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Samantha Howard

Can you get unemployment if you quit to take care of a family member - Washington ESD rules?

My mom was diagnosed with dementia last month and I had to quit my job at the warehouse to become her full-time caregiver. My siblings all live out of state and can't help. I've been working for 8 years straight and never collected unemployment before. Does Washington ESD allow UI benefits if you quit for family caregiving reasons? I'm really struggling financially and don't know what options I have.

Yes, Washington does recognize 'good cause' for quitting when it involves caring for an immediate family member with a serious health condition. You'll need medical documentation proving your mom's condition requires full-time care and that no other reasonable arrangements were available.

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Thank you! What kind of medical documentation do I need exactly? Just a doctor's note or something more detailed?

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You'll want a detailed letter from her doctor stating the diagnosis, that she requires continuous care, and the expected duration. Also keep any records showing you explored other care options first.

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I went through this exact situation 2 years ago with my dad. Washington ESD approved my claim but it took forever to get through adjudication. Make sure you file immediately and have all your paperwork ready.

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How long did adjudication take for you? I'm worried about the delay since bills are piling up.

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Mine took about 6 weeks because they had to verify everything. I used a service called Claimyr to get through to an actual agent at Washington ESD - saved me hours of calling. Check out claimyr.com, they have a video demo at https://youtu.be/7DieNd3C7zQ

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The key is proving it meets Washington's 'good cause' standard under RCW 50.20.050. Family caregiving qualifies if: 1) It's an immediate family member, 2) They have a serious health condition, 3) Your presence is necessary, and 4) No other reasonable care arrangements exist.

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My mom definitely qualifies under those criteria. Should I mention that I looked into adult day care but couldn't afford it?

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Absolutely! Document every care option you researched - cost, availability, suitability for her condition. That shows you exhausted alternatives before quitting.

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Wait does this mean I could have gotten benefits when I quit to care for my husband last year?? Nobody told me this was possible!

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be careful because they're gonna grill you hard on this. had a friend who got denied because she didn't have enough 'proof' that other family couldn't help. make sure you document EVERYTHING

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That's scary. What kind of proof did they want about other family members not being able to help?

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they wanted like written statements from her siblings explaining why they couldn't relocate or provide care, financial records showing they couldn't afford to help, stuff like that. was pretty invasive tbh

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Just a heads up - even if you qualify, you'll still need to meet the work search requirements unless Washington ESD grants you a waiver. Might be worth asking about that during your initial interview since caregiving is a full-time commitment.

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Oh wow I didn't think about that. How do I request a work search waiver? I definitely can't leave my mom alone to go to job interviews.

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You can request it when you file your claim or during adjudication. Explain that your caregiving duties prevent you from actively seeking work. They sometimes grant temporary waivers for situations like yours.

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The waiver isn't guaranteed though. Some people have to do modified work searches like online applications only. It varies by case.

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This is exactly why our unemployment system is broken! People shouldn't have to choose between caring for family and having income. The whole 'good cause' thing is just bureaucratic nonsense designed to deny benefits.

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I mean I get that they need to prevent abuse but yeah it's frustrating when you're in a legitimate situation

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At least Washington recognizes family caregiving as good cause. Some states don't even have that option.

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quick question - does this apply to caring for grandparents too? or just parents/spouse/kids?

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Washington defines immediate family as spouse, children, parents, and sometimes grandparents if you're their primary caregiver. Grandparents can qualify but you need stronger documentation.

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good to know thanks!

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One more thing - make sure you understand the difference between voluntary quit and discharge when you file. If your employer was understanding about your situation, don't let them classify it as job abandonment or no-show termination.

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My supervisor was pretty understanding when I explained the situation. I gave two weeks notice and everything was documented in writing.

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Perfect! Keep copies of all that communication. Washington ESD will contact your employer to verify the reason for separation, so having documentation helps your case.

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I'm going through something similar but with my spouse who has cancer. The treatment schedule is so unpredictable that I can't maintain regular work hours. Did anyone else deal with ongoing medical situations vs one-time care needs?

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Cancer treatment definitely qualifies! The key is showing it requires your continuous presence. Keep appointment schedules, treatment plans, and doctor recommendations about needed support.

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That sounds so stressful. At least with dementia the progression is more predictable. Cancer treatment schedules sound like a nightmare to plan around.

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Yeah it's been rough. Some weeks are fine then suddenly we're at the hospital for days. Definitely couldn't hold down a regular job through this.

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So I looked into this after my earlier comment and apparently I missed the deadline to file for my situation last year. There's only a certain window after you quit to apply for benefits. Don't wait too long OP!

