this happens, but be prepared to wait.

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What causes a claim to go into adjudication?

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Usually it's when there's a question about why you left your job or if you're eligible for benefits. Sometimes it's just a routine review.

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Mine went into adjudication because my employer contested my claim. Took 5 weeks but I eventually got approved.

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Also worth mentioning - if you worked in multiple states, you might need to file in the state where you worked most recently, not necessarily where you live now. Washington has agreements with other states so it can get complicated.

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I've only worked in Washington so I think I'm good on that front.

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The weekly claims are super important - you have to file them every week even if you haven't received your first payment yet. If you miss filing a weekly claim, you might lose benefits for that week.

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When do you file the weekly claims? Is there a specific day?

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You can file them Sunday through Saturday for the previous week. I always do mine on Sunday morning so I don't forget.

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If you run into problems getting through to Washington ESD by phone, that Claimyr service mentioned earlier actually works really well. I used it when my claim got stuck and needed to talk to someone urgently. Much better than trying to call on your own.

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How much does it cost though?

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It's worth checking out their website for current pricing. For me, it was worth it to avoid spending entire days trying to get through on the phone.

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Something else to keep in mind - your benefit amount is based on your highest earning quarter in your base year. In Washington, the maximum weekly benefit is around $1,000 but most people get less than that.

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Is there a minimum amount you have to have earned to qualify?

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Yes, you need to have earned at least $3,800 in your base year and meet some other requirements. The Washington ESD website has a calculator to estimate your benefits.

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Pro tip: create your SecureAccess Washington (SAW) account before you start the unemployment application. It's the login system for all Washington state services and you'll need it to access your unemployment account.

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Good to know! I'll set that up first.

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The whole thing is a pain but you'll get through it. Just be patient and keep good records of everything. If you get denied for any reason, you can appeal the decision within 30 days.

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Thanks everyone for all the help! I feel much more prepared now.

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Good luck! The first application is always the hardest part.

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I had to use Claimyr twice when my claim got messed up and I couldn't get through to fix it. Saved me probably 10+ hours of calling. Their demo video really shows how much easier it makes the whole process of reaching someone at Washington ESD.

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I'll definitely keep that in mind if I run into any issues. Thanks!

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Remember that unemployment benefits are taxable income, so you might want to have taxes withheld from your payments to avoid a big tax bill next year.

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Oh wow, I didn't know that. How do you set up tax withholding?

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You can choose to have taxes withheld when you file your weekly claims. It's usually 10% federal tax withholding.

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Last thing - if you do any part-time work while collecting unemployment, make sure you report it on your weekly claim. You can usually still get some benefits as long as you report the income correctly.

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That's really helpful to know. I might try to pick up some freelance work while I'm looking for a full-time job.

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Just be honest about all income and hours worked. Washington ESD has formulas to calculate how part-time work affects your benefits.

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