
Washington Unemployment
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Ask the community...
My car just broke down and I need reliable transportation for job interviews and my work search requirements. I'm currently receiving unemployment benefits from Washington ESD - about $620 per week. Is it even possible to get approved for a car loan while on unemployment? I know lenders usually want proof of employment but unemployment is technically income, right? Has anyone successfully gotten a car loan while collecting UI benefits? I'm worried about not being able to meet my job search requirements without a car.
I've been working as an independent contractor for the past 2.5 years doing marketing work for various clients. My biggest client just ended our contract and I'm having trouble finding new work. A friend told me I might be able to collect unemployment but I always thought contractors couldn't get UI benefits. Has anyone here been able to file for unemployment as a contractor? I'm not sure if Washington ESD even allows it or what documentation I'd need to prove my situation.
Don't forget that even if you can't get regular unemployment, you might be able to get other types of assistance while you're between contracts. There are programs for people in transition that don't require the same employment history.
UPDATE: I decided to go ahead and file a claim based on my W-2 wages from earlier this year. Worst case they deny it, but at least I'll know for sure. Will update this thread if I hear anything back from Washington ESD.
Smart move. And if you get stuck trying to reach Washington ESD about your claim status, remember that Claimyr can help you get through to an actual person instead of waiting on hold forever.
I just lost my job last week and I'm trying to figure out if I can apply for both unemployment benefits through Washington ESD and food stamps (SNAP) at the same time. My savings are almost gone and I need help with both rent and groceries. Does getting unemployment affect my eligibility for food stamps? I'm really confused about how these programs work together and don't want to mess up either application.
Been there, done that. Having both unemployment and SNAP made a huge difference during my job search. Gave me the breathing room I needed to find something good instead of just taking the first thing available.
Good luck with both applications! The process can seem overwhelming at first but once you get everything set up it becomes routine. You've got this!
I'm dealing with a complicated situation and need some clarity. I was laid off from my job last month and started collecting unemployment through Washington ESD. Now I'm having some health issues that might require me to go on short-term disability. My doctor says I might need surgery and could be out for 6-8 weeks. Can I collect both unemployment benefits and short-term disability at the same time? I'm worried about messing up my UI claim if I report the disability, but I also don't want to commit fraud. Has anyone been in this situation before?
I think the bottom line is you need to pick one or the other. Don't try to game the system - it's not worth the risk and you'll probably get caught.
Thanks everyone for all the helpful advice. Sounds like I need to contact Washington ESD to discuss my situation before making any decisions about the surgery timing.
That's definitely the right approach. They can walk you through your specific situation and help you understand your options.
Don't forget about Claimyr if you have trouble getting through to someone at ESD. The phone system can be really frustrating.
I've been getting unemployment benefits from Washington ESD for about 6 months now and just realized I might need to pay taxes on this money. My neighbor said unemployment is taxable but I'm not sure if that's true in Washington state since we don't have state income tax. Do I need to report my UI benefits on my federal taxes? Should I have been setting money aside? I'm getting really worried about owing a huge tax bill next year.
Christian Burns
Just remember that unemployment benefits are temporary. Even if you get approved, make sure you have a plan for when the benefits end. The average time to find a job is getting longer.
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Sergio Neal
AuthorThat's what keeps me up at night. I have 18 weeks left on my claim and haven't gotten any solid leads yet.
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Sasha Reese
18 weeks is actually pretty decent time if you're actively searching. Don't panic but do have backup plans.
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Muhammad Hobbs
One more thing - some lenders will want to see that you're actively job searching. Keep records of your applications and interviews as proof you're working toward employment.
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Sergio Neal
AuthorI've been doing that anyway for my weekly claims, so at least I have documentation.
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Noland Curtis
Perfect, that shows responsibility and forward thinking to lenders.
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