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Can you get unemployment and short term disability at the same time in Washington?

I'm dealing with a complicated situation and need some clarity. I was laid off from my job last month and started collecting unemployment through Washington ESD. Now I'm having some health issues that might require me to go on short-term disability. My doctor says I might need surgery and could be out for 6-8 weeks. Can I collect both unemployment benefits and short-term disability at the same time? I'm worried about messing up my UI claim if I report the disability, but I also don't want to commit fraud. Has anyone been in this situation before?

This is actually a really common question and the answer is generally no - you can't collect both at the same time. The reason is that for unemployment benefits, you have to certify that you're able and available for work. If you're receiving disability benefits, you're essentially saying you're unable to work, which contradicts the unemployment requirement.

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Ev Luca

That makes sense but what about when I'm cleared for light duty? Would I be able to apply for unemployment then while still getting partial disability?

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That's where it gets tricky. You'd need to be very careful about the timing and make sure you're not double-dipping. Once you're cleared for any work, you'd likely need to stop disability and could potentially qualify for unemployment if you meet the other requirements.

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I went through something similar last year with a shoulder injury. The short answer is no, you can't collect both simultaneously. Washington ESD is very strict about the 'able and available' requirement. Even if you think you could do some light work, if you're getting disability payments that say you can't work, it's contradictory.

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What did you do when your disability ran out? I'm worried about the gap in income.

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I had to wait until I was fully cleared by my doctor, then I applied for unemployment. There was about a 2-week gap where I had no income, which was really tough. I wish I'd known about services that help you get through to Washington ESD faster.

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You generally cannot collect both unemployment and short-term disability simultaneously in Washington. Unemployment requires you to be able and available for work, while disability benefits are for when you're unable to work due to medical reasons. These are conflicting requirements.

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That's what I was afraid of. So I'd have to choose one or the other?

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Exactly. If you become unable to work due to your health condition, you'd need to stop claiming unemployment benefits during that period.

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Actually, I found a service called Claimyr that helps you get through to Washington ESD agents when you can't reach them by phone. It was a lifesaver when I needed to discuss my specific situation about transitioning from disability to unemployment. They have a website at claimyr.com and there's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Sometimes you really need to talk to an actual person to understand these complex situations.

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Ev Luca

Thanks for the tip! I've been trying to call Washington ESD for days but keep getting busy signals. How does Claimyr work exactly?

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Basically they help you get connected to an actual Washington ESD representative without having to sit on hold forever or deal with busy signals. Really useful when you have complicated questions like yours about overlapping benefits.

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I went through something similar last year. When I had to have knee surgery, I had to stop filing my weekly claims with Washington ESD because I couldn't meet the able and available requirement. You can't be looking for work if you're medically unable to work.

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How did you handle the transition? Did you have to reapply for unemployment after your surgery?

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I had to contact Washington ESD to let them know about my situation. When I was cleared to work again, I reopened my claim. There was some paperwork involved but it worked out.

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If you're having trouble getting through to Washington ESD to discuss your situation, you might want to check out Claimyr at claimyr.com. They help people get connected to actual ESD agents when the phone lines are jammed. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Thanks for the suggestion. I've been trying to call Washington ESD all week but keep getting busy signals.

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Never heard of Claimyr before but if it helps get through to someone at ESD, might be worth a shot. The phone system is absolutely terrible.

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Be very careful about this situation. If you collect unemployment while on disability, that's considered fraud even if it's unintentional. Washington ESD takes this seriously and you could face penalties including having to pay back benefits plus interest.

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Definitely don't want to risk fraud charges. Better to be safe and report everything properly.

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Yeah, I know someone who got in trouble for exactly this. They had to pay back like $8,000 in benefits plus penalties.

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wait so if i get hurt at work can i still get unemployment?? this is confusing

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If you're injured at work, you'd typically file for workers' compensation, not unemployment. Workers' comp covers medical expenses and lost wages for work-related injuries.

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oh ok that makes more sense. thanks for clearing that up

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Be VERY careful about this. I know someone who got in trouble for collecting both disability and unemployment at the same time. Washington ESD considers it fraud and they will make you pay back the benefits plus penalties. The systems don't always talk to each other right away, so you might get approved for unemployment even while on disability, but they'll catch it eventually.

