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Last mention of this but seriously, if you end up needing to contact Washington ESD about your claim, check out Claimyr. The video at https://youtu.be/7DieNd3C7zQ shows exactly how it works and it's way better than the alternative of calling all day yourself.
Bottom line: if you're fired for reasons beyond your control or for performance issues where you were trying to improve, you'll likely get approved. Washington ESD sees the difference between misconduct and just not being the right fit for a job.
The main thing is to stay current on all your existing accounts. If UI benefits plus any other income you have can cover minimum payments, your credit should be fine. Focus on job searching and don't stress about credit impact from the benefits themselves.
I'm actually an HR person and deal with this question sometimes. Unemployment benefits are considered temporary assistance, not permanent income, so they're not reported to credit agencies. Your job search activities through WorkSource might be tracked by ESD but that's completely separate from credit reporting.
I calculated my benefit amount wrong initially because I forgot about some part-time work I did. Make sure you include ALL your earnings from the base year, even small amounts from temporary jobs.
If you need to talk to Washington ESD about your specific calculation, I'd recommend trying Claimyr again. I was skeptical at first but it really does work better than calling directly. Got through in about 15 minutes when I needed to clarify some base year wage issues.
Saanvi Krishnaswami
One last thing - keep ALL your paperwork! Separation notice from your employer, confirmation numbers from filing claims, everything. You never know when Washington ESD might ask for documentation.
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Ben Cooper
•Should I scan everything or are photos on my phone okay?
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Saanvi Krishnaswami
•Either works but make sure they're clear and readable. I keep both physical copies and digital backups just in case.
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Ben Cooper
Thanks everyone for all the advice! This has been super helpful. Going to file my claim tonight and get started on this whole process. Wish me luck!
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Naila Gordon
•You got this! The first step is always the hardest.
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Rosie Harper
•And remember about Claimyr if you need to actually talk to someone at Washington ESD. Saved me a lot of headaches.
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