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Correct - you generally need to file within a reasonable time after becoming unemployed. The longer you wait, the harder it is to establish your claim and prove the circumstances.

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I quit about 3 weeks ago so hopefully that's not too late. I'll file this weekend for sure.

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Has anyone dealt with Washington ESD asking for updates during the claim? Like if your family member's condition changes or they pass away? I'm wondering what happens to the benefits then.

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They can ask for periodic updates especially for ongoing situations. If the care need ends, you're expected to return to active job search immediately. There's usually a grace period to find work.

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That makes sense. I imagine if someone recovers you can't just keep collecting indefinitely.

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reading all this makes me realize how complicated unemployment is! never thought about all these different scenarios

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It shouldn't be this complicated! People are dealing with family crises and have to navigate all this bureaucracy just to get basic support.

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The complexity exists to prevent fraud, but I agree it can be overwhelming when you're already stressed about family health issues.

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UPDATE: I filed my claim online this morning and it's showing pending adjudication. The process was actually pretty straightforward - there was a specific section asking about reason for leaving last job with family caregiving as an option. Thanks everyone for the advice!

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Great! Now the waiting game begins. If you need to check on status or provide additional info, definitely consider that Claimyr service I mentioned. Way easier than trying to get through on the phone.

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Excellent! Keep checking your eServices account for any requests for additional documentation. Respond quickly to anything they ask for.

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good luck! hope it goes smoother for you than it did for my friend

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For anyone else reading this thread later - family caregiving quit claims have become more common post-COVID as people reassessed work-life balance. Washington ESD has gotten better at processing these, but documentation is still key to approval.

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That's interesting about the post-COVID trend. I wonder if other states have updated their policies too.

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Some have, but Washington was already more progressive than most on family caregiving as good cause. The federal Family and Medical Leave Act helped establish precedent.

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One thing nobody mentioned - you might also qualify for other programs like DSHS caregiver support or respite care services. Sometimes there's financial assistance available beyond just unemployment benefits.

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Oh that's a good point! I hadn't thought about other programs. Do you know where I'd find information about those?

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Start with Washington State DSHS website or call 2-1-1. They can connect you with local Area Agencies on Aging who know about caregiver support programs in your county.

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just wanted to say hang in there OP. taking care of a parent with dementia is incredibly hard and you're doing the right thing. the financial stress on top of caregiving stress is awful but there are resources out there

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Thank you, that really means a lot. Some days I wonder if I made the right choice but I know I couldn't live with myself if something happened and I wasn't there.

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you absolutely made the right choice. family comes first and there are safety nets in place for situations exactly like yours

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Final thought - if anyone runs into issues with their family caregiving claim getting stuck in adjudication, that Claimyr service really does work for getting actual human contact with Washington ESD. I was skeptical at first but it beat spending hours on hold or getting disconnected.

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How much does something like that cost? Is it worth it if you're already financially stressed?

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They don't publish pricing on the site but for me it was worth it to get my claim moving. Time is money when you're not working and bills are piling up.

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This thread has been super helpful! Bookmarking in case I ever need this info. Hope everything works out for OP and your mom.

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Thanks! I'll try to update the thread once I hear back from Washington ESD about my claim status.

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PSA for anyone dealing with dementia caregiving - check out your local Alzheimer's Association chapter too. They have support groups and sometimes emergency financial assistance programs for caregivers who had to leave work.

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That's a great resource suggestion! I didn't know they had financial assistance programs.

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Not all chapters do but it's worth asking. They also have great info about navigating Medicare and other benefits your mom might qualify for.

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man this whole thread is making me grateful I haven't had to deal with this stuff yet but also worried about what happens when my parents get older. scary to think about

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It's good to think about it now honestly. Having conversations with family about preferences and getting legal stuff like power of attorney sorted before there's a crisis makes things so much easier.

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This is such valuable information! I'm actually in a similar situation - my father-in-law has been declining rapidly and we're starting to think about care options. It's reassuring to know that Washington recognizes family caregiving as good cause for unemployment benefits. I had no idea this was even a possibility. Thanks for sharing your story and best of luck with your claim, Samantha. Your mom is lucky to have someone who cares so much about her wellbeing.

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Thank you Leslie! It really helps to know others understand this situation. The decline can happen so fast with these conditions - one day they're mostly independent and then suddenly they need constant supervision. I hope you don't have to make the same choice I did, but if you do, this thread has shown there are options and support available. Wishing you and your father-in-law the best during this difficult time.

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