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Final thought - start preparing financially now. Cut expenses, talk to creditors if needed, look into payment plans for utilities, etc. The transition period can be rough but planning ahead helps.
I calculated my benefit amount wrong initially because I forgot about some part-time work I did. Make sure you include ALL your earnings from the base year, even small amounts from temporary jobs.
If you need to talk to Washington ESD about your specific calculation, I'd recommend trying Claimyr again. I was skeptical at first but it really does work better than calling directly. Got through in about 15 minutes when I needed to clarify some base year wage issues.
The main thing is to stay current on all your existing accounts. If UI benefits plus any other income you have can cover minimum payments, your credit should be fine. Focus on job searching and don't stress about credit impact from the benefits themselves.
I'm actually an HR person and deal with this question sometimes. Unemployment benefits are considered temporary assistance, not permanent income, so they're not reported to credit agencies. Your job search activities through WorkSource might be tracked by ESD but that's completely separate from credit reporting.
My advice is to apply ASAP because even if you qualify, there's always a waiting week before benefits start. Plus if there are any issues to resolve, you want to get the process started as soon as possible.
For what it's worth, I think you have a decent chance of approval based on what you've described. 8 months of steady work shows good work history, and attendance issues without other misconduct factors usually don't disqualify people. Just be prepared for possible adjudication delays.
Connor Byrne
I was in a similar boat but found out I was actually misclassified as a 1099 when I should have been a W-2 employee. If your client controlled your hours, provided equipment, or treated you like an employee, you might have grounds for a misclassification claim.
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Connor Byrne
•You can file a worker classification determination request with Washington ESD. If they rule you were misclassified, your employer would owe back taxes and you could qualify for benefits.
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Yara Abboud
•That's a longer process though and might burn bridges with the client. Sometimes it's not worth the fight.
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PixelPioneer
Bottom line - apply anyway. I thought I wouldn't qualify because of weird employment situations but Washington ESD surprised me. The online application takes like 20 minutes and they'll tell you if you're eligible.
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Mei Liu
•You're right, I'm overthinking this. I'll just apply and see what happens. Thanks everyone for the advice!
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Keisha Williams
•Make sure to file quickly too. There's usually a waiting period and benefits don't start until after you file, so don't delay.
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