Can I qualify for EDD unemployment while caring for my elderly father? IHSS isn't enough
I've been taking care of my elderly father full-time for the past 8 months and recently finished receiving State Disability Insurance/Paid Family Leave benefits (the 8-week maximum). I'm in a tough situation because I can't look for work due to my caregiving responsibilities. My teenage son also needs supervision when he's not in school. I do receive IHSS (In-Home Supportive Services) payments, but that money goes entirely to paying the night caregiver who helps with my dad from 10pm-6am. During the day, I'm the only one here handling everything from medications to doctor appointments to basic care. My savings are almost gone and I'm getting desperate. Has anyone successfully gotten unemployment benefits while being a caregiver? I can't just abandon my dad to take a job, but I also can't survive financially like this much longer. Any advice?
27 comments


Libby Hassan
Unfortunately, one of the core requirements for receiving unemployment benefits in California is that you must be able and available for work. This means you need to be actively seeking employment and ready to accept suitable work when offered. Based on your description, it sounds like you wouldn't be able to meet this requirement due to your full-time caregiving responsibilities. Have you looked into other assistance programs? You might qualify for CalFresh (food stamps) or other forms of assistance. There are also respite care programs through California Caregiver Resource Centers that might give you some time to work part-time.
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Levi Parker
•Thank you for explaining. I was afraid that might be the case but was hoping there was some exception for caregivers. I'll definitely look into CalFresh - I hadn't even thought of that. Do you know if receiving IHSS (even though it goes to the night caregiver) would make me ineligible for other assistance programs?
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Hunter Hampton
im pretty sure u CANT get EDD if ur not looking 4 work. thats like the whole point of it. my cousin tried something similar when she was taking care of her mom with alzheimers and got denied.
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Sofia Peña
This is SO FRUSTRATING!! The system punishes people who take care of family members. I went through something similar with my mother last year - couldn't find work because I had to care for her, but couldn't get benefits because I "wasn't available for work." It's a cruel catch-22 and shows how the ENTIRE SYSTEM is broken! I ended up having to put my mom in a facility that drained her life savings because I couldn't afford to care for her at home. The EDD doesn't care about families!!
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Levi Parker
•I'm so sorry you went through that. It really does feel like being punished for doing the right thing. Did you ever find any programs that actually helped? I'm trying to avoid having to place my dad in a facility if at all possible.
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Sofia Peña
•Honestly, not much helped. We did get some assistance through our local Area Agency on Aging, and there was a church group that provided some free respite care once a week. But the big government programs all have these ridiculous gaps that families fall through. I'd definitely check with senior centers in your area though - sometimes they know about smaller programs that aren't widely advertised.
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Aaron Boston
My sister was in a similar situation!! She ended up finding a work-from-home data entry job that let her make some money while still being there for our mom. It wasn't much but it helped supplement the IHSS. Maybe look into remote jobs that have flexible hours?
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Sophia Carter
I work at a non-profit that assists caregivers, and I want to clarify some important points: 1. You're correct that regular unemployment benefits require being available for work, which doesn't sound compatible with your situation. 2. IHSS payments that go to another caregiver shouldn't count as your income for most assistance programs, but you'll need to clearly document this. 3. Have you explored increasing your IHSS hours? If your father's condition has worsened, you might qualify for more hours, allowing you to be paid for more of your caregiving work. 4. California has a program called the Caregiver Resource Centers (CRCs) that offer support, including possible financial assistance: https://www.caregivercalifornia.org/ 5. Contact your local Area Agency on Aging for additional resources: https://www.aging.ca.gov/Find_Services_in_My_County/ Don't give up - there are resources available, just not through traditional unemployment.
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Levi Parker
•Thank you so much for this information! I didn't know about the Caregiver Resource Centers - I'll contact them right away. And yes, I should definitely try to get my dad's IHSS hours reassessed. His condition has gotten worse over the past few months, so we might qualify for more hours. I really appreciate the links and specific suggestions.