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This is so important to mention. The state takes benefit fraud very seriously, even if it's unintentional.

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Ev Luca

Wow, I definitely don't want to get in trouble. I guess I need to wait until I'm completely off disability before applying for unemployment.

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There might be one exception - if you're on partial disability and cleared for part-time work, you might be able to get partial unemployment benefits. But this is super complicated and you'd need to talk to Washington ESD directly about your specific situation.

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Yes, partial benefits are a thing, but the rules are very specific and you have to report all other income including disability payments.

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Ev Luca

This is getting really confusing. I think I need to speak with someone at Washington ESD directly to understand my options.

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One thing to consider is the timing. If your surgery is scheduled for a specific date, you could potentially collect unemployment up until that point, then switch to disability benefits during your recovery period.

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That's a good point. My surgery isn't scheduled yet, so I could potentially time it better.

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Just make sure to notify Washington ESD as soon as you know you'll be unable to work. Don't wait until after the fact.

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The whole system is a mess if you ask me. Why can't they just coordinate between different benefit programs instead of making people jump through hoops?

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Tell me about it. I spent months trying to figure out my benefits after a car accident. Nobody talks to each other.

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It really is frustrating. You'd think there would be better coordination between different agencies.

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I had success using Claimyr when I needed to speak with someone at Washington ESD about a similar benefits conflict. The automated system kept hanging up on me, but Claimyr got me connected to an actual person who could explain my options clearly.

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How long did it take to get connected using their service?

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Much faster than trying to call directly. I think it was less than an hour compared to the days I spent trying to get through on my own.

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Does anyone know if the short-term disability has to be through your employer or can it be private insurance? I'm wondering if that makes a difference for unemployment eligibility.

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It doesn't matter whether it's employer-provided or private disability insurance. The key issue is whether you're able and available for work, which is required for unemployment benefits.

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Mine would be through my former employer's plan, but sounds like the rules are the same either way.

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I had to deal with this exact situation. The important thing is to be completely honest with both Washington ESD and your disability insurance provider. Don't try to hide anything or collect both at the same time.

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That's definitely my plan. Honesty is the best policy here.

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Absolutely. The penalties for fraud are severe and not worth the risk.

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ugh this whole system is so frustrating. I had a similar situation with a knee injury and couldn't get straight answers from anyone. The disability people said one thing, unemployment said another, and nobody wanted to take responsibility for giving me clear guidance.

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I feel you. It's like they make it intentionally confusing so people give up trying to get help.

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This is exactly why I ended up using Claimyr. Getting through to an actual person at Washington ESD who could explain my specific situation was worth it.

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From what I understand, the key issue is the 'able and available for work' requirement for unemployment. If you're receiving disability benefits, you're essentially stating that you're unable to work due to your medical condition. This creates a direct conflict with the unemployment eligibility requirements.

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Ev Luca

So there's really no way around it? I have to choose one or the other?

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In most cases, yes. The benefits serve different purposes - disability is for when you can't work due to health issues, unemployment is for when you're able to work but can't find a job.

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I work in HR and deal with these questions a lot. Generally speaking, you cannot collect both simultaneously. However, there can be a transition period where you might be eligible for unemployment after your disability benefits end, assuming you meet all the other requirements like having sufficient work history and being separated from employment through no fault of your own.

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Ev Luca

That's helpful to know. I was laid off right before my injury, so I think I'd qualify for unemployment once I'm cleared to work.

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Just make sure you're completely clear on the timing. Don't apply for unemployment until your disability benefits have ended and you're medically cleared for work.

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Check with your employer too - some companies have policies about returning to work after disability that might affect your unemployment eligibility. Like if they're holding your job open, you might not qualify for unemployment.

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Ev Luca

Good point. I think they filled my position already but I should double-check with HR.

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Just wanted to follow up on the Claimyr suggestion - I used them again recently when I had questions about job search requirements and it saved me hours of trying to get through on the phone. Their system basically gets you connected to Washington ESD without the usual headaches of busy signals and long hold times.

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How much does something like that cost? I'm already strapped for cash.

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I'd rather not get into pricing details here, but I found it worth it compared to the stress and time I was wasting trying to reach them on my own. You can check their website for current rates.

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What if your disability is partial? Like you can work part-time but not full-time?

