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Rhett Bowman

Can you collect Washington ESD unemployment and short term disability at the same time?

I'm dealing with a complicated situation and need some guidance. I was laid off from my job at a manufacturing plant in January and started collecting unemployment benefits through Washington ESD. Last week I had surgery on my shoulder (work-related injury from my previous job) and my doctor says I'll be out of work for at least 6-8 weeks during recovery. My former employer's short-term disability plan approved my claim and wants to start paying benefits. Can I receive both unemployment and short-term disability payments at the same time in Washington? I'm worried about getting into trouble with Washington ESD if I accept both, but I really need the income right now. Has anyone dealt with this before?

I think you might have a problem here. When you're on disability, you're supposed to be unable to work, but unemployment requires you to be able and available for work. These two things seem to contradict each other.

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That's what I was afraid of. So I probably have to choose one or the other?

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It's more complicated than that. The key is whether you can perform some type of work, even if limited.

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You need to report this situation to Washington ESD immediately. Generally, you cannot collect both simultaneously because unemployment requires you to be able and available for work, while disability benefits are for when you cannot work. However, there might be exceptions if you can perform limited work duties. Contact Washington ESD to discuss your specific situation before accepting the disability payments.

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Should I call them or report it through my weekly claim filing?

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Call them directly. This is too important to handle through the weekly claim system alone. You need to speak with an adjudicator.

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Good luck getting through on the phone! I've been trying to reach Washington ESD for weeks about my adjudication issue.

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I had a similar situation last year. The key question Washington ESD will ask is whether you're able to perform ANY type of work, not just your previous job. If your shoulder injury prevents you from doing physical labor but you could do office work or remote work, you might still qualify for unemployment. But if you're completely unable to work, then disability would be the appropriate benefit.

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That makes sense. I could probably do desk work or computer work, just can't lift anything over 10 pounds right now.

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If you can do desk work, then you should probably stay on unemployment and look for temporary light-duty jobs.

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I actually used Claimyr recently to get through to Washington ESD about a different issue. They have a service that helps you connect with agents when the phone lines are busy. Might be worth checking out at claimyr.com since this is something you need to resolve quickly. They even have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ

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Thanks, I'll look into that. I really need to talk to someone at Washington ESD about this soon.

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Never heard of that service but anything that helps get through to Washington ESD sounds good to me!

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This is so frustrating! Why doesn't Washington ESD have clearer guidance about these situations? I'm dealing with my own mess trying to get someone on the phone about my pending adjudication.

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The rules are actually pretty clear - you just need to talk to them about your specific circumstances.

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Clear rules don't help when you can't reach anyone to apply them to your situation!

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Whatever you do, don't just start collecting both without talking to Washington ESD first. That could create an overpayment situation that's really hard to deal with later.

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Definitely won't do that. I've heard horror stories about overpayment notices.

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Exactly right. It's much easier to get approval upfront than to deal with overpayment appeals later.

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I work in HR and see this situation occasionally. Usually what happens is the person has to choose which benefit makes more financial sense and which one they actually qualify for based on their medical restrictions. Short-term disability often pays more but unemployment lasts longer.

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The disability would pay about 60% of my previous salary, while unemployment is much less. But you're right that unemployment could continue after I recover.

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Also consider that disability benefits might not be subject to the same job search requirements.

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But if he can do some types of work, he might not qualify for full disability benefits anyway.

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My cousin had this exact situation last year. She ended up having to pay back some unemployment money because she didn't report her disability status right away. Don't make that mistake!

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Yikes, that's exactly what I'm trying to avoid. Did she have to pay back everything?

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Not everything, but several weeks worth. It was a mess to sort out.

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Just wanted to follow up on the Claimyr suggestion - I used them twice now and both times got connected to Washington ESD agents within a few minutes instead of calling for hours. Really helped resolve my issues quickly.

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How much does something like that cost? Seems too good to be true.

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It's worth it when you need to reach Washington ESD urgently. Check their site for details.

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One more thing to consider - if you're receiving workers' compensation for the shoulder injury, that adds another layer of complexity. Workers' comp, disability, and unemployment all have different rules about concurrent benefits.

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It's not workers' comp since the injury was from my previous job and I'm already laid off. Just short-term disability through their insurance.

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That simplifies things a bit, but you still need Washington ESD's approval for any concurrent benefits.

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The bottom line is you need to be honest with Washington ESD about your situation. They deal with these cases regularly and can guide you through the proper process.

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You're absolutely right. I'm going to call them first thing Monday morning.

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Good luck getting through! Maybe try that Claimyr thing if the regular lines are busy.

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For anyone else reading this thread, the key principle is that unemployment benefits require you to be able and available for work. If your medical condition prevents you from being available for work, you may not be eligible for unemployment during that period. But if you can perform some types of work with restrictions, you might still qualify. Always check with Washington ESD first.

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This is the most important point in the whole thread. The 'able and available' requirement is what determines eligibility.

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Thanks everyone for the advice. I feel much more informed about how to handle this situation now.

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Hope it works out for you. These situations are never simple but Washington ESD is usually pretty reasonable if you're upfront about everything.

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I appreciate everyone's help. Will definitely report back on how the call with Washington ESD goes.

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Just remember to document everything - dates you called, who you spoke with, what they told you. That documentation could be important later.

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Good point, I'll keep detailed notes of all my conversations with Washington ESD.

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Always smart advice when dealing with any government agency.

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One last thought - make sure you understand the timeline for both benefits. Some disability benefits have waiting periods, and unemployment has its own timing requirements for reporting changes.

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The disability has a 7-day waiting period, and I'm supposed to file my weekly unemployment claim this Sunday.

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Perfect timing then to report this change on your weekly claim and follow up with a phone call.

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Since you mentioned needing to call Washington ESD urgently, I'll mention Claimyr one more time - it really does work for getting through when you need to speak with someone quickly about these complex situations.

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I checked out their site and video demo. Looks legitimate and might be worth trying if I can't get through the regular way.

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Thanks for posting this question - I learned a lot from reading everyone's responses. These dual benefit situations are more common than people think.

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Agreed, it's good information for anyone who might face a similar situation in the future.

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Still think Washington ESD should have better resources explaining these scenarios on their website instead of making everyone call in.

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They do have some general information, but every situation is unique enough that individual consultation is usually needed.

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Fair point, I just wish it was easier to get that consultation when you need it.

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Update: I'm planning to call Washington ESD Monday morning to discuss this before accepting any disability payments. Thanks everyone for the guidance - this thread has been incredibly helpful in understanding my options and the potential issues.

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That's the right approach. Good luck with the call and feel free to update us on how it goes.

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Sounds like you have a good plan. Hope Washington ESD can give you clear guidance on your specific situation.

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Just to summarize for anyone else in a similar situation: 1) Report any changes to Washington ESD immediately, 2) Understand that unemployment requires being able and available for work, 3) Disability benefits are for when you cannot work, 4) These may be mutually exclusive depending on your specific medical restrictions, 5) Get official guidance before accepting any concurrent benefits.

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Perfect summary. Those five points cover the key issues for anyone dealing with this situation.

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This should be pinned somewhere - exactly the kind of summary that would have helped me understand the situation faster.

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