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Chloe Zhang
When I was desperate to talk to EDD about a different issue last year, I used a service called Claimyr (claimyr.com) to get through to an actual person. They have a system that calls EDD for you and connects you when they get through. Saved me HOURS of frustration. You can see how it works here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Might be worth talking directly to EDD about your situation instead of just assuming you don't qualify. Sometimes there are special circumstances or other programs they can tell you about that you won't find online.
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Hunter Hampton
•does that actually work?? ive spent like 2 days trying to get thru to edd and keep getting the "too many callers" message
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Levi Parker
•Thank you for the suggestion. I might try this service because you're right - talking to an actual person at EDD might reveal options I don't know about. And at this point, I need to explore every possibility.
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Aaron Boston
My aunt got something called PFL (paid family leave) when she was taking care of my grandma last year. Have you looked into that?
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Libby Hassan
•The original poster mentioned they already received and exhausted their Paid Family Leave benefits (the 8-week maximum). PFL in California only provides benefits for a limited time, unfortunately.
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Brandon Parker
have you talked to your dads doctor? sometimes they can refer you to social services that have special programs. my moms doctor connected us with a case manager who found us a bunch of resources when we were in a similar spot. worth asking!!
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Levi Parker
•That's a great idea. My dad has an appointment next week with his primary care doctor. I'll definitely ask about a social services referral or case manager. Thank you for the suggestion!
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Sophia Carter
Just to follow up on some of the suggestions here, I'd recommend you take these specific actions: 1. Contact your local Caregiver Resource Center immediately 2. Schedule an IHSS reassessment to potentially increase hours 3. Apply for CalFresh benefits 4. Talk to your father's doctor about a social services referral 5. Consider using Claimyr to speak directly with EDD about any special programs While traditional unemployment likely won't be available to you, this combination of resources might provide enough support to make your situation manageable. The California Department of Aging also has a helpline (1-800-510-2020) that can connect you with local senior resources.
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Levi Parker
•Thank you so much for laying out these steps. It gives me a clear plan instead of just feeling overwhelmed. I've already called the Caregiver Resource Center and left a message, and I'm filling out the CalFresh application online right now. I'll work through the rest of your suggestions over the next few days. I appreciate everyone's help more than I can say.
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Austin Leonard
I'm so sorry you're going through this difficult situation. As a caregiver myself, I understand how isolating and financially stressful it can be. While you likely won't qualify for traditional unemployment benefits due to the availability requirement, there might be other options worth exploring. Have you looked into whether your county offers any emergency assistance programs for caregivers? Some counties have small emergency funds or grants specifically for family caregivers facing financial hardship. Also, if your father is a veteran, there are additional VA caregiver support programs that might help. Another suggestion - check if your local community college offers any online certification programs that could be completed while caregiving. Some have flexible scheduling and financial aid that might help you build skills for future remote work opportunities. Stay strong - you're doing incredibly important work caring for your father, even if the system doesn't adequately support it.
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Nia Watson
•Thank you for the empathy and suggestions. I hadn't thought about veteran benefits - my dad did serve in Vietnam, so I'll definitely look into VA caregiver programs. The community college idea is interesting too. I've been so focused on immediate financial needs that I hadn't considered building skills for the future. Do you know if there are specific programs that work well for caregivers? I appreciate you understanding how isolating this can be - sometimes I feel like I'm invisible to the system.
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NebulaNova
I'm a caregiver advocate and want to add a few more resources that might help your situation. First, contact 2-1-1 (dial 2-1-1 or visit 211.org) - they have comprehensive databases of local assistance programs that many people don't know about, including emergency utility assistance and food banks. Since your dad is a Vietnam veteran, definitely explore the VA's Program of Comprehensive Assistance for Family Caregivers. It can provide monthly payments, training, and respite care. The application process takes time, but it's worth starting immediately. Also consider contacting your state assembly member's office - they often have caseworkers who can help navigate benefit applications and sometimes know about emergency assistance funds that aren't widely publicized. Many offices have helped constituents in similar situations find stopgap assistance while waiting for other programs to kick in. You're not alone in this struggle, and you're doing something incredibly valuable even if it's not recognized financially by our systems.