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That's a more complex situation. You'd need to discuss with Washington ESD whether you meet their able and available requirements with restrictions. It depends on the specific limitations and available work in your field.

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I think there are provisions for partial disability, but you'd definitely need to check with ESD about how that affects your unemployment claim.

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One thing to keep in mind is that Washington ESD has access to a lot of databases and they do cross-reference benefits. Even if you think they won't find out, they probably will eventually. It's better to be upfront about your situation.

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Ev Luca

Definitely don't want to risk getting in trouble. I'll wait until I'm completely off disability before applying for unemployment.

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Also consider looking into other assistance programs while you're between benefits. Food assistance, utility help, etc. There might be resources available to help bridge the gap.

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Ev Luca

That's a good idea. I hadn't thought about other assistance programs.

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I was in almost the exact same situation with a work injury. The waiting period between disability ending and unemployment starting was really hard financially. Make sure you have all your documentation ready so you can apply for unemployment as soon as you're cleared to work.

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Ev Luca

What documentation did you need? I want to make sure I have everything ready.

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You'll need your medical clearance, employment separation documentation, and wage history. Having everything ready made the application process much smoother.

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My sister went through this. She had to stop her unemployment when she went on disability for depression. When she was cleared to work again, she reopened her claim with no problems.

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Good to know that reopening the claim after disability is possible. That gives me some peace of mind.

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Yeah, as long as you're upfront about everything and follow the proper procedures, Washington ESD is pretty reasonable about these situations.

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The timing of when you apply is crucial. You want to make sure there's no overlap between your disability payments and unemployment benefits. Washington ESD takes this very seriously.

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Ev Luca

I'm getting that message loud and clear. Better to be safe than sorry.

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Don't forget that if you're on disability, you might also need to consider how that affects your job search requirements. You can't exactly be actively looking for work if you're medically unable to work.

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True, the work search requirements would be impossible to meet while on disability.

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Exactly. That's another reason why you can't collect both benefits simultaneously.

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has anyone tried to get BOTH at the same time and what happened?

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That would be fraud. Don't even think about it. The penalties are severe and they do audit these things.

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My cousin tried this and got caught. Had to pay back everything plus penalties. Not worth it.

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Have you considered vocational rehabilitation services? Sometimes they can help with job placement or retraining if your injury affects your ability to do your previous job.

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Ev Luca

I hadn't thought about that. My back injury might make it hard to return to warehouse work long-term.

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Just wanted to add that if you do end up needing to contact Washington ESD about your specific situation, don't give up if you can't get through the first few times. Keep trying different times of day, or consider using a service like Claimyr that was mentioned earlier.

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Ev Luca

Yeah, I'm definitely going to look into that Claimyr service. Sounds like it could save me a lot of frustration.

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Bottom line - you can't collect both at the same time, but you may be able to transition from disability to unemployment once you're cleared to work. Just make sure you follow all the rules and don't try to rush the process.

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Ev Luca

Thanks everyone for all the advice. I feel much more informed about my options now.

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The key is communication. Call Washington ESD as soon as you know your work status is changing due to medical issues. They'd rather help you transition properly than catch you in a mistake later.

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That makes sense. I'll definitely call them before my surgery date is set.

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If you have trouble getting through, definitely try Claimyr. They've helped me connect with ESD agents when I couldn't get through the normal way.

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What about if you're on unemployment and then get a job but have to go on disability right away? That seems like a tricky situation too.

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If you start a new job, your unemployment claim would typically close. If you then need disability, you'd work with your new employer's benefits or your own disability insurance.

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That happened to me actually. Started a new job but had to go on medical leave immediately. Had to work with HR and my disability insurer, not Washington ESD.

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I think the bottom line is you need to pick one or the other. Don't try to game the system - it's not worth the risk and you'll probably get caught.

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Agreed. I'd rather be safe and follow the rules properly than risk fraud charges.

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Smart choice. The penalties for benefit fraud are no joke.

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Thanks everyone for all the helpful advice. Sounds like I need to contact Washington ESD to discuss my situation before making any decisions about the surgery timing.

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That's definitely the right approach. They can walk you through your specific situation and help you understand your options.

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Don't forget about Claimyr if you have trouble getting through to someone at ESD. The phone system can be really frustrating.

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