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I waited to file my first claim and it was a HUGE mistake! ESD questioned why there was a gap between when I was approved and when I started filing. Had to go through adjudication for 5 weeks before I got a single payment! Don't make my mistake!
Just want to add my experience to help clarify things! I was in a similar situation last year and started filing immediately after approval, even though I had a final paycheck coming. The key is being completely transparent about ALL income you receive. When I filed my weekly claim, I reported my final paycheck amount and ESD automatically calculated my reduced benefit for that week. It worked out fine and I didn't have any issues. The important thing is don't create gaps in your filing - file every week even if you think you might not be eligible due to income. Let ESD do the calculations for you!
One more helpful tip - set a weekly reminder on your phone or calendar to file your claim! I use Sunday at 7 AM so I never forget. Missing even one week can really complicate things, and it's so easy to lose track of time when you're dealing with unemployment stress. The consistency helps make it feel less overwhelming too.
Just want to add - when you're filing your weekly claim, pay attention to the questions about being "able and available" for work. If you're sick or have other circumstances that prevent you from working that week, you need to answer honestly. I made the mistake of saying I was available when I had the flu, and it caused issues later when they cross-referenced with my job search activities (or lack thereof that week). It's better to be truthful even if it affects that week's benefits than to risk having problems down the road.
I went through this exact same situation about 8 months ago when I got laid off from my retail job. I was so worried about losing my medicaid coverage because I really needed it for my medications. But like everyone else has said, you can definitely have both! The unemployment payments do count as income for medicaid purposes, but since my UI was only about $350 a week (way less than my job was paying), I had no problem keeping my medicaid coverage. The most important thing is to call your medicaid caseworker as soon as you get that first unemployment payment - don't wait. I made that mistake and waited almost a month to report it, and they weren't happy about that. But once I explained the situation and provided the documentation, everything was fine. Also, keep all your paperwork from both agencies organized because sometimes they'll ask for proof of your unemployment amount. It's actually kind of nice having both programs working together - gives you a safety net while you're job hunting. Hope this helps and good luck with your search!
This is really helpful - thank you for sharing your experience! I'm glad to hear it worked out for you. I was wondering about the paperwork aspect too. Do you remember what specific documents they asked for when you reported your unemployment income? I want to make sure I have everything ready when I call my caseworker. Also, $350 a week sounds like it's in the ballpark of what I might get, so it's reassuring to know that amount still kept you eligible for medicaid.
They mainly wanted to see my unemployment determination letter from Washington ESD (the one that shows your weekly benefit amount) and copies of my first few payment stubs. I think I also had to provide a printout from my online unemployment account showing my claim status. It wasn't too complicated - just basic proof that I was actually receiving the benefits and how much. The caseworker was actually pretty understanding once I explained that I had been nervous about reporting it right away. One tip: when you call, have your unemployment claim number handy because they'll probably ask for it to put in their notes. And definitely keep copies of everything for your own records!
I'm currently going through this same situation and this thread has been incredibly helpful! I got laid off from my job about three weeks ago and was really stressed about potentially losing my medicaid coverage when I started receiving unemployment benefits. Reading everyone's experiences here has given me so much peace of mind. I've been putting off calling my medicaid caseworker because I was worried they'd immediately cancel my coverage, but now I understand that being upfront about the income change is actually the best approach. My unemployment weekly amount will probably be around $450, which is still way less than what I was making at my job, so hopefully I'll continue to qualify. I'm planning to call my caseworker this week as soon as my first unemployment payment comes through. Thanks to everyone who shared their stories - it really helps to know that other people have successfully navigated this process!
You're doing the right thing by calling them proactively! I was in almost the exact same situation last year - got laid off and was terrified about losing my medicaid. But honestly, the caseworkers deal with this all the time and they're usually pretty helpful. With your unemployment at $450/week, you should definitely still qualify since that's way below the medicaid income limits. Just make sure you have your unemployment determination letter ready when you call - they'll probably want to see that to update your file. The whole process was way less scary than I thought it would be. You've got this!
Just to add one more thing - the notification your employer gets is pretty basic and factual. It's not like they're getting a detailed essay about why you left or anything dramatic. It's mostly just confirming employment dates and separation reason.
I went through this exact same worry when I filed my claim in Washington about 6 months ago. Yes, your employer will get notified, but honestly it was way less dramatic than I built it up in my head. The notice they receive is just a standard form - very bureaucratic and matter-of-fact. My former manager never even mentioned it to me when we ran into each other later. Most employers deal with these notifications regularly and it's really just part of normal business operations. Don't let anxiety about the notification process delay you from filing if you need the benefits - that's what the system is there for!
This is exactly the kind of reassurance I needed to hear! I've been building this up in my head as this huge dramatic thing, but it sounds like it's really just routine paperwork. Thank you for sharing your experience - it helps so much to know that even when you ran into your former manager later, it wasn't awkward or anything. I think I'm finally ready to stop overthinking this and just file my claim.
Ayla Kumar
Hope this helps everyone! The key is persistence and having multiple strategies. Don't rely on just one approach - try calling at different times, use the messaging system, and consider services like Claimyr if you're really stuck.
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Cynthia Love
•Thanks everyone for all the advice! I feel much more prepared to tackle this now.
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Lorenzo McCormick
•Good luck! Remember that most issues do get resolved eventually, even if it takes longer than it should.
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Chloe Robinson
I've been dealing with Washington ESD for months now and here's what I've learned: The main number 800-318-6022 is correct, but timing is everything. I've had the best luck calling exactly at 8:00 AM when they open - set multiple alarms and start dialing right on the dot. Also, if you get through to the automated system, don't hang up even if it says they're experiencing high call volume. Sometimes you'll get placed in a callback queue where they'll call you back within a few hours instead of making you wait on hold. Save yourself the headache and have your SSN, claim number, and recent employer info ready before you even dial.
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