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Maria Gonzalez
•This is incredibly helpful information! I had no idea about the 2-1-1 service or that my assembly member's office could help with this kind of situation. I'm definitely going to call about the VA Program of Comprehensive Assistance for Family Caregivers since my dad served in Vietnam. Even if the application process is long, having that monthly payment would make such a huge difference. Thank you for mentioning that I'm not alone - some days it really feels like the world has forgotten about family caregivers. I'm going to start making these calls first thing Monday morning.
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GalaxyGlider
I'm dealing with a very similar situation right now with my mom who has dementia. One thing that helped me was contacting my local Senior and Disability Services office - they had a caseworker who walked me through every possible assistance program I might qualify for. Some I'd never heard of, like emergency rent assistance through community action agencies. Also, if you haven't already, make sure you're claiming your dad as a dependent on your taxes if possible. My tax preparer told me about the Credit for Other Dependents which can help a little at tax time. It's not immediate help but every bit counts. Have you considered reaching out to local churches or community organizations? Even if you're not religious, many have emergency assistance funds for community members facing hardship. I was embarrassed to ask at first, but the pastor at a church near me said they help caregivers regularly and connected me with their benevolence fund. Hang in there - what you're doing for your father is so important even when the system makes it feel impossible.
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Isabella Martin
•Thank you for sharing your experience - it's so helpful to hear from someone going through something similar. I'll definitely look into our local Senior and Disability Services office for a caseworker. That sounds like exactly what I need - someone who knows all the programs available. I hadn't thought about the tax dependent situation either, so I'll ask about that when I do my taxes. And you're right about community organizations - I've been hesitant to ask for help, but at this point I need to swallow my pride. There's a community center near us that might have resources or know of local assistance programs. How is your situation with your mom now? Are you managing to get by with the programs you found?
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NebulaNinja
I'm a former EDD caseworker and want to clarify something important that might give you hope. While regular UI benefits require you to be available for work, California does have some lesser-known programs that might apply to your situation. First, there's the Disability Insurance (DI) program for caregivers who become unable to work due to their own health conditions that arise from caregiving stress - this is separate from PFL. Some caregivers qualify if they develop anxiety, depression, or physical ailments from the stress of caregiving. Second, and this is crucial - if you can demonstrate that you're able to do ANY work (even just a few hours per week of remote work), you might qualify for partial unemployment benefits under the "work sharing" provisions. The key is showing you're available for SOME work, not necessarily full-time work. I'd strongly recommend calling EDD directly and specifically asking about these scenarios. Don't let the first representative dismiss you - ask to speak with a specialist about caregiver situations. Document everything in writing. Also check if your county has a "Caregiver Support Specialist" - it's a newer position some counties created specifically to help people navigate exactly this type of situation.
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Demi Hall
•This is really eye-opening information! I had no idea there were these other possibilities within the EDD system. The partial unemployment benefits option is particularly interesting - I wonder if I could manage a few hours of remote work while still caring for my dad during the day. And you're absolutely right about not letting the first representative dismiss me - I've learned from other situations that persistence is key when dealing with government agencies. I'm definitely going to call and specifically ask about the Disability Insurance program for caregiver stress too, since this has definitely taken a toll on my mental and physical health. Thank you for the insider knowledge - it gives me hope that there might actually be some options I haven't explored yet. Do you happen to know how I would find out if my county has a Caregiver Support Specialist?
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CosmicVoyager
•To find a Caregiver Support Specialist in your county, I'd recommend calling your county's main information line or checking their website under "Health and Human Services" or "Aging Services." You can also call the California Department of Aging's helpline at 1-800-510-2020 - they should be able to tell you if your specific county has this position. Some counties call them different things like "Family Caregiver Navigator" or "Caregiver Care Coordinator," so ask about those titles too if they don't recognize "Caregiver Support Specialist." As a former caseworker, I've seen too many people give up after the first "no" when there were actually programs available - definitely push for that specialist conversation at EDD!
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