Washington Unemployment

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How much is unemployment insurance in Washington - confused about payment amounts

I'm really confused about Washington ESD unemployment payments. I keep seeing different numbers online and I can't figure out how much I'm actually supposed to get. My regular job paid me $4,200 a month before I got laid off last month. I filed my claim two weeks ago but the benefit amount showing in my account seems way lower than what I expected. Is there a formula for calculating this? I thought unemployment was supposed to replace most of your income but this doesn't seem right. Can someone explain how Washington ESD determines these amounts?

Remember that your benefit amount also determines how long you can collect - you get a certain number of weeks based on your total benefit year amount divided by your weekly benefit.

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So a higher weekly benefit actually means fewer weeks of coverage?

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Not exactly - it's more complex than that. Most people get up to 26 weeks regardless, but the total dollar amount available varies based on your earnings history.

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Bottom line: if you think Washington ESD made an error, appeal it. If the calculation seems right based on your actual earnings during the base period, that's probably what you'll get. Either way, file your weekly claims on time to avoid delays.

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Thanks everyone for all the explanations. I think I have a better understanding now of how this all works, even if I don't love the amount I'm getting.

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You're welcome! The system is definitely confusing but once you understand the basics it makes more sense. Good luck with your job search!

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Can you receive unemployment if you receive severance - Washington ESD question

I'm really confused about this and can't get through to Washington ESD on the phone. My company laid me off last month and gave me 8 weeks of severance pay. I know I should file for unemployment but I'm not sure if the severance affects my benefits or if I even qualify. The severance is being paid out weekly through payroll, not as a lump sum. Has anyone dealt with this situation before? Do I need to wait until the severance runs out to apply, or can I file now and just report it on my weekly claims?

I used Claimyr when I had severance questions last year and the agent was super helpful explaining how it all works. Much better than trying to figure it out from the website. They walked me through exactly how to report it on my weekly claims.

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How long did it take them to get you connected to an agent?

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About 45 minutes, but I wasn't sitting there the whole time. They called me back when they got through. Way better than the 3 hours I spent trying to call myself the day before.

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Thanks everyone for all this info! I feel much more confident about filing my claim now. Going to start the process today and make sure I report my severance properly on the weekly claims.

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Good luck! Remember to keep detailed records of all your severance payments in case Washington ESD has questions later.

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Will do! This thread has been incredibly helpful.

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How to collect unemployment - Washington ESD claim filing help needed

I just got laid off from my warehouse job after 2 years and I have no idea how to collect unemployment benefits. Everyone keeps telling me different things about the process. I've never filed for unemployment before and I'm honestly confused about where to even start with Washington ESD. Do I need to apply right away? What documents do I need? How long does it take to get approved? Any help would be appreciated because I'm already stressing about bills.

One last thing - keep ALL your paperwork! Separation notice from your employer, confirmation numbers from filing claims, everything. You never know when Washington ESD might ask for documentation.

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Should I scan everything or are photos on my phone okay?

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Either works but make sure they're clear and readable. I keep both physical copies and digital backups just in case.

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Thanks everyone for all the advice! This has been super helpful. Going to file my claim tonight and get started on this whole process. Wish me luck!

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You got this! The first step is always the hardest.

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And remember about Claimyr if you need to actually talk to someone at Washington ESD. Saved me a lot of headaches.

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Does 1099 get unemployment benefits in Washington ESD?

I've been working as a 1099 contractor for the past 8 months doing freelance graphic design work. My main client just cut my contract and I'm wondering if I can file for unemployment benefits through Washington ESD. I know regular employees can get UI but what about independent contractors? Has anyone dealt with this situation before?

I was in a similar boat but found out I was actually misclassified as a 1099 when I should have been a W-2 employee. If your client controlled your hours, provided equipment, or treated you like an employee, you might have grounds for a misclassification claim.

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You can file a worker classification determination request with Washington ESD. If they rule you were misclassified, your employer would owe back taxes and you could qualify for benefits.

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That's a longer process though and might burn bridges with the client. Sometimes it's not worth the fight.

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Bottom line - apply anyway. I thought I wouldn't qualify because of weird employment situations but Washington ESD surprised me. The online application takes like 20 minutes and they'll tell you if you're eligible.

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Mei Liu

Author

You're right, I'm overthinking this. I'll just apply and see what happens. Thanks everyone for the advice!

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Make sure to file quickly too. There's usually a waiting period and benefits don't start until after you file, so don't delay.

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Does being on unemployment hurt your credit score in Washington?

I've been collecting unemployment benefits from Washington ESD for about 6 weeks now after getting laid off from my retail job. My neighbor mentioned that being on unemployment can hurt your credit score, which has me really worried since I'm already struggling to keep up with my credit card payments. Is this actually true? I can't find anything definitive online about whether Washington ESD reports unemployment benefits to credit bureaus. Has anyone here noticed their credit score dropping while on UI?

The main thing is to stay current on all your existing accounts. If UI benefits plus any other income you have can cover minimum payments, your credit should be fine. Focus on job searching and don't stress about credit impact from the benefits themselves.

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Xan Dae

Author

Thanks everyone for all the reassurance and advice. Feeling much better about this whole situation now!

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Good luck with the job search! The unemployment benefits are there to help you through this transition.

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I'm actually an HR person and deal with this question sometimes. Unemployment benefits are considered temporary assistance, not permanent income, so they're not reported to credit agencies. Your job search activities through WorkSource might be tracked by ESD but that's completely separate from credit reporting.

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Xan Dae

Author

Thanks for the professional insight! The job search requirement is definitely something I'm staying on top of.

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