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CosmicCadet

Can I get Washington ESD unemployment if I quit my job to take care of my mother?

My mom was diagnosed with dementia 6 months ago and her condition has been getting worse. I had to quit my job at the bank because she needs 24/7 care and I couldn't afford a nursing home. I heard from someone that you might be able to get unemployment in Washington if you quit for family caregiving reasons but I'm not sure if that's true. Has anyone successfully gotten UI benefits after quitting to care for a family member? I'm really stressed about money right now and need to know if it's worth applying.

Yes, Washington state does allow unemployment benefits in certain family caregiving situations! You need to prove that quitting was your only reasonable option due to compelling family circumstances. The key is documenting everything - medical records, doctor statements about your mom's condition, proof you explored other care options first.

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Thank you! What kind of documentation did you need? I have her diagnosis paperwork and some notes from her doctor about needing supervision.

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Get a letter from her doctor specifically stating she requires full-time care and that professional care wasn't feasible. Also document any attempts you made to arrange alternative care or modify your work schedule first.

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I went through this exact situation last year with my dad. Washington ESD approved my claim but it took about 6 weeks because they had to do a full adjudication review. Make sure when you file that you clearly explain in the separation reason that it was for compelling family circumstances, not just 'personal reasons'.

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6 weeks is a long time but at least it got approved! Did you have to do a phone interview during the adjudication?

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Yes, they called me and my former employer. Just be honest about the timeline and why you had no other choice. Having medical documentation really helped my case.

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The problem is actually getting through to Washington ESD to explain your situation properly. I tried calling for weeks about my own compelling circumstances case and could never reach anyone. Finally used this service called Claimyr (claimyr.com) that actually got me connected to an agent who could review my documentation. There's a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made such a difference in getting my claim processed correctly.

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I've been dreading trying to call Washington ESD because I know how hard it is to get through. How much does that service cost?

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They focus on the value of actually reaching someone rather than the cost. When you're dealing with potential benefits worth thousands, it's worth checking out their site for the details.

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Never heard of this but might be worth trying. The regular Washington ESD phone system is absolutely useless.

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wait i thought you couldnt get unemployment if you quit??? this is confusing

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Generally that's true, but Washington has exceptions for compelling family circumstances, domestic violence situations, and a few other specific reasons. It's not widely known.

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oh wow i had no idea. wish i knew this when i had to quit to take care of my sick kid last year

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Be prepared for your employer to contest it. Mine tried to claim I never told them about my family situation even though I had emails proving I did. Washington ESD sided with me but it added another month to the process. Save EVERYTHING - emails, texts, any communication about your mom's condition.

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That's a good point. I did send my supervisor an email explaining the situation before I put in my notice. I'll make sure to keep that.

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Perfect! That email could be crucial evidence. Also keep any responses they sent about your request for accommodation or leave options.

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The Washington ESD website has a whole section about 'good cause' reasons for quitting but it's buried pretty deep. Look under the voluntary quit section - compelling family circumstances is listed there with specific examples including caring for ill family members.

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I'll look for that section. The Washington ESD website is so confusing to navigate.

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Tell me about it! Try searching for 'compelling family circumstances' directly in their site search. Should bring up the relevant pages.

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Just file the claim and let them decide. Worst case they deny it and you appeal. At least you'll get it started. The adjudication process for quit cases takes forever anyway so might as well get in line.

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You're right, I should just start the process. I'm probably overthinking it because I'm stressed about money.

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Exactly. And if they need more documentation you can provide it during adjudication. Don't let perfect be the enemy of good.

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I'm dealing with something similar but my employer offered FMLA first. Did your bank offer any family leave options before you quit? Washington ESD might ask about that during adjudication.

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They offered unpaid FMLA but that was only 12 weeks and wouldn't cover ongoing care. Plus I couldn't afford to go without pay that long anyway.

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That's exactly the kind of detail you need to explain to Washington ESD - that you explored options but they weren't feasible for your situation.

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Right, showing you considered alternatives but they weren't adequate strengthens your compelling circumstances case.

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My heart goes out to you. Taking care of a parent with dementia is incredibly difficult. I had to do the same thing and Washington ESD did approve my benefits eventually. The key phrase they look for is 'no reasonable alternative' - document why other options wouldn't work.

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Thank you for the encouragement. Some days I wonder if I made the right choice but she's my mom, you know?

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You absolutely made the right choice. Family comes first. The financial stress is temporary but you'll never regret being there for her when she needed you most.

