< Back to Washington Unemployment

Gianna Scott

Can you get short term disability and unemployment at the same time in Washington state?

I'm dealing with a complicated situation right now. I was laid off from my job in November and have been collecting unemployment through Washington ESD. Now I'm having some health issues that might qualify me for short-term disability benefits through my former employer's insurance. Can I collect both at the same time? I don't want to mess up my UI claim or get in trouble for double-dipping. Has anyone been in this situation before?

Generally speaking, you cannot collect both unemployment and disability benefits simultaneously in Washington state. The reason is that unemployment requires you to be able and available for work, while disability benefits are for when you're unable to work due to a medical condition. These are contradictory states.

0 coins

That makes sense, but what if my disability is only partial? Like I can work but with restrictions?

0 coins

Even with partial disability, Washington ESD requires you to be available for full-time work to qualify for UI benefits. You'd need to choose one or the other.

0 coins

I tried to do this last year and Washington ESD made me choose. You have to certify each week that you're able and available for work when you file your weekly claim. If you're on disability, you're basically saying you're NOT able to work.

0 coins

Did you have to pay anything back when you switched?

0 coins

No, as long as you stop one before starting the other you should be fine. Just don't overlap the benefits.

0 coins

This is actually a really common question and the rules are pretty strict. You need to contact Washington ESD directly to discuss your specific situation. I had a similar issue and used Claimyr to get through to an actual agent - way easier than trying to call the regular number. Check out claimyr.com, they have a video demo at https://youtu.be/7DieNd3C7zQ that explains how it works.

0 coins

Thanks for the tip! I've been trying to call Washington ESD for days but can never get through.

0 coins

I used Claimyr too after spending weeks trying to reach someone. Definitely worth it when you need answers about complex stuff like this.

0 coins

the system is so confusing! why cant they just let you get both if you need them??? I'm in a similar boat with a back injury but still need money coming in

0 coins

I understand the frustration, but the programs have different purposes. Unemployment is for people who are ready to work but can't find jobs. Disability is for people who can't work due to medical issues.

0 coins

yeah but what if you're somewhere in between? the system doesn't account for that

0 coins

You definitely need to stop your UI claims before applying for disability. I made the mistake of not reporting this properly and had to deal with an overpayment situation. Washington ESD takes this stuff seriously.

0 coins

Oh no, how much did you have to pay back?

0 coins

About $2,800 for the weeks I was collecting both. Learned my lesson the hard way.

0 coins

What about FMLA? Can you use that while on unemployment?

0 coins

FMLA is job protection, not a benefit payment. If you're unemployed, you don't have a job to protect, so FMLA doesn't apply.

0 coins

Ah got it, thanks for clarifying that

0 coins

So if I understand correctly, I need to choose between continuing my unemployment claim or applying for short-term disability? There's no way to do both even if my condition is temporary?

0 coins

Correct. Even if your disability is temporary, you still can't collect both simultaneously. You'd need to stop UI, collect disability while you recover, then reopen your UI claim when you're able to work again.

0 coins

Can I reopen my UI claim later without losing benefits?

0 coins

Yes, as long as you're within your benefit year and have remaining balance, you can reopen your claim. But definitely confirm this with Washington ESD.

0 coins

I went through this exact situation two years ago. Had to choose between my UI benefits and short-term disability after a surgery. The disability paid more so I went with that, then reopened my unemployment claim after I recovered.

0 coins

How long did it take to reopen your UI claim?

0 coins

About a week to process, but I had to do a phone interview to verify I was able to work again.

0 coins

The key thing is being honest about your situation. Don't try to hide the disability from Washington ESD or hide the unemployment from your disability provider. They can cross-reference these things.

0 coins

Good point. Better to be upfront than deal with overpayment issues later.

0 coins

Wait, what if the short-term disability is through your former employer but you're looking for a new job? Can you collect UI while looking and then start disability if you don't find anything?

0 coins

No, that's not how it works. If you qualify for disability benefits, it means you're unable to work. You can't be 'unable to work' for disability purposes but 'able and available' for unemployment purposes.

0 coins

These rules are so frustrating when you're dealing with real life situations

0 coins

Have you looked into Washington State's Paid Family and Medical Leave program? That might be different from short-term disability through your employer.

0 coins

I haven't looked into that yet. Is that something you can get while on unemployment?

0 coins

I'm not sure, but it's worth checking out. The rules might be different since it's a state program.

0 coins

This happened to my sister last year. She was collecting unemployment when she got into a car accident. Had to stop the UI claim immediately and apply for disability instead. Washington ESD was pretty understanding about the situation when she explained it.

0 coins

That's good to hear that they were understanding. I'm worried about how to handle the transition.

0 coins

For situations like this, I really recommend using Claimyr to speak with a Washington ESD representative. The rules around concurrent benefits are complex and your specific medical situation might have nuances that affect your eligibility. Better to get official guidance than guess.

0 coins

Yeah, I think I need to talk to someone directly. The online information is confusing.

0 coins

Claimyr saved me so much time when I had questions about my claim status. Highly recommend it for getting through to actual people at Washington ESD.

0 coins

Just remember that if you're receiving short-term disability, you'll need to report that income when you eventually restart your unemployment claim. They ask about all income during your certification.

0 coins

Good reminder. I want to make sure I'm reporting everything correctly.

0 coins

this whole system is designed to make things as complicated as possible for people who are already struggling smh

0 coins

I get the frustration, but the rules exist to prevent fraud and ensure benefits go to people who qualify for them.

0 coins

yeah but when you're hurt and need money it feels like they're making you jump through hoops

0 coins

One thing to consider is which benefit pays more and for how long. Short-term disability might pay a higher percentage of your salary but for a limited time, while unemployment could last longer but pay less.

0 coins

That's a good point. I need to calculate which option makes more financial sense for my situation.

0 coins

Make sure you understand the timeline too. Some short-term disability policies have waiting periods before benefits kick in, while unemployment is usually available right away if you qualify.

0 coins

My employer's STD policy has a 7-day waiting period, so that's something to factor in.

0 coins

I would document everything - when you stop UI, when you start disability, medical records, communications with both programs. Keep a paper trail in case there are any questions later.

0 coins

Great advice. I'll start keeping better records of all my communications.

0 coins

Bottom line - contact Washington ESD before making any changes to your claim. Explain your medical situation and get their guidance on the proper way to transition from UI to disability benefits. Using a service like Claimyr can help you actually reach someone who can give you official guidance rather than forum speculation.

0 coins

Thank you everyone for all the advice. I'm going to contact Washington ESD directly to discuss my specific situation before making any decisions.

0 coins

Smart move. Better to get official guidance than risk messing up your benefits.

0 coins

Hope everything works out for you OP. Health issues are stressful enough without worrying about benefits complications.

0 coins

Thank you, I really appreciate all the support and information from everyone here.

0 coins

I went through something similar a few months ago. The key is timing and communication. When I realized I needed to switch from UI to short-term disability, I called Washington ESD first to let them know I was stopping my claim due to a medical condition. Then I applied for the STD benefits through my former employer. Make sure there's no overlap in the dates - even one day can cause problems. Also, keep all your medical documentation organized because both programs may request it. The transition back to UI later was smoother because I had been upfront about everything from the start.

0 coins

AstroAce

This is really helpful! Did you have to do anything special to notify Washington ESD that you were stopping your claim for medical reasons, or was it just a regular claim closure? I'm worried about making sure I do this the right way so I don't run into issues when I try to reopen my claim later.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today