ESD payment shows 'paid' status but nothing in my bank account yet - typical deposit timeline?
Just checked my ESD account and my claim finally got approved today after 5 weeks in adjudication! The status shows 'paid' but nothing has hit my bank account yet. This is my first time on unemployment and I'm getting anxious about bills. For those who've been through this before - how long does it typically take for the money to actually show up in your account once ESD marks it as paid? I set up direct deposit during my initial application. Should I be worried if it doesn't arrive by tomorrow? Thanks in advance!
13 comments
Isabella Russo
Congrats on getting approved! For direct deposit, it typically takes 24-48 business hours for the funds to hit your account after ESD shows 'paid' status. So if it shows paid today, you should see it in your account by the day after tomorrow at the latest. Banks process deposits differently - some make funds available immediately while others might hold it until the next business day. Just make sure your bank account info is correct in your ESD profile. If you don't see anything after 3 business days, then you should contact ESD.
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ApolloJackson
•Thank you! That's a relief to hear. My bills are due on Friday so sounds like it should arrive just in time. I double-checked my account info and everything looks correct.
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Rajiv Kumar
it hits my account next day usually. sometimes same day if ESD processes it early enough! but ya dont panic if takes 2-3 days, depends on ur bank too
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Aria Washington
•Same! Mine usually comes in 24 hours but I bank with BECU. My friend uses Wells Fargo and it always takes her 2-3 days longer than me. So frustrating how different banks handle it!
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Liam O'Reilly
Don't count on it coming when they say!!! My status said PAID for a whole WEEK and nothing came through. I called and called and couldn't get anyone. Said the wait time was 5+ hours. When I finally got through, they said there was a "payment hold" for "identity verification" that wasn't showing on my account!!! Had to send in ANOTHER copy of my ID and wait ANOTHER week. The whole system is designed to make you give up!!!
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Chloe Delgado
•While payment holds do happen occasionally, what you experienced isn't typical. Most direct deposits process within 1-3 business days after showing 'paid' status. If anyone encounters unusual delays, I recommend using the secure message feature in your eServices account first. For urgent matters where you need to speak with an agent directly, there are services like Claimyr (claimyr.com) that can help you get through the phone system more quickly. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3
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Ava Harris
Just wanted to mention - make sure you check that your bank account number is entered correctly in your ESD profile. I made a typo in mine (put one digit wrong) and spent three weeks wondering where my money was! The system showed "paid" but the money was in limbo. Had to get ESD to cancel the original payment and reissue it once I fixed my banking info. Definitely double-check those details!
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Jacob Lee
my payments always come the next day after it says paid but occasionally theyve taken 2 days. one time a payment got stuck for some reason and i had to call them. make sure u keep filing ur weekly claims on time even if this payment is still processing!
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ApolloJackson
•Thanks for the reminder about continuing weekly claims! With all the stress about this payment I almost forgot my next weekly claim is due Sunday.
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Isabella Russo
Just a quick follow-up question - is this your first payment? If so, it might include several weeks of back payments if you've been filing weekly claims while waiting for approval. The first payment often takes slightly longer to process through the banking system due to the larger amount. Also, if you're expecting a substantial sum, be aware that some banks place holds on unusually large deposits until they clear.
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ApolloJackson
•Yes, this is my first payment! It should include 5 weeks of benefits since I've been filing weekly while in adjudication. That's really helpful to know about potential holds on larger deposits - I'll check with my bank about their policy. Thank you!
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Rajiv Kumar
did the $$ come through yet? curious how long it took for u
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ApolloJackson
•Yes! The payment hit my account this morning - so it took about 36 hours from when the status changed to 'paid'. Thanks everyone for the help and reassurance!
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