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Washington ESD approved mine for caring for my husband after his stroke but they required a ton of medical documentation. Get letters from doctors, care coordinators, anyone involved in your mom's care plan. The more official documentation the better.

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How long did your adjudication take? I'm worried about how long I can go without income.

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About 8 weeks total but I filed during a busy period. Could be faster now. Apply for other assistance programs while you wait - food stamps, utility help, anything that can bridge the gap.

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Update on the Claimyr thing - I used them again last week to check on an issue with my weekly claim filing and got through immediately to someone who could actually help. Way better than sitting on hold for hours or getting disconnected.

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Is this like a paid service to help you call Washington ESD? Never heard of anything like that before.

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Yeah, they handle the calling process so you don't have to deal with busy signals and hold times. Check out their site - claimyr.com has all the details about how it works.

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Make sure you file your weekly claims even while your initial claim is being adjudicated! I made the mistake of waiting until my claim was approved and lost out on benefits for those weeks. You can't go back and claim them later.

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Good to know! So I should keep filing weekly even if I'm not getting paid yet?

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YES! File every week without fail. Once your claim is approved they'll pay you for all the weeks you filed for, but only if you actually filed.

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This is crucial advice. The weekly claims establish your continued eligibility for each week. Miss filing and you lose that week forever.

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The whole system is set up to discourage people from applying. Half the people who qualify probably don't even know they can get benefits for family caregiving situations. Good for you for advocating for yourself.

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I almost didn't even look into it because I assumed quitting meant no benefits. Glad I'm asking questions now.

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That's exactly their strategy - keep the rules complicated so people don't apply. Don't let them discourage you from getting what you're entitled to.

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Document everything about your mom's care needs and your daily routine. I kept a care log for my dad showing how much supervision he needed - Washington ESD found that really helpful during my adjudication interview.

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That's a great idea. I should start tracking her good days vs bad days and what kind of help she needs each day.

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Exactly! Show the pattern of increasing care needs and how it made working impossible. Photos, notes, anything that demonstrates the reality of her condition.

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Be honest about your work search efforts too. Even though you quit for compelling family circumstances, they still expect you to be able and available for work now. You might need to explain how you've arranged care or what your availability looks like.

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Wait, so I need to be looking for work while I'm taking care of my mom? How does that work?

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You need to be available for suitable work. Maybe that's remote work, part-time, or work during hours when someone else can watch her. Just be realistic about what you can actually do.

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The key is showing you're genuinely seeking work within your constraints. Washington ESD understands caregiving responsibilities but you still need to demonstrate availability.

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I'm going through the same thing with my elderly father. It's so hard both emotionally and financially. Have you looked into any caregiver support programs while you're waiting for your Washington ESD decision?

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I haven't really looked into other programs yet. Any suggestions for where to start?

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Check with your county's aging services department. They often have respite care programs, caregiver support groups, and sometimes financial assistance for family caregivers.

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The Washington ESD adjudicators are actually pretty reasonable about family caregiving cases if you present your situation clearly. Don't let the process intimidate you - they deal with these situations regularly and understand the difficulties.

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That's reassuring to hear. I've been worried they'll just automatically deny it because I quit.

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They have to follow the law, and the law allows benefits for compelling family circumstances. Just make sure your documentation tells a clear story about why you had no choice.

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Whatever you do, don't wait too long to file. There might be time limits on when you can apply after leaving your job. I think it's something like filing within a certain period, but check Washington ESD's website for the exact requirements.

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I quit about 3 weeks ago, so hopefully I'm still within any deadline. I'll file this week for sure.

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You should be fine with 3 weeks, but yeah don't delay any longer. The sooner you file, the sooner the adjudication process can start.

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Just want to add that having to choose between work and caring for family shouldn't put you in financial crisis. You did the right thing and Washington state recognizes that with these protections. Fight for what you're entitled to.

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Thank you everyone for all the advice and encouragement. I'm going to file my claim tomorrow and start gathering all my documentation.

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Good luck! Keep us posted on how it goes. Your experience might help the next person in the same situation.

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Absolutely file tomorrow. You've got a solid case based on what you've shared. The documentation will make all the difference in your adjudication.

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One more thing - if Washington ESD denies your initial claim, don't give up! You have the right to appeal and many compelling circumstances cases get approved on appeal even if they're denied initially. The appeals process gives you more opportunity to present your full situation.

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Good to know there's a backup plan if the first decision doesn't go my way. How long do you have to file an appeal?

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I think it's 30 days from the determination notice, but double-check that. The appeal process is more thorough and you can submit additional evidence you might not have had for the initial claim.

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